ALEMA
ActiveSummary
ALEMA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.53M and a net result of €1.39M. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.15M at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.25 in 2024; short-term debt: 5.3% and cash: 4.2% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
6.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
20 d late
2023
29 d late
2022
25 d late
2021
29 d late
2020
37 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16.53M▲ 3.9%
2024 · €15.92M
2018: €10.30M
2019: €11.27M
2020: €11.20M
2021: €12.13M
2022: €11.33M
2023: €15.36M
2024: €15.92M
2018 → 2025
Total assets
€20.94M▲ 2.9%
2024 · €20.35M
2018: €18.68M
2019: €18.70M
2020: €19.77M
2021: €18.92M
2022: €20.22M
2023: €20.24M
2024: €20.35M
2018 → 2025
Net result
€1.39M▲ 4.2%
2024 · €1.34M
2018: €964k
2019: €979k
2020: €1.19M
2021: €1.35M
2022: €949k
2023: €4.90M
2024: €1.34M
2018 → 2025
Working capital
€-182k▲ 78.3%
2024 · €-839k
2018: €-3.57M
2019: €-122k
2020: €-746k
2021: €-555k
2022: €-2.06M
2023: €-1.37M
2024: €-839k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.13M-€11.33M▼ 6.6%€15.36M▲ 35.5%€15.92M▲ 3.6%€16.53M▲ 3.9%
Operating result€237k-€240k▲ 1.0%€302k▲ 25.9%€277k▼ 8.4%€332k▲ 20.2%
Net result€1.35M-€949k▼ 29.7%€4.90M▲ 417%€1.34M▼ 72.7%€1.39M▲ 4.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.94M
Fixed assets
€20.01M ▼ 0.3%
Current assets
€930k ▲ 228%
Equity and liabilities €20.94M
Equity
€16.53M ▲ 3.9%
Debt
€4.41M ▼ 0.4%
Debt's share of the balance-sheet total falls from 21.8% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€398k▲
2024 · €345k
Cash flow
€1.46M▲
2024 · €1.41M
Current ratio
0.84▲
2024 · 0.25
Debt to equity
0.27▼
2024 · 0.28
ROE
8.4%▲
2024 · 8.4%
ROA
6.7%▲
2024 · 6.6%
Interest coverage
1.72▲
2024 · 1.34
Debt ≤ 1 year
€1.11M▼
2024 · €1.12M
Debt > 1 year
€3.14M=
2024 · €3.14M
Income taxes
€31k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20.35M€20.94M▲
Fixed assets21/28€20.06M€20.01M▼
Tangible fixed assets22/27€175k€124k▼
Land and buildings22€36k€31k▼
Furniture and vehicles24€139k€93k▼
Financial fixed assets28€19.89M€19.89M=
Current assets29/58€283k€930k▲
Amounts receivable within one year40/41€69k€45k▼
Trade receivables40€54k€45k▼
Other amounts receivable41€15k€250▼
Current investments50/53€10k€10k▲
Cash at bank and in hand54/58€204k€875k▲
Equity and liabilities
Total equity and liabilities10/49€20.35M€20.94M▲
Equity10/15€15.92M€16.53M▲
Contributions10/11€8.40M€8.40M=
Reserves13€7.50M€8.00M▲
Distributable reserves133€7.50M€8.00M▲
Profit (loss) carried forward14€17k€130k▲
Amounts payable17/49€4.43M€4.41M▼
Amounts payable after more than one year17€3.14M€3.14M=
Other amounts payable178/9€3.14M€3.14M=
Amounts payable within one year42/48€1.12M€1.11M▼
Current portion of amounts payable after more than one year42€253k€253k=
Trade debts44€797€325▼
Suppliers440/4€797€325▼
Taxes, remuneration and social security45€321k€312k▼
Taxes450/3€321k€312k▼
Other amounts payable47/48€547k€547k=
Accrued charges and deferred income492/3€169k€162k▼
Income statement
Code20242025
Non-recurring operating income76A€10k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€65k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€348k€400k▲
Operating profit (loss)9901€277k€332k▲
Financial income75/76B€1.32M€1.32M=
Recurring financial income75€1.32M€1.32M=
Financial charges65/66B€258k€231k▼
Recurring financial charges65€258k€231k▼
Profit (loss) for the period before taxes9903€1.34M€1.42M▲
Income taxes67/77€5k€31k▲
Profit (loss) for the period9904€1.34M€1.39M▲
Profit (loss) for the period to be appropriated9905€1.34M€1.39M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.60M€1.41M▼
Profit (loss) brought forward from the previous period14P€261k€17k▼
Transfer to equity691/2€800k€500k▼
To other reserves6921€800k€500k▼
Profit to be distributed694/7€780k€780k=
Return on contributions (dividend)694€780k€780k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €4.90M ▲417%
Net result €4.90M, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €949k ▼29.7%
Net result drops to €949k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elslo 509940 EvergemGround area
1,971 m²
Building footprint
252 m²
Volume, LiDAR
1,448 m³
Parcel 44019C1141/00G000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alema
since 20082.171.938.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019C1141/00G000 | Flanders | 1,971 m² | 1 · 252 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 86 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
52210Service activities incidental to land transportation
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.