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Generated 13-08-2026
Active BE 0877.809.418Private limited company

ALDECA

Boomgaardstraat 50 ·2070 Beveren-Kruibeke-Zwijndrecht, Belgium· 20 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

ALDECA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 20 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-06-2025 2025-00199153
31-12-2023 micro 26-08-2024 2024-00367690
31-12-2022 micro 27-08-2023 2023-00357945
31-12-2021 micro 29-07-2022 2022-20265615
31-12-2020 micro 31-08-2021 2021-66200397
31-12-2019 micro 25-11-2020 2020-71700362
31-12-2018 micro 14-10-2019 2019-69800217
31-12-2017 micro 29-08-2018 2018-51700401
31-12-2016 micro 29-07-2017 2017-37600032
31-12-2015 verkort 30-06-2016 2016-25600299
Directors & mandates 2 directors
Current directors & mandates
  • DE CALUWÉ Alain
    Director
    State Gazette act 25096455 (29-07-2025)
    Current
    29-07-2025 → present
Former directors (1)
  • SMET Koen
    Director
    State Gazette act 25096455 (29-07-2025)
    Former
    - → 29-07-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation09-12-2005
StatusActive
Postal code2070
Connections & network 1 connected companies
Group structure
Fineka
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
ALDECABE 0877.809.418
controls
Where this company holds controlthis company sits on their board1
Fineka
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
ADVIESKANTOOR DE CALUWE - SMET
Boomgaardstraat 50, 2070 Beveren-Kruibeke-ZwijndrechtVerzekeringsmakelaars en -agenten
since 20062.151.337.957
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11011A0259/00P000 Flanders 303 m² 1 · 75 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-07-2025
State Gazette act Capital & shares
Jean-Baptiste LOUAGIE
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
14-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
29-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
Capital history · 1
29-07-2025
Capital change
All acts · 1 updated 1 year ago
2025
29-07-2025 Restructuring of share classes Capital & shares·Jean-Baptiste LOUAGIE
Notary: Jean-Baptiste LOUAGIE · Beveren-Kruibeke-Zwijndrecht
Technical details 
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  "notary": {
    "name": "Jean-Baptiste LOUAGIE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Beveren-Kruibeke-Zwijndrecht",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-29",
    "filing_date": "2025-07-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-07-17",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-06-30"
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": "0433.844.574",
    "firm_name": "Conscius Bedrijfsrevisoren BV",
    "ibr_number": null,
    "mission_type": "partial_split",
    "individual_name": "Georges Koslowski"
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  "subject_company": {
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  "publication_proxy": {
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  },
  "co_filed_documents": [
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  "shareholders_after": [
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    }
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Vermogensbeheer66300
Primary activity highlighted.
Names & trade names
Legal nameNL ALDECA
Registered office
Boomgaardstraat 50
2070 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative