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ACC

Active
Private limited companyfounded 201115 yrs activeStationsstraat 71, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0834.300.067

ACC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €717. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 50% of 2510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
79 / 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-85
Solvency74▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.72 in 2024), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €24k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
46 d early
2023
22 d early
2022
14 d late
2021
on the day
2020
4 d early
2019
60 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€24k▲ 3.1%
2024 · €23k
2019: €18k 2020: €33k 2021: €33k 2022: €18k 2023: €16k 2024: €23k
2019 → 2025
Total assets
€61k▲ 16.1%
2024 · €53k
2019: €62k 2020: €62k 2021: €61k 2022: €35k 2023: €50k 2024: €53k
2019 → 2025
Net result
€717▼ 89.7%
2024 · €7k
2019: €4k 2020: €15k 2021: €15k 2022: €-13k 2023: €-2k 2024: €7k
2019 → 2025
Working capital
€23k▲ 8.4%
2024 · €21k
2019: €15k 2020: €21k 2021: €30k 2022: €14k 2023: €13k 2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€33k-€18k▼ 46.1%€16k▼ 10.5%€23k▲ 43.5%€24k▲ 3.1%
Operating result€20k-€-12k€-2k▲ 86.7%€7k€1k▼ 82.3%
Net result€15k-€-13k€-2k▲ 85.9%€7k€717▼ 89.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €20k€20kNet result 2021: €15k€15kOperating result 2022: €-12k€-12kNet result 2022: €-13k€-13kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €7k€7kNet result 2024: €7k€7kOperating result 2025: €1k€1kNet result 2025: €717€71720212022202320242025
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets €548▼ 66.4%
Current assets €61k▲ 18.8%
Equity and liabilities €61k
Equity €24k▲ 3.1%
Debt €37k▲ 26.2%
The debt ratio rises from 56.3% to 61.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2k
2024 · €8k
Cash flow
€2k
2024 · €8k
Solvency
38.8%
2024 · 43.7%
Current ratio
1.62
2024 · 1.72
Quick ratio
1.62
2024 · 1.72
Debt / equity
1.58
2024 · 1.29
ROE
3.0%
2024 · 30.3%
ROA
1.2%
2024 · 13.2%
Interest coverage
4.58
2024 · 32.53
Debt
€37k
2024 · €30k
Debt ≤ 1 year
€37k
2024 · €30k
Income taxes
€72
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€53k€61k
Fixed assets21/28€2k€548
Tangible fixed assets22/27€2k€548
Plant, machinery and equipment23€2k€548
Current assets29/58€51k€61k
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€3k€450
Trade receivables40-€450
Other amounts receivable41€3k€0
Cash at bank and in hand54/58€42k€60k
Deferred charges and accrued income490/1€7k€0
Equity and liabilities
Total equity and liabilities10/49€53k€61k
Equity10/15€23k€24k
Contributions10/11€6k€6k=
Reserves13€17k€18k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€17k€18k
Profit (loss) carried forward14€0-
Amounts payable17/49€30k€37k
Amounts payable within one year42/48€30k€37k
Trade debts44€24k€23k
Suppliers440/4€24k€23k
Taxes, remuneration and social security45€142€1k
Taxes450/3€142€1k
Other amounts payable47/48€6k€13k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€10k€7k
Gross operating margin9900€19k€9k
Operating profit (loss)9901€7k€1k
Financial income75/76B€0€6
Recurring financial income75€0€6
Financial charges65/66B€260€522
Recurring financial charges65€260€522
Profit (loss) for the period before taxes9903€7k€789
Income taxes67/77€132€72
Profit (loss) for the period9904€7k€717
Profit (loss) for the period to be appropriated9905€7k€717
Appropriation of the result
Profit (loss) to be appropriated9906€1k€717
Profit (loss) brought forward from the previous period14P€-6k€0
Transfer to equity691/2€1k€717
To other reserves6921€1k€717

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
11-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
09-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
30-06
Financial Weakest financial yearnet €-13k ▼190%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
15-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 713550 Heusden-Zolder
Ground area
1,499 m²
Building footprint
382 m²
Volume, LiDAR
1,399 m³
Parcel 71065A0451/00P000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ACC BVBA
Stationsstraat 71, 3550 Heusden-ZolderNACE 45205
since 20112.198.101.657
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71065A0451/00P000 Flanders 1,499 m² 1 · 382 m² 6.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,189 companies in sector 95316 we hold annual accounts for 742. 535 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-03-2011
Fiscal year end30-06
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
95315Tyre services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.