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ACCESS DEVELOPMENT

Active
Private limited company (pre-2019)founded 200224 yrs activeRue Les Fonds 12, 1461 Ittre, BelgiumKBO/BCE: BE 0476.644.637

ACCESS DEVELOPMENT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €23k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
96 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+55
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 1.07 in 2023; short-term debt: 24.9% and cash: 46.1% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
19 d late
2023
22 d late
2022
41 d early
2021
26 d late
2020
1 d early
2019
119 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k
2023 · €-24k
2018: €29k 2019: €24k 2020: €-19k 2021: €4k 2022: €10k 2023: €-24k
2018 → 2024
Working capital
€22k▲ 1,743%
2023 · €1k
2018: €23k 2019: €20k 2020: €4k 2021: €14k 2022: €25k 2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€13k-€17k▲ 31.5%€28k▲ 59.2%€4k▼ 85.7%€27k▲ 570%
Operating result€-18k-€4k€11k▲ 144%€-24k€24k
Net result€-19k-€4k€10k▲ 147%€-24k€23k
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2020: €-18k€-18kNet result 2020: €-19k€-19kOperating result 2021: €4k€4kNet result 2021: €4k€4kOperating result 2022: €11k€11kNet result 2022: €10k€10kOperating result 2023: €-24k€-24kNet result 2023: €-24k€-24kOperating result 2024: €24k€24kNet result 2024: €23k€23k20202021202220232024
The operating result returns to profit in 2024: €24k after a loss of €24k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets €5k▲ 66.2%
Current assets €31k▲ 78.9%
Equity and liabilities €35k
Equity €27k▲ 570%
Debt €9k▼ 45.0%
The debt ratio falls from 80.1% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€25k
2023 · €-22k
Cash flow
€24k
2023 · €-22k
Solvency
75.1%
2023 · 19.9%
Current ratio
3.50
2023 · 1.07
Quick ratio
3.50
2023 · 1.07
Debt / equity
0.33
2023 · 4.03
ROE
85.1%
2023 · -598.7%
ROA
63.9%
2023 · -119.0%
Interest coverage
69.22
2023 · -101.68
Debt
€9k
2023 · €16k
Debt ≤ 1 year
€9k
2023 · €16k
Income taxes
€809
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€20k€35k
Fixed assets21/28€3k€5k
Tangible fixed assets22/27€2k€4k
Plant, machinery and equipment23€1k€856
Furniture and vehicles24€1k€3k
Financial fixed assets28€639€639=
Current assets29/58€17k€31k
Amounts receivable within one year40/41€6k€14k
Trade receivables40€5k€9k
Other amounts receivable41€1k€6k
Cash at bank and in hand54/58€11k€16k
Equity and liabilities
Total equity and liabilities10/49€20k€35k
Equity10/15€4k€27k
Contributions10/11€12k€12k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€-16k€7k
Amounts payable17/49€16k€9k
Amounts payable within one year42/48€16k€9k
Trade debts44€14k€650
Suppliers440/4€14k€650
Taxes, remuneration and social security45€2k€8k
Taxes450/3€2k€6k
Remuneration and social security454/9-€2k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k
Other operating charges640/8€848€636
Non-recurring operating charges66A-€28
Gross operating margin9900€-21k€26k
Operating profit (loss)9901€-24k€24k
Financial income75/76B€1€115
Recurring financial income75€1€115
Financial charges65/66B€214€360
Recurring financial charges65€214€360
Profit (loss) for the period before taxes9903€-24k€23k
Income taxes67/77-€809
Profit (loss) for the period9904€-24k€23k
Profit (loss) for the period to be appropriated9905€-24k€23k
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€7k
Profit (loss) brought forward from the previous period14P€8k€-16k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 3.50
Current ratio from 1.07 to 3.50; short-term debt falls from €16k to €9k.
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Weakest financial yearnet €-24k ▼330%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
27-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
04-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Les Fonds 121461 Ittre
Ground area
1,077 m²
Building footprint
122 m²
Volume, LiDAR
911 m³
Parcel 25039A0094/00X000, Wallonia · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Les Fonds 12, 1461 Ittre
NACE 52487
since 20032.126.738.064
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25039A0094/00X000 Wallonia 1,077 m² 1 · 122 m² 12.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,976 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2002
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72220
72400
72600
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.