ALBERT BENELUX CONSULTING
ActiveALBERT BENELUX CONSULTING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €16k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+76
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 11.73 in 2024; short-term debt: 21.3% and cash: 53.3% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
2 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 10.6%
2024 · €84k
2018: €29k
2019: €36k
2020: €44k
2021: €71k
2022: €70k
2023: €89k
2024: €84k
2018 → 2025
Total assets
€99k▲ 5.3%
2024 · €94k
2018: €55k
2019: €66k
2020: €66k
2021: €108k
2022: €109k
2023: €99k
2024: €94k
2018 → 2025
Net result
€16k
2024 · €-5k
2018: €20k
2019: €16k
2020: €16k
2021: €36k
2022: €5k
2023: €13k
2024: €-5k
2018 → 2025
Working capital
€74k▼ 0.8%
2024 · €74k
2018: €26k
2019: €36k
2020: €37k
2021: €69k
2022: €68k
2023: €84k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€70k▼ 1.0%€89k▲ 27.0%€84k▼ 5.3%€75k▼ 10.6%
Operating result€53k-€12k▼ 77.6%€17k▲ 47.0%€-4k€23k
Net result€36k-€5k▼ 85.2%€13k▲ 142%€-5k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€4k▼ 68.9%
Current assets
€95k▲ 16.6%
Equity and liabilities €99k
Equity
€75k▼ 10.6%
Debt
€23k▲ 147%
The debt ratio rises from 10.1% to 23.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €-2k
Cash flow
€18k▲
2024 · €-3k
Solvency
76.3%▼
2024 · 89.9%
Current ratio
4.51▼
2024 · 11.73
Quick ratio
4.51▼
2024 · 11.73
Debt / equity
0.31▲
2024 · 0.11
ROE
21.4%▲
2024 · -5.5%
ROA
16.3%▲
2024 · -5.0%
Interest coverage
47.90▲
2024 · -3.92
Debt
€23k▲
2024 · €9k
Debt ≤ 1 year
€21k▲
2024 · €7k
Income taxes
€6k▲
2024 · €380
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€99k▲
Fixed assets21/28€12k€4k▼
Tangible fixed assets22/27€12k€4k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€8k€672▼
Current assets29/58€81k€95k▲
Amounts receivable within one year40/41€10k€16k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€3k€2k▼
Current investments50/53-€25k
Cash at bank and in hand54/58€69k€53k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€94k€99k▲
Equity10/15€84k€75k▼
Contributions10/11€19k€19k=
Reserves13€66k€57k▼
Distributable reserves133€66k€57k▼
Amounts payable17/49€9k€23k▲
Amounts payable within one year42/48€7k€21k▲
Trade debts44€2k€217▼
Suppliers440/4€2k€217▼
Taxes, remuneration and social security45-€93
Taxes450/3-€93
Other amounts payable47/48€5k€21k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-668€26k▲
Operating profit (loss)9901€-4k€23k▲
Financial income75/76B€3€21▲
Recurring financial income75€3€21▲
Financial charges65/66B€440€514▲
Recurring financial charges65€440€514▲
Profit (loss) for the period before taxes9903€-4k€22k▲
Income taxes67/77€380€6k▲
Profit (loss) for the period9904€-5k€16k▲
Profit (loss) for the period to be appropriated9905€-5k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€16k▲
Transfer from equity791/2€5k€25k▲
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼136%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 12.00
Current ratio from 2.80 to 12.00; short-term debt falls from €38k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €36k ▲125%
Operating result €53k, net result €36k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugeen Bosteelsstraat 239300 AalstGround area
125 m²
Building footprint
87 m²
Volume, LiDAR
588 m³
Parcel 41002B0536/00Z004, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALBERT BENELUX CONSULTING
since 20172.273.717.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0536/00Z004 | Flanders | 125 m² | 1 · 87 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.