ACAR
ActiveSummary
The computed 12-month bankruptcy probability of ACAR is 1.7% (moderate). The 2024 annual accounts show equity of €89k and a net result of €1k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 6720 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability20▼-73
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 12.23 against 17.62 in 2023; short-term debt: 5.3% and cash: 34.5% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
on the day
2022
30 d late
2021
5 d late
2020
89 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▼ 93.4%
2023 · €18k
2018: €7k
2019: €3k▼ -51.5% vs 2018
2020: €5k▲ +65.4% vs 2019
2021: €14k▲ +172% vs 2020
2022: €14k▼ -5.0% vs 2021
2023: €18k▲ +28.3% vs 2022highest in 7 years
2024: €1k▼ -93.4% vs 2023lowest in 7 years
2018 → 2024
Working capital
€56k▼ 33.4%
2023 · €84k
2018: €29klowest in 7 years
2019: €31k▲ +7.5% vs 2018
2020: €30k▼ -2.8% vs 2019
2021: €50k▲ +64.4% vs 2020
2022: €63k▲ +27.0% vs 2021
2023: €84k▲ +32.2% vs 2022highest in 7 years
2024: €56k▼ -33.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€56k▲ 34.9%€70k▲ 24.6%€87k▲ 25.3%€89k▲ 1.3%
2020: €42klowest in 5 years
2021: €56k▲ +34.9% vs 2020
2022: €70k▲ +24.6% vs 2021
2023: €87k▲ +25.3% vs 2022
2024: €89k▲ +1.3% vs 2023highest in 5 years
Operating result€6k-€15k▲ 161%€14k▼ 6.3%€18k▲ 26.5%€-8k
2020: €6k
2021: €15k▲ +161% vs 2020
2022: €14k▼ -6.3% vs 2021
2023: €18k▲ +26.5% vs 2022highest in 5 years
2024: €-8k▼ -146% vs 2023lowest in 5 years
Net result€5k-€14k▲ 172%€14k▼ 5.0%€18k▲ 28.3%€1k▼ 93.4%
2020: €5k
2021: €14k▲ +172% vs 2020
2022: €14k▼ -5.0% vs 2021
2023: €18k▲ +28.3% vs 2022highest in 5 years
2024: €1k▼ -93.4% vs 2023lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €18k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€33k ▲ 801%
Current assets
€61k ▼ 31.6%
Equity and liabilities €94k
Equity
€89k ▲ 1.3%
Debt
€5k ▼ 1.4%
Debt's share of the balance-sheet total falls from 5.5% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-4k▼
2023 · €24k
Cash flow
€6k▼
2023 · €24k
Current ratio
12.23▼
2023 · 17.62
Debt to equity
0.06▼
2023 · 0.06
ROE
1.3%▼
2023 · 20.2%
ROA
1.2%▼
2023 · 19.1%
Interest coverage
-22.85▼
2023 · 48.10
Debt ≤ 1 year
€5k▼
2023 · €5k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€92k€94k▲
Fixed assets21/28€4k€33k▲
Tangible fixed assets22/27€4k€33k▲
Furniture and vehicles24€4k€33k▲
Financial fixed assets28€32€32=
Current assets29/58€89k€61k▼
Amounts receivable within one year40/41€17k€26k▲
Other amounts receivable41€17k€26k▲
Cash at bank and in hand54/58€71k€32k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€92k€94k▲
Equity10/15€87k€89k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€67k€68k▲
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Accrued charges and deferred income492/3-€1
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€201€5k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€25k€4k▼
Operating profit (loss)9901€18k€-8k▼
Financial income75/76B€2k€14k▲
Recurring financial income75€2k€14k▲
Financial charges65/66B€506€158▼
Recurring financial charges65€506€158▼
Profit (loss) for the period before taxes9903€19k€5k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€18k€1k▼
Profit (loss) for the period to be appropriated9905€18k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€68k▲
Profit (loss) brought forward from the previous period14P€49k€67k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €12k | €7k | €7k | €4k | ▼ 33.2% |
| Other operating charges640/8 | - | €116 | - | €201 | €5k | ▲ 2,169% |
