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ACTIONABILITY

Active
KBO/BCE: BE 1001.387.022
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Real estate1 parcel · 1,369 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ACTIONABILITY is 0.5% (very low). The 2024 annual accounts show equity of €90k and a net result of €84k. Its solvency ranks better than 63% of 7336 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 16-07-2025 15 d early 2025-00289300

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€84k
Working capital€87k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 72.7% 65.0%
better than 63% of 7336 sector peers
Net result €84k €32k
better than 90% of 7333 sector peers
Equity €90k €58k
better than 67% of 7338 sector peers
Gross operating margin €106k €52k
better than 85% of 7327 sector peers
Total assets €124k €103k
better than 59% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€106k
Net profit€84k
Cash flow€84k
Staff costs-
Income taxes€22k
Dividends€4k
Total assets€124k
Equity€90k
Debt€34k
of which ≤ 1y€34k
of which > 1y-
Working capital€87k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.58
Quick ratio3.58
Working capital ratio70.5%
Solvency72.7%
Debt / equity0.38
Long-term debt ratio-
Interest coverage1084.08
Gross margin-
Net margin-
ROA68.1%
ROE93.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€124k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€121k
Amounts receivable within one year 40/41€51k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€124k
Equity 10/15€90k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€80k
Amounts payable 17/49€34k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€106k
Operating result 9901€106k
Financial charges 65€98
Result before taxes 9903€106k
Income taxes 67/77€22k
Net result for the period 9904€84k
Result to be appropriated 9905€84k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ActionAbility
Hanepad 11, 2960 BrechtOntwerpen en programmeren van computerprogramma's
since 20232.351.176.664
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,369 m²
Buildings1
Building footprint215 m²
Volume (LiDAR)981 m³
Tallest building9.1 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11333C0780/00G000 Flanders 1,369 m² 1 · 215 m² 9.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,997 of the 29,850 companies in this sector. 5,144 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Arbeidsbemiddeling78100Arbeidsbemiddeling78100Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL ACTIONABILITY
Registered office
Hanepad 11
2960 Brecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.