ADVOMANS
ActiveSummary
ADVOMANS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €14k. Equity is growing by ~42.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100▲+4
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.79 in 2024; short-term debt: 23.2% and cash: 23.9% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
17.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 29.5%
2024 · €47k
2023: €21k
2024: €47k
2023 → 2025
Total assets
€80k▲ 19.8%
2024 · €67k
2023: €74k
2024: €67k
2023 → 2025
Net result
€14k▼ 47.0%
2024 · €26k
2023: €18k
2024: €26k
2023 → 2025
Working capital
€14k▲ 0.6%
2024 · €14k
2023: €-22k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€47k▲ 125%€61k▲ 29.5%
Operating result€24k-€35k▲ 45.0%€20k▼ 43.4%
Net result€18k-€26k▲ 46.2%€14k▼ 47.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€47k ▲ 36.9%
Current assets
€33k ▲ 1.7%
Equity and liabilities €80k
Equity
€61k ▲ 29.5%
Debt
€19k ▼ 3.9%
Debt's share of the balance-sheet total falls from 29.0% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €45k
Cash flow
€25k▼
2024 · €36k
Current ratio
1.77▼
2024 · 1.79
Debt to equity
0.30▼
2024 · 0.41
ROE
22.8%▼
2024 · 55.6%
ROA
17.5%▼
2024 · 39.5%
Interest coverage
202.14▼
2024 · 831.03
Debt ≤ 1 year
€19k▲
2024 · €18k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€80k▲
Fixed assets21/28€34k€47k▲
Tangible fixed assets22/27€34k€47k▲
Furniture and vehicles24€34k€29k▼
Other tangible fixed assets26-€18k
Current assets29/58€32k€33k▲
Amounts receivable within one year40/41€14k€13k▼
Trade receivables40€14k€13k▼
Cash at bank and in hand54/58€17k€19k▲
Deferred charges and accrued income490/1€1k€904▼
Equity and liabilities
Total equity and liabilities10/49€67k€80k▲
Equity10/15€47k€61k▲
Contributions10/11€3k€3k=
Reserves13€44k€58k▲
Distributable reserves133€44k€58k▲
Amounts payable17/49€19k€19k▼
Amounts payable within one year42/48€18k€19k▲
Trade debts44€354€392▲
Suppliers440/4€354€392▲
Taxes, remuneration and social security45€14k€18k▲
Taxes450/3€12k€15k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€3k€567▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€493€453▼
Gross operating margin9900€45k€32k▼
Operating profit (loss)9901€35k€20k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€54€154▲
Recurring financial charges65€54€154▲
Profit (loss) for the period before taxes9903€35k€20k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€26k€14k▼
Profit (loss) for the period to be appropriated9905€26k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€14k▼
Transfer to equity691/2€26k€14k▼
To other reserves6921€26k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €14k ▼47%
Net result drops to €14k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €26k ▲46.2%
Operating result €35k, net result €26k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.79
Current ratio from 0.58 to 1.79; short-term debt falls from €53k to €18k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Testeltsebaan 233272 Scherpenheuvel-ZichemGround area
1,348 m²
Building footprint
311 m²
Volume, LiDAR
1,769 m³
Parcel 24071C0327/00Y000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVOMANS
since 20232.344.301.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24071C0327/00Y000 | Flanders | 1,348 m² | 1 · 311 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 98 EUR awarded · 98 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 98 EUR | 98 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Legal Solutions EG
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.