AD.PRO
ActiveAD.PRO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €42k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.35 against 8.58 in 2024; short-term debt: 14.9% and cash: 62.5% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
23.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
44 d early
2023
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 37.4%
2024 · €114k
2023: €64k
2024: €114k
2023 → 2025
Total assets
€184k▲ 44.5%
2024 · €127k
2023: €105k
2024: €127k
2023 → 2025
Net result
€42k▼ 14.5%
2024 · €50k
2023: €54k
2024: €50k
2023 → 2025
Working capital
€147k▲ 44.6%
2024 · €102k
2023: €54k
2024: €102k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€64k-€114k▲ 77.6%€156k▲ 37.4%
Operating result€77k-€73k▼ 5.3%€62k▼ 15.3%
Net result€54k-€50k▼ 8.0%€42k▼ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€9k▼ 23.2%
Current assets
€174k▲ 51.6%
Equity and liabilities €184k
Equity
€156k▲ 37.4%
Debt
€27k▲ 105%
The debt ratio rises from 10.5% to 14.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▼
2024 · €76k
Cash flow
€45k▼
2024 · €52k
Solvency
85.1%▼
2024 · 89.5%
Current ratio
6.35▼
2024 · 8.58
Quick ratio
6.35▼
2024 · 8.58
Debt / equity
0.18▲
2024 · 0.12
ROE
27.2%▼
2024 · 43.7%
ROA
23.1%▼
2024 · 39.1%
Interest coverage
46.86▲
2024 · 39.96
Debt
€27k▲
2024 · €13k
Debt ≤ 1 year
€27k▲
2024 · €13k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€184k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Land and buildings22€10k€7k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€115k€174k▲
Amounts receivable within one year40/41€33k€57k▲
Trade receivables40€32k€50k▲
Other amounts receivable41€530€7k▲
Cash at bank and in hand54/58€81k€115k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€127k€184k▲
Equity10/15€114k€156k▲
Contributions10/11€10k€10k=
Reserves13€104k€146k▲
Distributable reserves133€104k€146k▲
Amounts payable17/49€13k€27k▲
Amounts payable within one year42/48€13k€27k▲
Trade debts44€3k€16k▲
Suppliers440/4€3k€16k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€2k€178▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€4k€888▼
Gross operating margin9900€79k€66k▼
Operating profit (loss)9901€73k€62k▼
Financial income75/76B€0€203▲
Recurring financial income75€0€203▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€71k€61k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€50k€42k▼
Profit (loss) for the period to be appropriated9905€50k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€42k▼
Transfer to equity691/2€50k€42k▼
To other reserves6921€50k€42k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €42k ▼14.5%
Net result drops to €42k, the lowest in the series.
30-09
Financial
Equity above €150kEq €156k ▲37.4%
3 profitable years in a row build equity to €156k.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity quadruplescurrent ratio 8.58
Current ratio from 2.33 to 8.58; short-term debt falls from €41k to €13k.
30-09
Financial
Equity above €100kEq €114k ▲77.6%
2 profitable years in a row build equity to €114k.
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuttegemstraat 1009870 ZulteGround area
1,849 m²
Building footprint
153 m²
Volume, LiDAR
541 m³
Parcel 44037B0723/00B000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AD.PRO
since 20222.336.386.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037B0723/00B000 | Flanders | 1,849 m² | 1 · 153 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,380 EUR awarded · 6,135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,355 EUR | 2,355 EUR |
| 2024 | 1 | 2,025 EUR | 2,025 EUR |
| 2023 | 1 | 0 EUR | 1,755 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,561. 5,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2022
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.