| Non-recurring operating charges66A | - | - | - | - | €3k | - |
| Gross operating margin9900 | €9k | €27k | €21k | €25k | €4k | ▼ 82.7% |
| Operating profit (loss)9901 | €6k | €15k | €14k | €18k | €-8k | ▼ 146% |
| Financial income75/76B | - | €20 | - | €2k | €14k | ▲ 495% |
| Recurring financial income75 | - | €20 | - | €2k | €14k | ▲ 495% |
| Financial charges65/66B | - | €419 | €185 | €506 | €158 | ▼ 68.8% |
| Recurring financial charges65 | €242 | €419 | €185 | €506 | €158 | ▼ 68.8% |
| Profit (loss) for the period before taxes9903 | €5k | €14k | €14k | €19k | €5k | ▼ 72.6% |
| Income taxes67/77 | €138 | - | - | €2k | €4k | ▲ 136% |
| Profit (loss) for the period9904 | €5k | €14k | €14k | €18k | €1k | ▼ 93.4% |
| Profit (loss) for the period to be appropriated9905 | €5k | €14k | €14k | €18k | €1k | ▼ 93.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72k | €74k | €81k | €92k | €94k | ▲ 1.2% |
| Fixed assets21/28 | €28k | €17k | €10k | €4k | €33k | ▲ 801% |
| Tangible fixed assets22/27 | €28k | €17k | €10k | €4k | €33k | ▲ 808% |
| Furniture and vehicles24 | - | €17k | €10k | €4k | €33k | ▲ 808% |
| Financial fixed assets28 | €32 | €32 | €32 | €32 | €32 | = |
| Current assets29/58 | €44k | €57k | €71k | €89k | €61k | ▼ 31.6% |
| Amounts receivable within one year40/41 | €20k | €28k | €24k | €17k | €26k | ▲ 49.6% |
| Trade receivables40 | - | - | €2k | - | - | - |
| Other amounts receivable41 | - | €28k | €22k | €17k | €26k | ▲ 49.6% |
| Cash at bank and in hand54/58 | €24k | €29k | €47k | €71k | €32k | ▼ 54.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72k | €74k | €81k | €92k | €94k | ▲ 1.2% |
| Equity10/15 | €42k | €56k | €70k | €87k | €89k | ▲ 1.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €21k | €36k | €49k | €67k | €68k | ▲ 1.7% |
| Amounts payable17/49 | €31k | €18k | €11k | €5k | €5k | ▼ 1.4% |
| Amounts payable after more than one year17 | €17k | €10k | €4k | - | - | - |
| Financial debts170/4 | - | €10k | €4k | - | - | - |
| Amounts payable within one year42/48 | €14k | €7k | €7k | €5k | €5k | ▼ 1.5% |
| Current portion of amounts payable after more than one year42 | - | €6k | €6k | €4k | - | - |
| Trade debts44 | €7k | €662 | €837 | €1k | €5k | ▲ 350% |
| Suppliers440/4 | - | €662 | €837 | €1k | €5k | ▲ 350% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €14k | €14k | €18k | €1k | ▼ 93.4% |
| + Depreciation and write-downs630 | €3k | €12k | €7k | €7k | €4k | ▼ 33.2% |
| Operating cash flow (approximation) | €9k | €26k | €20k | €24k | €6k | ▼ 76.8% |
| Investment in fixed assets (approximation) | - | €0 | €-408 | €0 | €-34k | ▼ 9,338,711% |
| Change in cash | - | €5k | €18k | €25k | €-39k | ▼ 259% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €1k ▼93.4%
Net result drops to €1k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €18k ▲28.3%
Operating result €18k, net result €18k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.97
Current ratio from 3.23 to 7.97; short-term debt falls from €14k to €7k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1994
Ground area
100 m²
Building footprint
73 m²
Volume, LiDAR
916 m³
Parcel 21363B0484/00M006, Brussels · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
de Gerlachestraat 44, 1040 Etterbeek
since 19942.069.449.666
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0484/00M006 | Brussels | 100 m² | 1 · 73 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,678 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Scores and ratios are computed by Checked and are not a credit decision.