AB+plan
ActiveSummary
AB+plan has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €859k and a net result of €45k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 2015 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-8
Solvency76▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.9 in 2024; short-term debt: 26.9% and cash: 0.6% of total assets), and 48.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
2.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
7 d early
2023
8 d early
2022
4 d early
2021
4 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€859k▲ 5.6%
2024 · €814k
2019: €517klowest in 7 years
2020: €527k▲ +2.1% vs 2019
2021: €522k▼ -1.1% vs 2020
2022: €538k▲ +3.1% vs 2021
2023: €658k▲ +22.4% vs 2022
2024: €814k▲ +23.5% vs 2023
2025: €859k▲ +5.6% vs 2024highest in 7 years
2019 → 2025
Total assets
€1.67M▼ 2.5%
2024 · €1.72M
2019: €2.15M
2020: €2.14M▼ -0.4% vs 2019
2021: €2.36M▲ +10.1% vs 2020highest in 7 years
2022: €1.99M▼ -15.8% vs 2021
2023: €1.89M▼ -4.8% vs 2022
2024: €1.72M▼ -9.4% vs 2023
2025: €1.67M▼ -2.5% vs 2024lowest in 7 years
2019 → 2025
Net result
€45k▼ 70.8%
2024 · €155k
2019: €20k
2020: €11k▼ -46.8% vs 2019
2021: €-6k▼ -153% vs 2020lowest in 7 years
2022: €16k▲ +383% vs 2021
2023: €121k▲ +650% vs 2022
2024: €155k▲ +28.6% vs 2023highest in 7 years
2025: €45k▼ -70.8% vs 2024
2019 → 2025
Working capital
€10k
2024 · €-49k
2019: €-196k
2020: €-143k▲ +27.3% vs 2019
2021: €-475k▼ -233% vs 2020
2022: €-483k▼ -1.7% vs 2021lowest in 7 years
2023: €-356k▲ +26.3% vs 2022
2024: €-49k▲ +86.2% vs 2023
2025: €10k▲ +120% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€522k-€538k▲ 3.1%€658k▲ 22.4%€814k▲ 23.5%€859k▲ 5.6%
2021: €522klowest in 5 years
2022: €538k▲ +3.1% vs 2021
2023: €658k▲ +22.4% vs 2022
2024: €814k▲ +23.5% vs 2023
2025: €859k▲ +5.6% vs 2024highest in 5 years
Operating result€35k-€54k▲ 52.3%€186k▲ 245%€276k▲ 48.6%€83k▼ 69.8%
2021: €35klowest in 5 years
2022: €54k▲ +52.3% vs 2021
2023: €186k▲ +245% vs 2022
2024: €276k▲ +48.6% vs 2023highest in 5 years
2025: €83k▼ -69.8% vs 2024
Net result€-6k-€16k€121k▲ 650%€155k▲ 28.6%€45k▼ 70.8%
2021: €-6klowest in 5 years
2022: €16k▲ +383% vs 2021
2023: €121k▲ +650% vs 2022
2024: €155k▲ +28.6% vs 2023highest in 5 years
2025: €45k▼ -70.8% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.21M ▼ 3.8%
Current assets
€460k ▲ 1.1%
Equity and liabilities €1.67M
Equity
€859k ▲ 5.6%
Provisions
€56k =
Debt
€758k ▼ 10.4%
Debt's share of the balance-sheet total falls from 49.3% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▼
2024 · €332k
Cash flow
€93k▼
2024 · €210k
Current ratio
1.02▲
2024 · 0.90
Debt to equity
0.88▼
2024 · 1.04
ROE
5.3%▼
2024 · 19.1%
ROA
2.7%▼
2024 · 9.0%
Interest coverage
7.54▼
2024 · 18.36
Debt ≤ 1 year
€450k▼
2024 · €504k
Debt > 1 year
€308k▼
2024 · €342k
Income taxes
€33k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€1.67M▼
Fixed assets21/28€1.26M€1.21M▼
Tangible fixed assets22/27€537k€489k▼
Land and buildings22€508k€462k▼
Plant, machinery and equipment23€881€454▼
Furniture and vehicles24€2k€2k=
Other tangible fixed assets26€26k€25k▼
Financial fixed assets28€724k€724k=
Current assets29/58€455k€460k▲
Amounts receivable within one year40/41€445k€449k▲
Trade receivables40€144k€112k▼
Other amounts receivable41€301k€337k▲
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1€445€419▼
