AATE
ActiveSummary
AATE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €-7k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 89% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-68
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 8.9 against 5.37 in 2024; short-term debt: 10.9% and cash: 60.1% of total assets), and 10.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-5%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
1 d early
2022
18 d early
2021
6 d early
2020
17 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 5.3%
2024 · €125k
2019: €45k
2020: €43k
2021: €50k
2022: €78k
2023: €110k
2024: €125k
2019 → 2025
Total assets
€133k▼ 13.2%
2024 · €153k
2019: €81k
2020: €71k
2021: €80k
2022: €109k
2023: €151k
2024: €153k
2019 → 2025
Net result
€-7k
2024 · €15k
2019: €7k
2020: €-2k
2021: €7k
2022: €28k
2023: €32k
2024: €15k
2019 → 2025
Working capital
€114k▼ 6.8%
2024 · €123k
2019: €42k
2020: €38k
2021: €47k
2022: €74k
2023: €108k
2024: €123k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€78k▲ 55.2%€110k▲ 41.3%€125k▲ 13.9%€119k▼ 5.3%
Operating result€11k-€38k▲ 240%€46k▲ 22.4%€22k▼ 51.5%€-6k
Net result€7k-€28k▲ 285%€32k▲ 16.0%€15k▼ 52.5%€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€4k ▲ 69.1%
Current assets
€129k ▼ 14.6%
Equity and liabilities €133k
Equity
€119k ▼ 5.3%
Debt
€14k ▼ 48.4%
Debt's share of the balance-sheet total falls from 18.3% to 10.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €24k
Cash flow
€-5k▼
2024 · €17k
Current ratio
8.90▲
2024 · 5.37
Debt to equity
0.12▼
2024 · 0.22
ROE
-5.6%▼
2024 · 12.2%
ROA
-5.0%▼
2024 · 9.9%
Interest coverage
-34.36▼
2024 · 177.86
Debt ≤ 1 year
€14k▼
2024 · €28k
Income taxes
€268▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€153k€133k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Land and buildings22€0€0=
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€750€1k▲
Current assets29/58€151k€129k▼
Amounts receivable after more than one year29€40k€40k▼
Other amounts receivable291€40k€40k▼
Amounts receivable within one year40/41€18k€9k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€808€3k▲
Cash at bank and in hand54/58€92k€80k▼
Equity and liabilities
Total equity and liabilities10/49€153k€133k▼
Equity10/15€125k€119k▼
Contributions10/11€6k€6k=
Reserves13€116k€116k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€114k=
Profit (loss) carried forward14€3k€-4k▼
Amounts payable17/49€28k€14k▼
Amounts payable within one year42/48€28k€14k▼
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Taxes, remuneration and social security45€8k€268▼
Taxes450/3€8k€268▼
Other amounts payable47/48€9k€9k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€25k€-3k▼
Operating profit (loss)9901€22k€-6k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€134€125▼
Recurring financial charges65€134€125▼
Profit (loss) for the period before taxes9903€22k€-6k▼
Income taxes67/77€7k€268▼
Profit (loss) for the period9904€15k€-7k▼
Profit (loss) for the period to be appropriated9905€15k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-4k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer to equity691/2€15k-
To other reserves6921€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €32k ▲16%
Operating result €46k, net result €32k, both a record.
30-06
Financial
Equity above €100kEq €110k ▲41.3%
3 profitable years in a row build equity to €110k.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1993
Ground area
5,168 m²
Building footprint
235 m²
Volume, LiDAR
1,357 m³
2 parcels, Flanders · tallest building 18.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schalbroekstraat 87, 3560 Lummen
since 19932.060.546.254
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D1151/00M000 | Flanders | 4,209 m² | 1 · 69 m² | 18.3 m · 2 fl. |
| 71542D1932/00E000 | Flanders | 959 m² | 1 · 166 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WeConnect
BE 0746.773.207
Sambreville · Eq €118,057
Docteur DRAYE Mathilde
BE 0810.752.229
Houffalize · Eq €119,408
NCAB Group Belgium
BE 0437.112.484
Lommel · Eq €119,662
SOLBREUX
BE 0424.943.043
Profondeville · Eq €117,587
Talentsoft Belgium
BE 0685.794.651
Waterloo · Eq €117,471
Of 2,121 companies in sector 46500 we hold annual accounts for 1,403. 1,041 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-08-1992
Fiscal year end30-06
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
70200Business and other management consultancy
73110Advertising agencies
77330Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.