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Complete company report
Generated 10-08-2026
Active BE 0844.514.266Private limited company (pre-2019)

AAMEL

Jetse Laan 231 ·1090 Jette, Belgium· 14 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of AAMEL is 4.2% (elevated). The 2020 annual accounts show equity of €13k and a net result of €-5k. Equity is shrinking by ~18.2% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €13k
Net result €-5k
Active 14 yrs
Board 2
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health55Profitability0Solvency100Growth32Stability100
57 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 55
Profitability 0
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2020 · computed
55 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2020. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 18-11-2021 with the NBB · fiscal year 2020 · volledig
€-6k€-4k€-2k€0€2kOperating result 2018: €1k€1kNet result 2018: €-496€-496Operating result 2019: €-5k€-5kNet result 2019: €-5k€-5kNet result 2020: €-5k€-5k201820192020
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~18.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€5k€10k€15k€20k2021: €11k (€9k - €12k)2022: €8k (€7k - €9k)2023: €6k (€5k - €7k)2018: €18k2019: €13k2020: €13k201820192020202120222023
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€-4k
- 18-20
Net profit
€-5k
0.0% 18-20
Cash flow
€-5k
-18.3% 18-20
Total assets
€16k
0.0% 18-20
Equity
€13k
0.0% 18-20
Working capital
€10k
0.0% 18-20
Debt
€3k
0.0% 18-20
Debt ≤ 1y
€3k
0.0% 18-20
Current ratio
3.88
0.0% 18-20
Quick ratio
2.90
0.0% 18-20
Solvency
79.5%
0.0% 18-20
ROE
-40.3%
0.0% 18-20
ROA
-32.0%
0.0% 18-20
Figures by fiscal year
Fiscal year2020
Depositvolledig
Revenue-
EBITDA-
Net profit€-5k
Cash flow€-5k
Staff costs-
Income taxes-
Dividends-
Total assets€16k
Equity€13k
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital€10k
Employees (FTE)-
Ratios (computed)
2020
Current ratio3.88
Quick ratio2.90
Working capital ratio59.1%
Solvency79.5%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-32.0%
ROE-40.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€16k
Fixed assets 21/28€3k
Intangible fixed assets 21€800
Financial fixed assets 28€3k
Current assets 29/58€13k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€534
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€16k
Equity 10/15€13k
Contributions / capital 10/11€18k
Reserves 13€501
Accumulated profits (losses) 14€-5k
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€591
Income statement
Gross operating margin 9900€0
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • LADRAM SAMIR
    Director
    State Gazette act 25085710 (09-07-2025)
    Current
    09-07-2025 → present
    2 events
    • 09-07-2025 Appointed· Director
    • 09-07-2025 Appointed· Director (executive)
  • Saint-Jean Michaél Christian
    Director
    State Gazette act 24142522 (03-10-2024)
    Current
    03-10-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation19-03-2012
StatusActive
Postal code1090
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464E0003/00H002 Brussels 126 m² 1 · 115 m² 14.3 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-07-2025
State Gazette act Capital & shares
2024
03-10-2024
State Gazette act Director changes
2023
06-07-2023
State Gazette act Capital & shares
2021
18-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
04-03-2021
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
29-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
05-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
27-09-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
Belgisch Staatsblad, acts 3 acts
Capital history · 2
09-07-2025
Capital change
06-07-2023
Capital change
All acts · 3 updated 1 year ago
2025
09-07-2025 Transaction in capital or shares Capital & shares
Technical details 
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}
2024
03-10-2024 Saint-Jean Michaél Christian appointed as director Director changes
  • Saint-Jean Michaél Christian, Bestuurder
Technical details 
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  "subject_company": {
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  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
06-07-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR AAMEL
Registered office
Jetse Laan 231
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative