Skip to content

ACCEL8

Active
Private limited company·Ontwerpen van computerprogramma’s· 2 yrs active
Ruitersstraat 1 ·3560 Lummen, Belgium
KBO/BCE: BE 1005.606.918
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age2 yrs
Real estate1 parcel · 934 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ACCEL8 is 0.4% (very low). The 2025 annual accounts show equity of €71k and a net result of €35k. Its solvency ranks better than 64% of 2749 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-03-2026 123 d early 2026-00071510
31-12-2024 31-07-2025 21-03-2025 132 d early 2025-00052040

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€35k+2.5%
Working capital€66k+90.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40kOperating result 2024: €44k€44kNet result 2024: €34k€34kOperating result 2025: €46k€46kNet result 2025: €35k€35k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.3% 62.2%
better than 64% of 2749 sector peers
Net result €35k €40k
better than 45% of 2751 sector peers
Equity €71k €62k
better than 54% of 2750 sector peers
Gross operating margin €47k €63k
better than 38% of 2751 sector peers
Total assets €96k €121k
better than 37% of 2751 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€47k
+1.7% 24-25
Net profit
€35k
+2.5% 24-25
Cash flow
€36k
0.0% 24-25
Total assets
€96k
+87.5% 24-25
Equity
€71k
+94.2% 24-25
Working capital
€66k
+90.8% 24-25
Income taxes
€10k
+10.8% 24-25
Debt
€25k
+70.5% 24-25
Debt ≤ 1y
€25k
+70.5% 24-25
Current ratio
3.70
+8.4% 24-25
Quick ratio
3.70
+8.4% 24-25
Solvency
74.3%
+3.6% 24-25
Debt / equity
0.35
-12.2% 24-25
ROE
48.5%
-47.2% 24-25
ROA
36.0%
-45.3% 24-25
Interest coverage
28.31
+5.2% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€47k
Net profit€35k
Cash flow€36k
Staff costs-
Income taxes€10k
Dividends-
Total assets€96k
Equity€71k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€66k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.70
Quick ratio3.70
Working capital ratio69.2%
Solvency74.3%
Debt / equity0.35
Long-term debt ratio-
Interest coverage28.31
Gross margin-
Net margin-
ROA36.0%
ROE48.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€96k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€91k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€96k
Equity 10/15€71k
Contributions / capital 10/11€3k
Reserves 13€68k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€47k
Operating result 9901€46k
Financial income 75€105
Financial charges 65€2k
Result before taxes 9903€44k
Income taxes 67/77€10k
Net result for the period 9904€35k
Result to be appropriated 9905€35k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ACCEL8
Ruitersstraat 1, 3560 LummenOntwerpen en programmeren van computerprogramma's
since 20242.355.413.089
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area934 m²
Buildings1
Building footprint130 m²
Volume (LiDAR)769 m³
Tallest building8.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71542D0032/00Y000 Flanders 934 m² 1 · 130 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,789 of the 16,731 companies in this sector. 2,290 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL ACCEL8
Registered office
Ruitersstraat 1
3560 Lummen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.