AGS GROUP
ActiveAGS GROUP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €203k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency1▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.31 in 2024), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
18.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
3 d early
2023
27 d late
2022
30 d late
2021
65 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 25.5%
2024 · €28k
2018: €112k
2019: €201k
2020: €279k
2021: €471k
2022: €21k
2023: €21k
2024: €28k
2018 → 2025
Total assets
€1.08M▲ 2.7%
2024 · €1.05M
2018: €368k
2019: €656k
2020: €743k
2021: €849k
2022: €973k
2023: €1.28M
2024: €1.05M
2018 → 2025
Net result
€203k▲ 88.4%
2024 · €108k
2018: €34k
2019: €105k
2020: €78k
2021: €193k
2022: €143k
2023: €36k
2024: €108k
2018 → 2025
Working capital
€-349k▲ 0.3%
2024 · €-350k
2018: €-67k
2019: €153k
2020: €31k
2021: €204k
2022: €-238k
2023: €-360k
2024: €-350k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€471k-€21k▼ 95.6%€21k=€28k▲ 36.9%€21k▼ 25.5%
Operating result€260k-€189k▼ 27.3%€147k▼ 22.0%€205k▲ 39.1%€347k▲ 69.0%
Net result€193k-€143k▼ 26.0%€36k▼ 74.9%€108k▲ 201%€203k▲ 88.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 69% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€851k▼ 4.5%
Current assets
€227k▲ 43.5%
Equity and liabilities €1.08M
Equity
€21k▼ 25.5%
Provisions
€46k▼ 0.3%
Debt
€1.01M▲ 3.7%
The debt ratio rises from 92.9% to 93.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€388k▲
2024 · €308k
Cash flow
€244k▲
2024 · €210k
Solvency
2.0%▼
2024 · 2.7%
Current ratio
0.39▲
2024 · 0.31
Quick ratio
0.39▲
2024 · 0.31
Debt / equity
47.99▲
2024 · 34.47
ROE
962.7%▲
2024 · 380.6%
ROA
18.8%▲
2024 · 10.3%
Interest coverage
4.92▲
2024 · 4.48
Debt
€1.01M▲
2024 · €975k
Debt ≤ 1 year
€575k▲
2024 · €508k
Debt > 1 year
€434k▼
2024 · €467k
Income taxes
€65k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.08M▲
Fixed assets21/28€891k€851k▼
Tangible fixed assets22/27€888k€850k▼
Land and buildings22€885k€846k▼
Furniture and vehicles24€4k€4k▲
Financial fixed assets28€3k€810▼
Current assets29/58€158k€227k▲
Amounts receivable within one year40/41€100k€64k▼
Trade receivables40€58k€42k▼
Other amounts receivable41€42k€21k▼
Cash at bank and in hand54/58€58k€162k▲
Deferred charges and accrued income490/1-€665
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.08M▲
Equity10/15€28k€21k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€189€189=
Profit (loss) carried forward14€8k€416▼
Provisions and deferred taxes16€46k€46k▼
Provisions for liabilities and charges160/5€46k€46k▼
Other liabilities and charges164/5€46k€46k▼
Amounts payable17/49€975k€1.01M▲
Amounts payable after more than one year17€467k€434k▼
Financial debts170/4€467k€434k▼
Amounts payable within one year42/48€508k€575k▲
Current portion of amounts payable after more than one year42€47k€48k▲
Trade debts44€30k€14k▼
Suppliers440/4€30k€14k▼
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€26k€33k▲
Other amounts payable47/48€405k€480k▲
Accrued charges and deferred income492/3-€998
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€41k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-11k€-136▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€299k€392k▲
Operating profit (loss)9901€205k€347k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€69k€79k▲
Recurring financial charges65€69k€79k▲
Profit (loss) for the period before taxes9903€136k€268k▲
Income taxes67/77€29k€65k▲
Profit (loss) for the period9904€108k€203k▲
Profit (loss) for the period to be appropriated9905€108k€203k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€210k▲
Profit (loss) brought forward from the previous period14P-€8k
Profit to be distributed694/7€100k€210k▲
Return on contributions (dividend)694€100k€210k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €203k ▲88.4%
Operating result €347k, net result €203k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.58
Current ratio from 0.61 to 1.58.
31-12
Financial
Equity above €200kEq €201k ▲80.2%
2 profitable years in a row build equity to €201k.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schepenenstraat 661050 ElseneGround area
270 m²
Building footprint
117 m²
Volume, LiDAR
1,290 m³
Parcel 21443C0190/04T002, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AGS GROUP
since 20152.240.801.255
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0190/04T002 | Brussels | 270 m² | 1 · 117 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900DD6C6TTD4AFG61
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 31,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeantrzcinski@gmail.com
Phone:+32485690875