ADVOCAAT VAN DE CAUTER
ActiveSummary
ADVOCAAT VAN DE CAUTER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €20k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+16
Solvency76▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 4.54 in 2024; short-term debt: 22.1% and cash: 16.9% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
8.3%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 17-12-2025, 104 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
104 d early
2024
123 d early
2023
104 d early
2022
154 d early
2021
129 d early
2020
153 d early
2019
130 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▼ 16.3%
2024 · €150k
2019: €162k
2020: €182k
2021: €177k
2022: €175k
2023: €146k
2024: €150k
2019 → 2025
Total assets
€247k▼ 1.6%
2024 · €252k
2019: €329k
2020: €330k
2021: €309k
2022: €317k
2023: €288k
2024: €252k
2019 → 2025
Net result
€20k▲ 339%
2024 · €5k
2019: €79k
2020: €31k
2021: €-5k
2022: €-3k
2023: €-29k
2024: €5k
2019 → 2025
Working capital
€37k▼ 51.1%
2024 · €76k
2019: €115k
2020: €132k
2021: €123k
2022: €117k
2023: €80k
2024: €76k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€175k▼ 1.6%€146k▼ 16.6%€150k▲ 3.2%€126k▼ 16.3%
Operating result€-2k-€-2k▲ 4.5%€-27k▼ 1,134%€7k€27k▲ 300%
Net result€-5k-€-3k▲ 42.1%€-29k▼ 952%€5k€20k▲ 339%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 300% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€155k ▲ 1.2%
Current assets
€92k ▼ 6.1%
Equity and liabilities €247k
Equity
€126k ▼ 16.3%
Debt
€122k ▲ 20.2%
Debt's share of the balance-sheet total rises from 40.3% to 49.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €10k
Cash flow
€24k▲
2024 · €8k
Current ratio
1.68▼
2024 · 4.54
Quick ratio
1.50▼
2024 · 3.61
Debt to equity
0.97▲
2024 · 0.67
ROE
16.3%▲
2024 · 3.1%
ROA
8.3%▲
2024 · 1.9%
Interest coverage
16.05▲
2024 · 5.00
Debt ≤ 1 year
€55k▲
2024 · €22k
Debt > 1 year
€67k▼
2024 · €80k
Income taxes
€5k▲
2024 · €199
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€252k€247k▼
Fixed assets21/28€154k€155k▲
Tangible fixed assets22/27€154k€150k▼
Land and buildings22€154k€150k▼
Financial fixed assets28-€5k
Current assets29/58€98k€92k▼
Amounts receivable after more than one year29€25k€15k▼
Other amounts receivable291€25k€15k▼
Stocks and contracts in progress3€20k€10k▼
Contracts in progress37€20k€10k▼
Amounts receivable within one year40/41€16k€24k▲
Trade receivables40€12k€20k▲
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€34k€42k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€252k€247k▼
Equity10/15€150k€126k▼
Contributions10/11€13k€13k=
Reserves13€137k€113k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€137k€113k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€101k€122k▲
Amounts payable after more than one year17€80k€67k▼
Financial debts170/4€80k€67k▼
Amounts payable within one year42/48€22k€55k▲
Current portion of amounts payable after more than one year42€11k€13k▲
Trade debts44€2k€648▼
Suppliers440/4€2k€648▼
Advances received on contracts in progress46€3k€804▼
Taxes, remuneration and social security45€5k€19k▲
Taxes450/3€5k€19k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€1k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€13k€33k▲
Operating profit (loss)9901€7k€27k▲
Financial income75/76B€166€258▲
Recurring financial income75€166€258▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€5k€25k▲
Income taxes67/77€199€5k▲
Profit (loss) for the period9904€5k€20k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€20k▲
Transfer from equity791/2€0€45k▲
Transfer to equity691/2€5k€20k▲
To other reserves6921€5k€20k▲
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-08
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
31-08
Financial
Equity above €150kEq €150k ▲3.2%
Equity rises from €146k to €150k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-08
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 4801050 ElseneGround area
2,791 m²
Building footprint
1,235 m²
Volume, LiDAR
89,309 m³
Parcel 21822R0227/00V003, Brussels · tallest building 106.8 m, ±30 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 480, 1050 Elsene
since 20092.183.882.348
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0227/00V003 | Brussels | 2,791 m² | 1 · 1,235 m² | 106.8 m · 30 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2009
Fiscal year end31-08
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/600.52.00