Summary
Abisko is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €146k and a net result of €57k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 2435 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
8 d early
2023
41 d early
2022
41 d early
2021
10 d early
2020
6 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▼ 21.6%
2024 · €186k
2019: €60k
2020: €101k
2021: €121k
2022: €120k
2023: €157k
2024: €186k
2019 → 2025
Net result
€57k▼ 2.2%
2024 · €59k
2019: €54k
2020: €41k
2021: €20k
2022: €52k
2023: €54k
2024: €59k
2019 → 2025
Total assets
€246k▲ 13.3%
2024 · €217k
2019: €64k
2020: €116k
2021: €135k
2022: €185k
2023: €187k
2024: €217k
2019 → 2025
Solvency
59.1%▼ 26.3pp
2024 · 85.4%
2019: 93.6%
2020: 87.4%
2021: 89.5%
2022: 65.0%
2023: 83.9%
2024: 85.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€120k▼ 0.5%€157k▲ 30.7%€186k▲ 18.3%€146k▼ 21.6%
Operating result€27k-€79k▲ 196%€74k▼ 6.9%€85k▲ 15.4%€80k▼ 5.4%
Net result€20k-€52k▲ 168%€54k▲ 3.9%€59k▲ 7.9%€57k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€134k ▲ 18.3%
Current assets
€112k ▲ 7.9%
Equity and liabilities €246k
Equity
€146k ▼ 21.6%
Debt
€101k ▲ 216%
Debt's share of the balance-sheet total rises from 14.6% to 40.9%. Equity is lower and debt is higher.
Key figures and ratios
ROE
39.5%▲
2024 · 31.7%
ROA
23.3%▼
2024 · 27.0%
Debt ≤ 1 year
€98k▲
2024 · €32k
Income taxes
€23k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€217k€246k▲
Fixed assets21/28€113k€134k▲
Tangible fixed assets22/27€5k€26k▲
Furniture and vehicles24€5k€26k▲
Financial fixed assets28€108k€108k=
Current assets29/58€104k€112k▲
Amounts receivable within one year40/41€60k€52k▼
Trade receivables40€60k€44k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€42k€58k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€217k€246k▲
Equity10/15€186k€146k▼
Contributions10/11€19k€19k=
Reserves13€167k€127k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€165k€125k▼
Amounts payable17/49€32k€101k▲
Amounts payable within one year42/48€32k€98k▲
Trade debts44€688€485▼
Suppliers440/4€688€485▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€26k€87k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€896€842▼
Gross operating margin9900€89k€88k▼
Operating profit (loss)9901€85k€80k▼
Financial charges65/66B€60€208▲
Recurring financial charges65€60€208▲
Profit (loss) for the period before taxes9903€85k€80k▼
Income taxes67/77€26k€23k▼
Profit (loss) for the period9904€59k€57k▼
Profit (loss) for the period to be appropriated9905€59k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€57k▼
Transfer from equity791/2-€40k
Transfer to equity691/2€29k-
To other reserves6921€29k-
Profit to be distributed694/7€30k€97k▲
Return on contributions (dividend)694€30k€97k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €59k ▲7.9%
Operating result €85k, net result €59k, both a record.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.31 to 2.96; short-term debt falls from €65k to €30k.
30-06
Financial
Equity above €150kEq €157k ▲30.7%
5 profitable years in a row build equity to €157k.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €20k ▼52%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €101k ▲67.7%
2 profitable years in a row build equity to €101k.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés 481390 Grez-DoiceauGround area
3,332 m²
Building footprint
126 m²
Parcel 25012F0054/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Abisko
since 20172.268.334.904
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25012F0054/00V000 | Wallonia | 3,332 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 365. 249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2017
Fiscal year end30-06
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.