Active BE 1002.468.868Private limited company

Acofi Herselt

Herentalsesteenweg 53 ·2230 Herselt, Belgium· 2 yrs active

Sector: Certified accountants and tax accountants (69201)

Conclusion Checked

Acofi Herselt has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-462. Its solvency ranks better than 5% of 12402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€2k
Net result	€-462
Staff (FTE)	5.5
Better than sector	5%

Financial profile 5 of 5 axes measured · computed by Checked

27 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 20

Profitability 0

Solvency 2

Growth 32

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

20 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

43 2024

20 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.57 (< 1.0) -10

Quick ratio Quick ratio 0.57 (< 0.6) -5

Leverage Debt/equity 329.84 (> 3.0) -10

Profitability Negatieve ROE -19% -10

Interest coverage Interest coverage 6.4× (≥ 3×) +8

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	0.3%	56.7%	better than 5% of 12402 sector peers
Net result	€-462	€38k	better than 10% of 12401 sector peers
Equity	€2k	€90k	better than 6% of 12405 sector peers
Gross operating margin	€505k	€74k	better than 95% of 12398 sector peers
Staff costs	€343k	€42k	higher than 95% of 2857 sector peers

EBITDA

€155k

-3.5% 24-25

Net profit

€-462

- 24-25

Cash flow

€126k

-1.4% 24-25

Total assets

€788k

-11.0% 24-25

Equity

€2k

-16.3% 24-25

Working capital

€-106k

-21.7% 24-25

Employees (FTE)

6

- 24-25

Staff costs

€343k

+42.3% 24-25

Income taxes

€4k

- 24-25

Debt

€785k

-11.0% 24-25

Debt ≤ 1y

€244k

+21.0% 24-25

Debt > 1y

€541k

-20.4% 24-25

Current ratio

0.57

-0.5% 24-25

Quick ratio

0.57

-0.5% 24-25

Solvency

0.3%

-5.9% 24-25

Debt / equity

329.84

+6.2% 24-25

ROE

-19.4%

- 24-25

ROA

-0.1%

- 24-25

Interest coverage

6.37

+27.7% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€155k	€160k
Net profit	€-462	€1k
Cash flow	€126k	€128k
Staff costs	€343k	€241k
Income taxes	€4k	-
Dividends	-	-
Total assets	€788k	€886k
Equity	€2k	€3k
Debt	€785k	€883k
of which ≤ 1y	€244k	€202k
of which > 1y	€541k	€680k
Working capital	€-106k	€-87k
Employees (FTE)	5.5	-

Ratios (computed)

	2025	2024
Current ratio	0.57	0.57
Quick ratio	0.57	0.57
Working capital ratio	-13.5%	-9.8%
Solvency	0.3%	0.3%
Debt / equity	329.84	310.46
Long-term debt ratio	227.32	239.18
Interest coverage	6.37	4.99
Gross margin	-	-
Net margin	-	-
ROA	-0.1%	0.2%
ROE	-19.4%	47.2%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €650k · 82.5% Current assets €138k · 17.5%

Equity & liabilities

Equity €2k · 0.3% Debt €785k · 99.7%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€788k	€886k
Fixed assets	21/28	€650k	€771k
Intangible fixed assets	21	€625k	€750k
Tangible fixed assets	22/27	€14k	€16k
Financial fixed assets	28	€11k	€5k
Current assets	29/58	€138k	€115k
Amounts receivable within one year	40/41	€110k	€86k
Cash & bank	54/58	€5k	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€788k	€886k
Equity	10/15	€2k	€3k
Contributions / capital	10/11	€2k	€2k
Accumulated profits (losses)	14	€881	€1k
Amounts payable	17/49	€785k	€883k
Amounts payable after one year	17	€541k	€680k
Amounts payable within one year	42/48	€244k	€202k
Trade debts payable within one year	44	€55k	€62k
Income statement
Gross operating margin	9900	€505k	€403k
Operating result	9901	€28k	€33k
Financial income	75	€0	€21
Financial charges	65	€24k	€32k
Result before taxes	9903	€4k	€1k
Income taxes	67/77	€4k	-
Net result for the period	9904	€-462	€1k
Result to be appropriated	9905	€-462	€1k

Legal Structure

NACE primary	Certified accountants and tax accountants(69201)
Legal form	Private limited company(610)
Incorporation	20-11-2023
Status	Active
Postal code	2230

Establishment units 1 location

Fisconsult-Account

Herentalsesteenweg 53, 2230 HerseltCertified accountants and tax accountants

since 20232.352.368.180

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13013A0108/00Y000	Flanders	993 m²	1 · 189 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

All 3Gazette 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

25-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 25 days late

12-02

State Gazette act Registered-office change

State Gazette actNBB filing

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Address history · 1

12-02-2025

Registered-office move

All acts · 1 updated 1 year ago

2025

12-02-2025 Registered office moved from Dilsen-Stokkem to Herselt Registered-office change

Melodielaan 6, 3650 Dilsen-Stokkem → Herentalsesteenweg 53, 2230 Herselt

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Herentalsesteenweg 53, 2230 Herselt",
        "city": "Herselt",
        "region": "vlaams_gewest",
        "street": "Herentalsesteenweg",
        "country": "BE",
        "postcode": "2230",
        "box_number": null,
        "street_number": "53",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Melodielaan 6, 3650 Dilsen-Stokkem",
        "city": "Dilsen-Stokkem",
        "region": "vlaams_gewest",
        "street": "Melodielaan",
        "country": "BE",
        "postcode": "3650",
        "box_number": null,
        "street_number": "6",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": "beide",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-02-12",
    "filing_date": "2025-02-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2025-01-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "1002.468.868",
    "name_full": "ACOFI HERSELT",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Colla Jared",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Certified accountants and tax accountants69201Legal and accounting activities69202

Names & trade names

Legal nameNL

Acofi Herselt

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