AERO-X consulting
ActiveSummary
AERO-X consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €26k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 31% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-16
Solvency56▼-35
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 3.68 in 2024; short-term debt: 34.7% and cash: 4.8% of total assets), and 69.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.9%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
31 d early
2023
20 d late
2022
11 d late
2021
9 d late
2020
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 262%
2024 · €7k
2020: €44k
2021: €42k
2022: €29k
2023: €36k
2024: €7k
2020 → 2025
Working capital
€17k▼ 80.0%
2024 · €85k
2020: €43k
2021: €75k
2022: €69k
2023: €39k
2024: €85k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€120k▲ 31.3%€159k▲ 32.1%€166k▲ 4.5%€105k▼ 36.4%
Operating result€59k-€42k▼ 28.4%€53k▲ 24.7%€23k▼ 56.7%€74k▲ 224%
Net result€42k-€29k▼ 31.9%€36k▲ 26.5%€7k▼ 80.1%€26k▲ 262%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 224% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €341k
Fixed assets
€206k ▲ 52.8%
Current assets
€135k ▲ 16.6%
Equity and liabilities €341k
Equity
€105k ▼ 36.4%
Provisions
€29k =
Debt
€207k ▲ 269%
Debt's share of the balance-sheet total rises from 22.3% to 60.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €53k
Cash flow
€56k▲
2024 · €38k
Current ratio
1.14▼
2024 · 3.68
Debt to equity
1.96▲
2024 · 0.34
ROE
24.8%▲
2024 · 4.3%
ROA
7.7%▲
2024 · 2.9%
Interest coverage
3.35▼
2024 · 18.71
Debt ≤ 1 year
€118k▲
2024 · €32k
Debt > 1 year
€88k▲
2024 · €24k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€251k€341k▲
Fixed assets21/28€135k€206k▲
Tangible fixed assets22/27€97k€72k▼
Plant, machinery and equipment23€2k€500▼
Furniture and vehicles24€84k€64k▼
Other tangible fixed assets26€11k€8k▼
Financial fixed assets28€38k€134k▲
Current assets29/58€116k€135k▲
Amounts receivable within one year40/41€71k€117k▲
Trade receivables40€19k€21k▲
Other amounts receivable41€52k€96k▲
Current investments50/53€17k-
Cash at bank and in hand54/58€25k€16k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€251k€341k▲
Equity10/15€166k€105k▼
Contributions10/11€5k€5k=
Reserves13€161k€100k▼
Distributable reserves133€161k€100k▼
Provisions and deferred taxes16€29k€29k=
Provisions for liabilities and charges160/5€29k€29k=
Other liabilities and charges164/5€29k€29k=
Amounts payable17/49€56k€207k▲
Amounts payable after more than one year17€24k€88k▲
Financial debts170/4€24k€88k▲
Amounts payable within one year42/48€32k€118k▲
Current portion of amounts payable after more than one year42€16k€26k▲
Financial debts43-€127
Credit institutions430/8-€127
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€10k€4k▼
Remuneration and social security454/9€2k€94▼
Other amounts payable47/48-€86k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€29k-
Other operating charges640/8€50€435▲
Gross operating margin9900€82k€105k▲
Operating profit (loss)9901€23k€74k▲
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€3k€31k▲
Recurring financial charges65€3k€31k▲
Profit (loss) for the period before taxes9903€20k€43k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€7k€26k▲
Profit (loss) for the period to be appropriated9905€7k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€26k▲
Transfer from equity791/2-€86k
Transfer to equity691/2€7k€26k▲
To other reserves6921€7k€26k▲
Profit to be distributed694/7-€86k
Return on contributions (dividend)694-€86k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼80.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
31-12
Financial
Equity above €150kEq €159k ▲32.1%
4 profitable years in a row build equity to €159k.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 11 days late
2022
31-12
Financial
Equity above €100kEq €120k ▲31.3%
3 profitable years in a row build equity to €120k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sixième(SG) 87330 Saint-GhislainGround area
175 m²
Building footprint
60 m²
Volume, LiDAR
550 m³
Parcel 53070B0588/00R003, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Sixième(SG) 8, 7330 Saint-Ghislain
since 20192.294.883.210
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0588/00R003 | Wallonia | 175 m² | 1 · 60 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450057DJAD51067750
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jerome.dagruma@aero-xc.com
E-mail:jeromedagruma@aero-xc.com