Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Advyze is 2.6% (moderate). The 2025 annual accounts show negative equity (€-1k) and a net result of €-4k. Its solvency ranks better than 16% of 388 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.6%
Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-09. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00099254 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-4k
Working capital€-2k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 96, Personal services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -26.7% | 25.9% | |
| Net result | €-4k | €5k | |
| Equity | €-1k | €16k | |
| Gross operating margin | €-317 | €29k | |
| Staff costs | €3k | €37k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-3k |
| Net profit | €-4k |
| Cash flow | €-4k |
| Staff costs | €3k |
| Income taxes | - |
| Dividends | - |
| Total assets | €5k |
| Equity | €-1k |
| Debt | €6k |
| of which ≤ 1y | €6k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.59 |
| Quick ratio | 0.59 |
| Working capital ratio | -51.7% |
| Solvency | -26.7% |
| Debt / equity | -4.74 |
| Long-term debt ratio | - |
| Interest coverage | -8.17 |
| Gross margin | - |
| Net margin | - |
| ROA | -81.6% |
| ROE | 305.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €5k |
| Fixed assets | 21/28 | €1k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €3k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €988 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5k |
| Equity | 10/15 | €-1k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-4k |
| Amounts payable | 17/49 | €6k |
| Amounts payable within one year | 42/48 | €6k |
| Trade debts payable within one year | 44 | €319 |
| Income statement | ||
| Gross operating margin | 9900 | €-317 |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €403 |
| Result before taxes | 9903 | €-4k |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed10
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
4 directors6 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current18-08-2025 → present
-
Current01-07-2025 → present
2 events
- 01-07-2025 Resigned· Manager
- 01-07-2025 Appointed· Director
-
Current01-07-2025 → present
Former directors (1)
-
Former- → 18-08-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Kappers- en barbiersactiviteiten(96210) |
| Legal form | Private limited company(610) |
| Incorporation | 09-05-2025 |
| Status | Active |
| Postal code | 2610 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsBabylon Hair Salon
since 20252.374.012.147
Sozially
since 20252.379.900.146
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area661 m²
Buildings2
Building footprint317 m²
Volume (LiDAR)3,905 m³
Tallest building17.3 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0121/00S003 | Flanders | 534 m² | 1 · 214 m² | 17.3 m · 5 fl. |
| 24504E0171/00K000 | Flanders | 127 m² | 1 · 103 m² | 12.8 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts All acts · 5
updated 9 months ago
2025
30-10-2025 Change in the board of directors
Summary:
v3.2
15-10-2025 Aydani Mohammad resigns as manager
24-09-2025 1 director appointed, 1 resigning
27-08-2025 2 directors appointed
13-05-2025 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
4 of 5 axes measured53
/ 100
Mixed profile: strong on profitability, weaker on health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
10
Profitability
100
Solvency
35
Growth
-
Stability
67
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 749 of the 21,772 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Kappers- en barbiersactiviteiten96210Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
| Legal nameNL | Advyze |
Registered office
Pastoor Bauwenslaan 32/302
2610 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.