AGRI-CRESTIA
ActiveAGRI-CRESTIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €-10k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-14
Solvency74▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 0.95 in 2024; short-term debt: 20.3% and cash: 1.5% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
-8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d late
2022
4 d late
2021
1 d late
2020
9 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 17.7%
2024 · €69k
2018: €56k
2019: €61k
2020: €43k
2021: €62k
2022: €66k
2023: €67k
2024: €69k
2018 → 2025
Total assets
€116k▼ 19.6%
2024 · €144k
2018: €450k
2019: €409k
2020: €295k
2021: €283k
2022: €207k
2023: €183k
2024: €144k
2018 → 2025
Net result
€-10k
2024 · €4k
2018: €14k
2019: €7k
2020: €-16k
2021: €20k
2022: €6k
2023: €3k
2024: €4k
2018 → 2025
Working capital
€18k
2024 · €-2k
2018: €9k
2019: €11k
2020: €-10k
2021: €5k
2022: €8k
2023: €10k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€66k▲ 6.2%€67k▲ 1.6%€69k▲ 3.2%€57k▼ 17.7%
Operating result€28k-€12k▼ 57.8%€8k▼ 35.9%€7k▼ 4.2%€-9k
Net result€20k-€6k▼ 72.2%€3k▼ 49.5%€4k▲ 37.5%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€75k▼ 29.1%
Current assets
€41k▲ 6.3%
Equity and liabilities €116k
Equity
€57k▼ 17.7%
Debt
€59k▼ 21.4%
The debt ratio falls from 52.2% to 51.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €38k
Cash flow
€20k▼
2024 · €35k
Solvency
49.0%▲
2024 · 47.8%
Current ratio
1.75▲
2024 · 0.95
Quick ratio
1.75▲
2024 · 0.95
Debt / equity
1.04▼
2024 · 1.09
ROE
-18.2%▼
2024 · 5.7%
ROA
-8.9%▼
2024 · 2.7%
Interest coverage
6.53▼
2024 · 7.33
Debt
€59k▼
2024 · €75k
Debt ≤ 1 year
€24k▼
2024 · €41k
Debt > 1 year
€12k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€116k▼
Formation expenses20€0€0=
Fixed assets21/28€105k€75k▼
Tangible fixed assets22/27€105k€75k▼
Land and buildings22€99k€69k▼
Plant, machinery and equipment23€7k€6k▼
Current assets29/58€39k€41k▲
Amounts receivable within one year40/41€34k€38k▲
Trade receivables40€34k€38k▲
Cash at bank and in hand54/58€5k€2k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€144k€116k▼
Equity10/15€69k€57k▼
Contributions10/11€6k€6k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14-€-10k
Investment grants15€12k€11k▼
Amounts payable17/49€75k€59k▼
Amounts payable after more than one year17€35k€12k▼
Financial debts170/4€35k€12k▼
Amounts payable within one year42/48€41k€24k▼
Current portion of amounts payable after more than one year42€31k€23k▼
Trade debts44€2k€438▼
Suppliers440/4€2k€438▼
Other amounts payable47/48€7k€17▼
Accrued charges and deferred income492/3-€24k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k=
Other operating charges640/8€2k€400▼
Gross operating margin9900€40k€22k▼
Operating profit (loss)9901€7k€-9k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€4k€-10k▼
Profit (loss) for the period9904€4k€-10k▼
Profit (loss) for the period to be appropriated9905€4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-10k▼
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-16k ▼333%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Doische · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au-Crestia 55680 Doische1 establishment unit
AGRI-CRESTIA
since 20072.162.454.256
Similar companies · same sector, comparable size
B.B.V
BE 0825.854.733
Lierneux · Eq €57k
't NERVEN
BE 0899.097.156
Wuustwezel · Eq €56k
MARKHOEVE
BE 0876.991.549
Deinze · Eq €57k
AGROVAN
BE 0455.895.743
Tielt · Eq €58k
Portgoed
BE 0762.839.771
Beveren-Kruibeke-Zwijndrecht · Eq €55k
Of 587 companies in sector 01462 we hold annual accounts for 213. 129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2007
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
01110Growing of cereals (except rice), leguminous crops and oil seeds
01410Raising of dairy cattle
43120Site preparation
45112
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/61.86.62