ADM-Metal is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.61M and a net result of €90k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 5498 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
76 d early
2023
68 d early
2022
32 d early
2021
79 d early
2020
65 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.61M▲ 6.0%
2024 · €1.52M
2018: €1.04M
2019: €1.14M
2020: €1.24M
2021: €1.34M
2022: €1.43M
2023: €1.47M
2024: €1.52M
2018 → 2025
Net result
€90k▲ 100%
2024 · €45k
2018: €10k
2019: €95k
2020: €105k
2021: €100k
2022: €89k
2023: €41k
2024: €45k
2018 → 2025
Total assets
€2.85M▲ 8.3%
2024 · €2.63M
2018: €2.78M
2019: €2.78M
2020: €2.84M
2021: €2.95M
2022: €3.11M
2023: €3.28M
2024: €2.63M
2018 → 2025
Solvency
56.4%▼ 1.2pp
2024 · 57.7%
2018: 37.5%
2019: 41.0%
2020: 43.8%
2021: 45.5%
2022: 46.0%
2023: 44.9%
2024: 57.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.43M▲ 6.6%€1.47M▲ 2.8%€1.52M▲ 3.1%€1.61M▲ 6.0%
Operating result€162k-€148k▼ 9.0%€81k▼ 45.1%€83k▲ 1.9%€145k▲ 75.2%
Net result€100k-€89k▼ 11.1%€41k▼ 54.2%€45k▲ 11.3%€90k▲ 100%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.85M
Fixed assets
€2.06M▼ 1.4%
Current assets
€790k▲ 45.8%
Equity and liabilities €2.85M
Equity
€1.61M▲ 6.0%
Debt
€1.24M▲ 11.5%
The debt ratio rises from 42.3% to 43.6%. Equity and debt are higher.
Key figures and ratios
Solvency
56.4%▼
2024 · 57.7%
ROE
5.6%▲
2024 · 3.0%
ROA
3.2%▲
2024 · 1.7%
Debt
€1.24M▲
2024 · €1.11M
Debt ≤ 1 year
€537k▲
2024 · €410k
Debt > 1 year
€700k=
2024 · €700k
Income taxes
€36k▲
2024 · €17k
Staff costs
€48k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.63M€2.85M▲
Fixed assets21/28€2.09M€2.06M▼
Tangible fixed assets22/27€2.09M€2.06M▼
Land and buildings22€2.08M€2.05M▼
Furniture and vehicles24€13k€6k▼
Current assets29/58€542k€790k▲
Stocks and contracts in progress3€0€24k▲
Stocks30/36€0€24k▲
Amounts receivable within one year40/41€477k€579k▲
Trade receivables40€222k€222k=
Other amounts receivable41€255k€357k▲
Cash at bank and in hand54/58€51k€184k▲
Deferred charges and accrued income490/1€14k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.63M€2.85M▲
Equity10/15€1.52M€1.61M▲
Contributions10/11€985k€985k=
Capital10€985k€985k=
Issued capital100€985k€985k=
Reserves13€532k€623k▲
Non-distributable reserves130/1€99k€99k=
Legal reserve130€99k€99k=
Distributable reserves133€434k€524k▲
Amounts payable17/49€1.11M€1.24M▲
Amounts payable after more than one year17€700k€700k=
Financial debts170/4€700k€700k=
Amounts payable within one year42/48€410k€537k▲
Trade debts44€344k€449k▲
Suppliers440/4€344k€449k▲
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€54k€69k▲
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k=
Other operating charges640/8€21k€23k▲
Gross operating margin9900€183k€245k▲
Operating profit (loss)9901€83k€145k▲
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Profit (loss) for the period before taxes9903€62k€126k▲
Income taxes67/77€17k€36k▲
Profit (loss) for the period9904€45k€90k▲
Profit (loss) for the period to be appropriated9905€45k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€90k▲
Transfer to equity691/2€45k€90k▲
To other reserves6921€45k€90k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Board meeting · Director appointment
Director resignation · General meeting
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €105k ▲10.2%
Operating result €172k, net result €105k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnegembaan 42900 SchotenGround area
6,321 m²
Building footprint
3,487 m²
Volume, LiDAR
21,502 m³
Parcel 11040D0492/00H002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADM-Metal
since 20092.179.653.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0492/00H002 | Flanders | 6,321 m² | 1 · 3,487 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-2009
Fiscal year end31-12
Activities, NACEBEL
38210Materials recovery from waste
38322Waste collection, recovery and disposal activities
64200Holdings
64210Activities of holding companies
46820Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.