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.67M▼
Equity10/15€814k€859k▲
Contributions10/11€19k€19k=
Reserves13€677k€677k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€168k€168k=
Distributable reserves133€507k€507k=
Profit (loss) carried forward14€118k€163k▲
Provisions and deferred taxes16€56k€56k=
Deferred taxes168€56k€56k=
Amounts payable17/49€846k€758k▼
Amounts payable after more than one year17€342k€308k▼
Financial debts170/4€342k€308k▼
Amounts payable within one year42/48€504k€450k▼
Current portion of amounts payable after more than one year42€35k€37k▲
Financial debts43€31k€15k▼
Credit institutions430/8€31k€15k▼
Trade debts44€352k€345k▼
Suppliers440/4€352k€345k▼
Taxes, remuneration and social security45€70k€35k▼
Taxes450/3€70k€35k▼
Other amounts payable47/48€16k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€48k▼
Other operating charges640/8€22k€6k▼
Gross operating margin9900€354k€137k▼
Operating profit (loss)9901€276k€83k▼
Financial income75/76B€20k€12k▼
Recurring financial income75€5k€12k▲
Non-recurring financial income76B€15k-
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€279k€78k▼
Transfer to deferred taxes680€56k-
Income taxes67/77€67k€33k▼
Profit (loss) for the period9904€155k€45k▼
Transfer to tax-exempt reserves689€168k-
Profit (loss) for the period to be appropriated9905€-13k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€163k▲
Profit (loss) brought forward from the previous period14P€131k€118k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52k | €54k | €54k | €55k | €48k | ▼ 13.8% |
| Other operating charges640/8 | - | €7k | €9k | €22k | €6k | ▼ 74.0% |
| Gross operating margin9900 | €95k | €114k | €249k | €354k | €137k | ▼ 61.3% |
| Operating profit (loss)9901 | €35k | €54k | €186k | €276k | €83k | ▼ 69.8% |
| Financial income75/76B | - | - | - | €20k | €12k | ▼ 41.4% |
| Recurring financial income75 | €1 | - | - | €5k | €12k | ▲ 125% |
| Non-recurring financial income76B | - | - | - | €15k | - | - |
| Financial charges65/66B | - | €38k | €15k | €18k | €17k | ▼ 3.9% |
| Recurring financial charges65 | €28k | €38k | €15k | €18k | €17k | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €-2k | €16k | €171k | €279k | €78k | ▼ 72.0% |
| Transfer to deferred taxes680 | - | - | - | €56k | - | - |
| Income taxes67/77 | €4k | - | €50k | €67k | €33k | ▼ 51.8% |
| Profit (loss) for the period9904 | €-6k | €16k | €121k | €155k | €45k | ▼ 70.8% |
| Transfer to tax-exempt reserves689 | - | - | - | €168k | - | - |
| Profit (loss) for the period to be appropriated9905 | €-6k | €16k | €121k | €-13k | €45k | ▲ 444% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.36M | €1.99M | €1.89M | €1.72M | €1.67M | ▼ 2.5% |
| Fixed assets21/28 | €1.56M | €1.53M | €1.48M | €1.26M | €1.21M | ▼ 3.8% |
| Tangible fixed assets22/27 | €833k | €810k | €756k | €537k | €489k | ▼ 8.9% |
| Land and buildings22 | - | €778k | €726k | €508k | €462k | ▼ 9.0% |
| Plant, machinery and equipment23 | - | €1k | €475 | €881 | €454 | ▼ 48.5% |
| Furniture and vehicles24 | - | €2k | €2k | €2k | €2k | = |
| Other tangible fixed assets26 | - | €30k | €28k | €26k | €25k | ▼ 5.9% |
| Financial fixed assets28 | €724k | €724k | €724k | €724k | €724k | = |
| Current assets29/58 | €805k | €455k | €413k | €455k | €460k | ▲ 1.1% |
