Albe
ActiveSummary
Albe has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.11M and a net result of €480k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-1
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 6.42 against 5.07 in 2024; short-term debt: 10.4% and cash: 22.3% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
49 d early
2023
30 d early
2022
33 d early
2021
38 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€730k▲ 5.2%
2024 · €694k
2018: €538k
2019: €572k
2020: €573k
2021: €558k
2022: €606k
2023: €692k
2024: €694k
2018 → 2025
EBIT margin
63.7%▼ 11.0pp
2024 · 74.7%
2018: 14.8%
2019: 9.6%
2020: -19.0%
2021: -7.2%
2022: 20.7%
2023: 56.5%
2024: 74.7%
2018 → 2025
Net result
€480k▼ 9.6%
2024 · €531k
2018: €460k
2019: €413k
2020: €91k
2021: €393k
2022: €326k
2023: €386k
2024: €531k
2018 → 2025
Working capital
€3.88M▲ 14.3%
2024 · €3.39M
2018: €1.93M
2019: €2.25M
2020: €2.45M
2021: €2.45M
2022: €2.67M
2023: €2.93M
2024: €3.39M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€558k-€606k▲ 8.6%€692k▲ 14.1%€694k▲ 0.4%€730k▲ 5.2%
Equity€4.66M-€4.91M▲ 5.3%€5.23M▲ 6.5%€5.70M▲ 8.9%€6.11M▲ 7.3%
Operating result€-40k-€125k€391k▲ 212%€519k▲ 32.8%€465k▼ 10.4%
Net result€393k-€326k▼ 17.2%€386k▲ 18.5%€531k▲ 37.5%€480k▼ 9.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.85M
Fixed assets
€2.26M ▼ 3.0%
Current assets
€4.59M ▲ 8.7%
Equity and liabilities €6.85M
Equity
€6.11M ▲ 7.3%
Debt
€736k ▼ 13.9%
Debt's share of the balance-sheet total falls from 13.0% to 10.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€606k▼
2024 · €659k
Cash flow
€621k▼
2024 · €671k
Current ratio
6.42▲
2024 · 5.07
Debt to equity
0.12▼
2024 · 0.15
ROE
7.8%▼
2024 · 9.3%
ROA
7.0%▼
2024 · 8.1%
Interest coverage
167.48▲
2024 · 90.09
Debt ≤ 1 year
€715k▼
2024 · €833k
Debt > 1 year
€1k▲
2024 · €1k
Staff costs
€4.26M▲
2024 · €3.88M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 71 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.55M€6.85M▲
Fixed assets21/28€2.33M€2.26M▼
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€2.31M€2.25M▼
Land and buildings22€2.25M€2.18M▼
Plant, machinery and equipment23€23k€34k▲
Furniture and vehicles24€40k€31k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€329€220▼
Financial fixed assets28€4k€4k=
Other financial fixed assets284/8€4k€4k=
Amounts receivable and cash guarantees285/8€4k€4k=
Current assets29/58€4.23M€4.59M▲
Amounts receivable after more than one year29€412k€349k▼
Other amounts receivable291€412k€349k▼
Amounts receivable within one year40/41€369k€343k▼
Trade receivables40€112k€125k▲
Other amounts receivable41€257k€218k▼
Current investments50/53€1.95M€2.34M▲
Cash at bank and in hand54/58€1.46M€1.53M▲
Deferred charges and accrued income490/1€32k€32k▼
Equity and liabilities
Total equity and liabilities10/49€6.55M€6.85M▲
Equity10/15€5.70M€6.11M▲
Contributions10/11€163k€163k=
Capital10€163k€163k=
Reserves13€4.53M€5.01M▲
Profit (loss) carried forward14€0€0=
Investment grants15€1.01M€942k▼
Amounts payable17/49€855k€736k▼
Amounts payable after more than one year17€1k€1k▲
Financial debts170/4€0€0=
Credit institutions173€0€0=
Other loans174-€0
Other amounts payable178/9€1k€1k▲
Amounts payable within one year42/48€833k€715k▼
Current portion of amounts payable after more than one year42€104k€0▼
Trade debts44€22k€38k▲
Suppliers440/4€22k€38k▲
Taxes, remuneration and social security45€679k€650k▼
Taxes450/3€161k€52k▼
Remuneration and social security454/9€518k€598k▲
Accrued charges and deferred income492/3€20k€19k▼
Income statement
Code20242025
Operating income70/76A€5.09M€5.47M▲
Turnover70€694k€730k▲
Change in stocks of work in progress, finished goods and contracts in progress71€0€0=
Other operating income74€104k€101k▼
Non-recurring operating income76A€23k€3k▼
Operating charges60/66A€4.57M€5.01M▲
Goods for resale, raw materials and consumables60€254k€258k▲
Purchases600/8€254k€258k▲
Services and other goods61€233k€258k▲
Remuneration, social security and pensions62€3.88M€4.26M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141k€141k▲
Other operating charges640/8€61k€68k▲
Non-recurring operating charges66A€605€17k▲
Operating profit (loss)9901€519k€465k▼
Financial income75/76B€21k€20k▼
Recurring financial income75€21k€20k▼
Income from current assets751€21k€20k▼
Other financial income752/9€0€0=
Financial charges65/66B€9k€5k▼
Recurring financial charges65€9k€5k▼
Debt charges650€7k€4k▼
Other financial charges652/9€1k€1k▲
Profit (loss) for the period before taxes9903€531k€480k▼
Profit (loss) for the period9904€531k€480k▼
Profit (loss) for the period to be appropriated9905€531k€480k▼
Appropriation of the result
Profit (loss) to be appropriated9906€531k€480k▼
From contributions791€15k€19k▲
To contributions691€546k€499k▼
Social balance
Average headcount (FTE)908751.154.4▲
The notes to these accounts (65 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
Reappointments: Luc Jorissen, Dirk Verbeeck and 5 others8 facts ▸
State Gazette act
Reappointments: Luc Jorissen, Dirk Verbeeck and 5 others
8 facts ▸
- General meeting, 08-06-2026
- Director reappointment, Luc Jorissen (chair)
- Director reappointment, Dirk Verbeeck (director)
- Director reappointment, Joris Michielsen (secretary)
- Director reappointment, Rosien Mesdag (director)
- Director reappointment, Guido Janssens (extern lid)
- Director reappointment, Joke De Baets (interne persoon)
- Auditor reappointment, Steven Vanderhaegen (statutory auditor)
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €531k ▲37.5%
Operating result €519k, net result €531k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €5MEq €5.23M ▲6.5%
6 profitable years in a row build equity to €5.23M.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €91k ▼78%
Net result drops to €91k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26106629). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Dirk Verbeeck
CurrentDirector · since 08-06-2026
Guido Janssens
CurrentExtern lid · since 08-06-2026
Joke De Baets
CurrentInterne persoon · since 08-06-2026
Joris Michielsen
CurrentSecretary · since 08-06-2026
Luc Jorissen
CurrentChair · since 08-06-2026
Rosien Mesdag
CurrentDirector · since 08-06-2026
08-06-2026
Dirk Verbeeck: Mandate renewed as Director
08-06-2026
Guido Janssens: Mandate renewed as Extern lid
08-06-2026
Joke De Baets: Mandate renewed as Interne persoon
08-06-2026
Joris Michielsen: Mandate renewed as Secretary
08-06-2026
Luc Jorissen: Mandate renewed as Chair
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lobelialaan 142950 KapellenGround area
3.0 ha
Building footprint
488 m²
Volume, LiDAR
5,733 m³
Parcel 11362M0433/00D000, Flanders · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Albe
since 20062.154.403.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0433/00D000 | Flanders | 3.0 ha | 1 · 488 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Steven VanderhaegenCurrent Statutory auditor | 01-01-2026 → present |
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Guido Janssens · Director
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 14 entries · 6,008,884 EUR awarded · 5,984,471 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 966,792 EUR | 966,792 EUR |
| 2024 | 4 | 771,115 EUR | 746,702 EUR |
| 2023 | 3 | 617,449 EUR | 617,449 EUR |
| 2022 | 4 | 3,653,528 EUR | 3,653,528 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Subsidie voor alternatieve financiering personen met een handicap
Subsidie voor klimaat
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.154.403.256
Care and welfare
3 services · 1 liveAlbe
Albe
Albe
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BE 0406.673.587
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BE 0417.833.933
Virton · Eq €6.16M
Point d'Eau
BE 0421.779.160
Arlon · Eq €6.05M
Monsheide
BE 0419.081.867
Peer · Eq €6.18M
De Schakel
BE 0419.461.652
Balen · Eq €6.00M
Of 322 companies in sector 87202 we hold annual accounts for 273. 200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded06-11-1980
Fiscal year end31-12
Activities, NACEBEL 2025
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.