AC VISION
ActiveSummary
AC VISION has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €-3k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-48
Solvency39▼-32
Growth38▼-16
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
-7.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
72 d early
2023
70 d early
2022
73 d early
2021
25 d late
2020
36 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€120k▲ 3.8%
2021 · €116k
2018: €101k
2019: €105k
2020: €81k
2021: €116k
2018 → 2022
EBIT margin
0.5%▼ 16.0pp
2021 · 16.5%
2018: -1.2%
2019: -10.7%
2020: 19.0%
2021: 16.5%
2018 → 2022
Net result
€-3k
2024 · €2k
2018: €-2k
2019: €-13k
2020: €12k
2021: €13k
2022: €-2k
2023: €845
2024: €2k
2018 → 2025
Working capital
€-1k
2024 · €9k
2018: €27k
2019: €14k
2020: €25k
2021: €33k
2022: €24k
2023: €26k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€116k-€120k▲ 3.8%
Equity€36k-€34k▼ 5.5%€34k=€17k▼ 50.4%€6k▼ 63.3%
Operating result€19k-€560▼ 97.1%€3k▲ 458%€4k▲ 25.1%€-1k
Net result€13k-€-2k€845€2k▲ 154%€-3k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€8k ▼ 2.5%
Current assets
€35k ▲ 21.7%
Equity and liabilities €43k
Equity
€6k ▼ 63.3%
Debt
€37k ▲ 83.8%
Debt's share of the balance-sheet total rises from 54.2% to 85.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▼
2024 · €6k
Cash flow
€-532▼
2024 · €5k
Current ratio
0.97▼
2024 · 1.48
Debt to equity
5.93▲
2024 · 1.18
ROE
-51.5%▼
2024 · 12.7%
ROA
-7.4%▼
2024 · 5.8%
Interest coverage
0.71▼
2024 · 4.43
Debt ≤ 1 year
€36k▲
2024 · €20k
Income taxes
€155▼
2024 · €530
Staff costs
€39k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€43k▲
Fixed assets21/28€8k€8k▼
Tangible fixed assets22/27€8k€8k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€3k€3k▲
Current assets29/58€29k€35k▲
Amounts receivable within one year40/41€9k€17k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€20k€18k▼
Deferred charges and accrued income490/1€685€669▼
Equity and liabilities
Total equity and liabilities10/49€37k€43k▲
Equity10/15€17k€6k▼
Contributions10/11€100€100=
Reserves13€17k€9k▼
Distributable reserves133€17k€9k▼
Profit (loss) carried forward14-€-3k
Amounts payable17/49€20k€37k▲
Amounts payable within one year42/48€20k€36k▲
Trade debts44€4k€19k▲
Suppliers440/4€4k€19k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€848€8k▲
Accrued charges and deferred income492/3€496€520▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€918€4k▲
Gross operating margin9900€46k€44k▼
Operating profit (loss)9901€4k€-1k▼
Financial income75/76B€230€112▼
Recurring financial income75€230€112▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€3k€-3k▼
Income taxes67/77€530€155▼
Profit (loss) for the period9904€2k€-3k▼
Profit (loss) for the period to be appropriated9905€2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€1k-
To other reserves6921€1k-
Profit to be distributed694/7€849€8k▲
Return on contributions (dividend)694€849€8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €845
Net result €845 after one loss-making year.
19-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €13k ▲0.4%
Operating result €19k, net result €13k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Maupassant 551300 WavreGround area
876 m²
Building footprint
271 m²
Volume, LiDAR
2,008 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Avenue Maupassant 55, 1300 Wavre
since 20132.224.476.353
PEARLE OPTICIENS
since 20142.238.605.986
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0069/00G008 | Wallonia | 653 m² | 1 · 125 m² | 7.6 m · 2 fl. |
| 25048G0352/00N003 | Wallonia | 224 m² | 1 · 145 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 17,716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:acvisionmanagement@gmail.com
Phone:0479550314