AGRO GEER
ActiveSummary
AGRO GEER has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323k and a net result of €78k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 28% of 479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency50▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.84 in 2024; short-term debt: 20.7% and cash: 1.3% of total assets), but 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
14 d late
2023
5 d early
2022
10 d late
2021
4 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▼ 25.5%
2024 · €104k
2019: €19k
2020: €6k
2021: €3k
2022: €30k
2023: €48k
2024: €104k
2019 → 2025
Working capital
€341k▲ 31.3%
2024 · €260k
2019: €131k
2020: €138k
2021: €140k
2022: €104k
2023: €142k
2024: €260k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€107k▲ 31.0%€150k▲ 41.1%€250k▲ 66.4%€323k▲ 29.3%
Operating result€40k-€62k▲ 53.2%€79k▲ 28.2%€162k▲ 104%€136k▼ 16.1%
Net result€3k-€30k▲ 833%€48k▲ 62.4%€104k▲ 116%€78k▼ 25.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€692k ▼ 9.8%
Current assets
€610k ▲ 7.5%
Equity and liabilities €1.30M
Equity
€323k ▲ 29.3%
Provisions
€2k ▼ 12.5%
Debt
€977k ▼ 9.7%
Debt's share of the balance-sheet total falls from 81.1% to 75.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€214k▼
2024 · €240k
Cash flow
€156k▼
2024 · €183k
Current ratio
2.27▲
2024 · 1.84
Quick ratio
1.25▲
2024 · 0.69
Debt to equity
3.02▼
2024 · 4.33
ROE
24.1%▼
2024 · 41.8%
ROA
6.0%▼
2024 · 7.8%
Interest coverage
5.92▼
2024 · 6.42
Debt ≤ 1 year
€269k▼
2024 · €308k
Debt > 1 year
€677k▼
2024 · €743k
Income taxes
€27k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.30M▼
Fixed assets21/28€767k€692k▼
Tangible fixed assets22/27€767k€692k▼
Land and buildings22€752k€679k▼
Plant, machinery and equipment23€10k€10k▲
Leasing and similar rights25€5k€3k▼
Current assets29/58€567k€610k▲
Stocks and contracts in progress3€357k€273k▼
Stocks30/36€357k€273k▼
Amounts receivable within one year40/41€181k€316k▲
Trade receivables40€173k€310k▲
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€26k€17k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.30M▼
Equity10/15€250k€323k▲
Contributions10/11€43k€43k=
Reserves13€170k€248k▲
Distributable reserves133€170k€248k▲
Investment grants15€37k€32k▼
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€1.08M€977k▼
Amounts payable after more than one year17€743k€677k▼
Financial debts170/4€743k€677k▼
Amounts payable within one year42/48€308k€269k▼
Current portion of amounts payable after more than one year42€67k€67k=
Financial debts43€0€100k▲
Credit institutions430/8€0€100k▲
Trade debts44€228k€85k▼
Suppliers440/4€228k€85k▼
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€2k▲
Accrued charges and deferred income492/3€31k€31k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€79k=
Other operating charges640/8€4k€3k▼
Gross operating margin9900€244k€218k▼
Operating profit (loss)9901€162k€136k▼
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€37k€36k▼
Recurring financial charges65€37k€36k▼
Profit (loss) for the period before taxes9903€129k€104k▼
Transfer from deferred taxes780€242€242=
Income taxes67/77€25k€27k▲
Profit (loss) for the period9904€104k€78k▼
Profit (loss) for the period to be appropriated9905€104k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€78k▼
Transfer to equity691/2€104k€78k▼
To other reserves6921€104k€78k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
30-06
Financial
Highest result since 2019net €104k ▲116%
Operating result €162k, net result €104k, both a record.
30-06
Financial
Equity above €200kEq €250k ▲66.4%
6 profitable years in a row build equity to €250k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Equity above €150kEq €150k ▲41.1%
5 profitable years in a row build equity to €150k.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
30-06
Financial
Equity above €100kEq €107k ▲31%
4 profitable years in a row build equity to €107k.
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
30-06
Financial
Weakest financial yearnet €3k ▼43.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
15-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geer · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Tourinne(LSS) 214250 GeerGround area
2,880 m²
Parcel 64043A0198/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
AGRO GEER
since 20122.208.711.675
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64043A0198/00D002 | Wallonia | 2,880 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeer2.208.711.675
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Of 20,588 companies in sector 01500 we hold annual accounts for 1,149. 932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2012
Fiscal year end30-06
Activities, NACEBEL 2025
01500Mixed farming
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01630Crop and animal production, hunting and related service activities
46214Wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.