AEJ Avocat · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AEJ Avocat is 0.9% (low). The 2022 annual accounts show equity of €174k and a net result of €69k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	26-09-2025	57 d late	2025-00504331
31-12-2023	31-07-2024	30-09-2024	61 d late	2024-00487908
31-12-2022	31-07-2023	30-08-2023	30 d late	2023-00379406
31-12-2021	31-07-2022	30-10-2022	91 d late	2022-20480398

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€69k-33.9%

Working capital€138k+57.2%

CSV export

Annual accounts & ratios

Source: NBB · 2022

Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€88k

-36.3% 21-22

Net profit

€69k

-33.9% 21-22

Cash flow

€73k

-32.6% 21-22

Total assets

€299k

+88.9% 21-22

Equity

€174k

+65.1% 21-22

Working capital

€138k

+57.2% 21-22

Income taxes

€18k

-40.7% 21-22

Dividends

€800

0.0% 21-22

Show 9 other metrics

Debt

€125k

+136.1% 21-22

Debt ≤ 1y

€125k

+136.1% 21-22

Current ratio

2.10

-20.8% 21-22

Quick ratio

2.10

-20.8% 21-22

Solvency

58.1%

-12.6% 21-22

Debt / equity

0.72

+43.0% 21-22

ROE

39.9%

-59.9% 21-22

ROA

23.2%

-65.0% 21-22

Interest coverage

2145.95

- 21-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€88k
Net profit	€69k
Cash flow	€73k
Staff costs	-
Income taxes	€18k
Dividends	€800
Total assets	€299k
Equity	€174k
Debt	€125k
of which ≤ 1y	€125k
of which > 1y	-
Working capital	€138k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	2.10
Quick ratio	2.10
Working capital ratio	46.1%
Solvency	58.1%
Debt / equity	0.72
Long-term debt ratio	-
Interest coverage	2145.95
Gross margin	-
Net margin	-
ROA	23.2%
ROE	39.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €36k · 11.9% Current assets €263k · 88.1%

Equity & liabilities

Equity €174k · 58.1% Debt €125k · 41.9%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€299k
Fixed assets	21/28	€36k
Intangible fixed assets	21	€11k
Tangible fixed assets	22/27	€18k
Financial fixed assets	28	€7k
Current assets	29/58	€263k
Amounts receivable within one year	40/41	€42k
Cash & bank	54/58	€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€299k
Equity	10/15	€174k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€173k
Amounts payable	17/49	€125k
Amounts payable within one year	42/48	€125k
Trade debts payable within one year	44	€55k
Income statement
Gross operating margin	9900	€89k
Operating result	9901	€84k
Financial income	75	€4k
Financial charges	65	€41
Result before taxes	9903	€88k
Income taxes	67/77	€18k
Net result for the period	9904	€69k
Result to be appropriated	9905	€69k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2022 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

5 companies at this address See who is registered here

Establishment units

1 location

AEJ Avocat

Schotlandstraat 16, 1060 Sint-Gillis (bij-Brussel)Activiteiten van advocaten

since 20202.307.714.231

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area342 m²

Buildings1

Building footprint162 m²

Volume (LiDAR)2,592 m³

Tallest building21.0 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)