AGRO HAMONT
ActiveSummary
AGRO HAMONT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €895k and a net result of €139k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-4
Solvency91▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 4.19 in 2024; short-term debt: 16.9% and cash: 23.5% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
57 d late
2023
28 d late
2022
323 d late
2021
126 d late
2020
123 d late
2019
96 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€895k▲ 9.7%
2024 · €816k
2018: €77k
2019: €156k
2020: €259k
2021: €386k
2022: €620k
2023: €768k
2024: €816k
2018 → 2025
Total assets
€1.36M▲ 33.9%
2024 · €1.02M
2018: €291k
2019: €354k
2020: €500k
2021: €591k
2022: €820k
2023: €945k
2024: €1.02M
2018 → 2025
Net result
€139k▲ 2.1%
2024 · €136k
2018: €83k
2019: €105k
2020: €134k
2021: €160k
2022: €264k
2023: €179k
2024: €136k
2018 → 2025
Working capital
€647k▲ 6.7%
2024 · €606k
2018: €19k
2019: €117k
2020: €161k
2021: €238k
2022: €498k
2023: €688k
2024: €606k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€386k-€620k▲ 60.6%€768k▲ 23.9%€816k▲ 6.2%€895k▲ 9.7%
Operating result€186k-€344k▲ 84.6%€230k▼ 33.0%€179k▼ 22.4%€177k▼ 1.2%
Net result€160k-€264k▲ 64.9%€179k▼ 32.1%€136k▼ 24.0%€139k▲ 2.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€483k ▲ 121%
Current assets
€877k ▲ 10.1%
Equity and liabilities €1.36M
Equity
€895k ▲ 9.7%
Debt
€465k ▲ 133%
Debt's share of the balance-sheet total rises from 19.7% to 34.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€256k▲
2024 · €252k
Cash flow
€218k▲
2024 · €210k
Current ratio
3.81▼
2024 · 4.19
Quick ratio
2.32▼
2024 · 2.62
Debt to equity
0.52▲
2024 · 0.24
ROE
15.6%▼
2024 · 16.7%
ROA
10.2%▼
2024 · 13.4%
Interest coverage
66.74▼
2024 · 244.65
Debt ≤ 1 year
€230k▲
2024 · €190k
Debt > 1 year
€235k▲
2024 · €9k
Income taxes
€37k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.36M▲
Fixed assets21/28€218k€483k▲
Tangible fixed assets22/27€218k€483k▲
Land and buildings22-€339k
Plant, machinery and equipment23€65k€45k▼
Furniture and vehicles24€153k€99k▼
Current assets29/58€797k€877k▲
Stocks and contracts in progress3€298k€343k▲
Stocks30/36€298k€343k▲
Amounts receivable within one year40/41€288k€214k▼
Trade receivables40€181k€149k▼
Other amounts receivable41€107k€65k▼
Cash at bank and in hand54/58€210k€320k▲
Deferred charges and accrued income490/1€1k€730▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.36M▲
Equity10/15€816k€895k▲
Contributions10/11€19k€19k=
Reserves13€797k€876k▲
Distributable reserves133€797k€876k▲
Amounts payable17/49€200k€465k▲
Amounts payable after more than one year17€9k€235k▲
Financial debts170/4€9k€235k▲
Amounts payable within one year42/48€190k€230k▲
Current portion of amounts payable after more than one year42€19k€23k▲
Trade debts44€64k€136k▲
Suppliers440/4€64k€136k▲
Taxes, remuneration and social security45€29k€18k▼
Taxes450/3€29k€18k▼
Other amounts payable47/48€79k€52k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€79k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€254k€259k▲
Operating profit (loss)9901€179k€177k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€181k€176k▼
Income taxes67/77€44k€37k▼
Profit (loss) for the period9904€136k€139k▲
Profit (loss) for the period to be appropriated9905€136k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€136k€139k▲
Transfer to equity691/2€47k€79k▲
To other reserves6921€47k€79k▲
Profit to be distributed694/7€89k€60k▼
Return on contributions (dividend)694€59k€30k▼
Directors or managers695€30k€30k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 323 days late
2022
31-12
Financial
Highest result since 2018net €264k ▲64.9%
Operating result €344k, net result €264k, both a record.
31-12
Financial
Equity above €500kEq €620k ▲60.6%
5 profitable years in a row build equity to €620k.
04-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 126 days late
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 123 days late
2020
31-12
Financial
Equity above €200kEq €259k ▲65.5%
3 profitable years in a row build equity to €259k.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 96 days late
2019
31-12
Financial
Equity above €150kEq €156k ▲103%
2 profitable years in a row build equity to €156k.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 963930 Hamont-AchelGround area
1.1 ha
Building footprint
871 m²
Parcel 72012D0025/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bosstraat 96, 3930 Hamont-Achel
since 20172.271.077.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012D0025/00T000 | Flanders | 1.1 ha | 1 · 871 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,103 EUR awarded · 1,103 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,103 EUR | 1,103 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamont-Achel2.271.077.232
Similar companies · same sector, comparable size
GARDEN CENTER TOURNAI
BE 0468.209.892
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TUINCENTRUM SECO
BE 0508.685.123
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GARDENFORUM
BE 0448.152.668
Tongeren-Borgloon · Eq €904k
DESCHAUMES
BE 0807.684.356
Ronse · Eq €885k
Winnepenninckx
BE 0821.669.182
Haacht · Eq €877k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 697 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
01620Support activities for animal production
46211Wholesale trade
46220Wholesale trade
47762Retail sale of pets, pet food and pet supplies
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.