AC-Advies
ActiveAC-Advies has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-32. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
cash: 72.7% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
31 d early
2022
31 d late
2021
31 d late
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 0.1%
2024 · €29k
2018: €31k
2019: €35k
2020: €35k
2021: €35k
2022: €34k
2023: €30k
2024: €29k
2018 → 2025
Total assets
€29k▼ 0.1%
2024 · €29k
2018: €31k
2019: €36k
2020: €37k
2021: €35k
2022: €34k
2023: €31k
2024: €29k
2018 → 2025
Net result
€-32▲ 97.9%
2024 · €-2k
2018: €5k
2019: €4k
2020: €691
2021: €-21
2022: €-1k
2023: €-4k
2024: €-2k
2018 → 2025
Working capital
€30k▼ 14.1%
2020 · €35k
2019: €35k
2020: €35k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€34k▼ 4.0%€30k▼ 10.5%€29k▼ 5.0%€29k▼ 0.1%
Operating result€3-€-1k€-4k▼ 155%€-1k▲ 57.7%
Net result€-21-€-1k▼ 6,673%€-4k▼ 153%€-2k▲ 57.2%€-32▲ 97.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €4k in 2023; the loss shrinks.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
ROE
-0.1%▲
2024 · -5.3%
ROA
-0.1%▲
2024 · -5.3%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€29k▼
Current assets29/58€29k€29k▼
Amounts receivable within one year40/41€8k€8k=
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€21k€21k▼
Equity and liabilities
Total equity and liabilities10/49€29k€29k▼
Equity10/15€29k€29k▼
Contributions10/11€20k€20k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€408€376▼
Income statement
Code20242025
Other operating charges640/8€449-
Gross operating margin9900€-1k-
Operating profit (loss)9901€-1k-
Financial charges65/66B€29€32▲
Recurring financial charges65€29€32▲
Profit (loss) for the period before taxes9903€-2k€-32▲
Profit (loss) for the period9904€-2k€-32▲
Profit (loss) for the period to be appropriated9905€-2k€-32▲
Appropriation of the result
Profit (loss) to be appropriated9906€408€376▼
Profit (loss) brought forward from the previous period14P€2k€408▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heyerstraat(Mol) 63640 KinrooiGround area
1.4 ha
Building footprint
2,542 m²
Volume, LiDAR
16,676 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heikemp(Mol) 1607, 3640 Kinrooi
since 20002.099.892.226
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72023D1167/00X000 | Flanders | 1.2 ha | 1 · 2,317 m² | 9.2 m · 2 fl. |
| 72023D0235/00C002 | Flanders | 1,556 m² | 1 · 225 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
March Architecten
BE 0749.426.849
Kalmthout · Eq €29k
ATELIER D'ARCHITECTURE DAMIEN COLLET
BE 0807.307.739
Walhain · Eq €29k
S-LINE PROJECT
BE 0773.575.592
Braine-l'Alleud · Eq €29k
Stijn Sterckx Architecten
BE 1003.049.284
Kalmthout · Eq €29k
A.F. Van Steene
BE 1001.896.568
Antwerpen · Eq €29k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2000
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.