Adako
ActiveSummary
Adako has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+13
Solvency29▲+3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
3.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 9%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 d early
2024
87 d early
2023
30 d early
2022
166 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€341k
EBIT margin
5.2%
Net result
€7k▲ 19,316%
2024 · €35
2022: €13k
2023: €59k
2024: €35
2022 → 2025
Working capital
€-8k
2024 · €38k
2022: €859
2023: €-6k
2024: €38k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€341k-
Equity€15k-€2k▼ 89.3%€2k▲ 2.2%€8k▲ 420%
Operating result€18k-€63k▲ 253%€8k▼ 87.5%€18k▲ 124%
Net result€13k-€59k▲ 347%€35▼ 99.9%€7k▲ 19,316%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 124% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€91k ▼ 12.8%
Current assets
€98k ▼ 25.6%
Equity and liabilities €189k
Equity
€8k ▲ 420%
Debt
€181k ▼ 22.9%
Debt's share of the balance-sheet total falls from 99.3% to 95.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €25k
Cash flow
€23k▲
2024 · €17k
Current ratio
0.93▼
2024 · 1.41
Debt to equity
21.51
ROE
80.8%▲
2024 · 2.2%
ROA
3.6%▲
2024 · 0.0%
Interest coverage
5.42▲
2024 · 4.33
Debt ≤ 1 year
€106k▲
2024 · €93k
Debt > 1 year
€74k▼
2024 · €83k
Income taxes
€5k▲
2024 · €2k
Staff costs
€71k▼
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€236k€189k▼
Fixed assets21/28€105k€91k▼
Tangible fixed assets22/27€105k€91k▼
Land and buildings22€95k€86k▼
Furniture and vehicles24€9k€5k▼
Current assets29/58€131k€98k▼
Amounts receivable within one year40/41€75k€69k▼
Trade receivables40€75k€69k▼
Other amounts receivable41€523-
Cash at bank and in hand54/58€53k€27k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€236k€189k▼
Equity10/15€2k€8k▲
Contributions10/11€2k€2k=
Reserves13-€7k
Distributable reserves133-€7k
Profit (loss) carried forward14€113-
Amounts payable17/49€234k€181k▼
Amounts payable after more than one year17€83k€74k▼
Financial debts170/4€83k€74k▼
Amounts payable within one year42/48€93k€106k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€68k€71k▲
Suppliers440/4€68k€71k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€8k€8k=
Accrued charges and deferred income492/3€58k€983▼
Income statement
Code20242025
Remuneration, social security and pensions62€90k€71k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8-€62
Non-recurring operating charges66A€107€2k▲
Gross operating margin9900€115k€107k▼
Operating profit (loss)9901€8k€18k▲
Financial income75/76B€207€2▼
Recurring financial income75€207€2▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€2k€11k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€35€7k▲
Profit (loss) for the period to be appropriated9905€35€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113€7k▲
Profit (loss) brought forward from the previous period14P€78€113▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €35 ▼99.9%
Net result drops to €35, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €59k ▲347%
Operating result €63k, net result €59k, both a record.
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempische steenweg 3053500 HasseltGround area
1,801 m²
Building footprint
1,499 m²
Volume, LiDAR
25,659 m³
Parcel 71322A0540/00E002, Flanders · tallest building 21.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Adako
since 20212.324.768.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322A0540/00E002 | Flanders | 1,801 m² | 1 · 1,499 m² | 21.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 10,662 EUR awarded · 13,242 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 3,162 EUR | 5,742 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 2,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.adako.be
E-mail:advies@adako.be