| Stocks and contracts in progress3 | €405k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €244k | €347k | €325k | €445k | €449k | ▲ 0.8% |
| Trade receivables40 | - | €330k | €197k | €144k | €112k | ▼ 22.3% |
| Other amounts receivable41 | - | €17k | €128k | €301k | €337k | ▲ 11.9% |
| Cash at bank and in hand54/58 | €155k | €108k | €89k | €9k | €11k | ▲ 12.1% |
| Deferred charges and accrued income490/1 | - | - | - | €445 | €419 | ▼ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.36M | €1.99M | €1.89M | €1.72M | €1.67M | ▼ 2.5% |
| Equity10/15 | €522k | €538k | €658k | €814k | €859k | ▲ 5.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €509k | €509k | €509k | €677k | €677k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | - | - | €168k | €168k | = |
| Distributable reserves133 | - | €507k | €507k | €507k | €507k | = |
| Profit (loss) carried forward14 | €-6k | €10k | €131k | €118k | €163k | ▲ 38.5% |
| Provisions and deferred taxes16 | - | - | - | €56k | €56k | = |
| Deferred taxes168 | - | - | - | €56k | €56k | = |
| Amounts payable17/49 | €1.84M | €1.45M | €1.23M | €846k | €758k | ▼ 10.4% |
| Amounts payable after more than one year17 | €561k | €514k | €466k | €342k | €308k | ▼ 10.0% |
| Financial debts170/4 | - | €514k | €466k | €342k | €308k | ▼ 10.0% |
| Amounts payable within one year42/48 | €1.28M | €937k | €769k | €504k | €450k | ▼ 10.7% |
| Current portion of amounts payable after more than one year42 | - | €47k | €48k | €35k | €37k | ▲ 6.5% |
| Financial debts43 | - | - | - | €31k | €15k | ▼ 50.2% |
| Credit institutions430/8 | - | - | - | €31k | €15k | ▼ 50.2% |
| Trade debts44 | €156k | €299k | €309k | €352k | €345k | ▼ 2.1% |
| Suppliers440/4 | - | €299k | €309k | €352k | €345k | ▼ 2.1% |
| Taxes, remuneration and social security45 | - | €118k | €64k | €70k | €35k | ▼ 50.0% |
| Taxes450/3 | - | €118k | €64k | €70k | €35k | ▼ 50.0% |
| Other amounts payable47/48 | - | €473k | €348k | €16k | €18k | ▲ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €16k | €121k | €155k | €45k | ▼ 70.8% |
| + Depreciation and write-downs630 | €52k | €54k | €54k | €55k | €48k | ▼ 13.8% |
| Operating cash flow (approximation) | €47k | €70k | €175k | €210k | €93k | ▼ 55.8% |
| Investment in fixed assets (approximation) | - | €-31k | €0 | €164k | €0 | ▼ 100% |
| Change in cash | - | €-48k | €-19k | €-79k | €1k | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
State Gazette act
Director resignation · Permanent representative
General meeting · Director appointment
10-09
State Gazette act
General meeting · Board meeting
Director resignation · Permanent representative
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €155k ▲28.6%
Operating result €276k, net result €155k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Ground area
298 m²
Building footprint
118 m²
Volume, LiDAR
1,202 m³
Parcel 11810K1899/00K000, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AB+ Plan
since 20012.060.774.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1899/00K000 | Flanders | 298 m² | 1 · 118 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-12-1992
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
68110Buying and selling of own real estate
70200Business and other management consultancy
73110Advertising agencies
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.