AAAbouw
ActiveAAAbouw has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €23k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-14
Solvency48▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity short (current ratio 0.35 against 0.44 in 2023; short-term debt: 28.2% and cash: 1.4% of total assets), and 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
131 d late
2022
240 d late
2021
107 d late
2020
9 d late
2019
111 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▲ 19.6%
2023 · €117k
2018: €32k
2019: €41k
2020: €64k
2021: €83k
2022: €87k
2023: €117k
2018 → 2024
Total assets
€623k▼ 9.8%
2023 · €690k
2018: €289k
2019: €287k
2020: €293k
2021: €717k
2022: €671k
2023: €690k
2018 → 2024
Net result
€23k▼ 23.4%
2023 · €30k
2018: €3k
2019: €8k
2020: €24k
2021: €19k
2022: €4k
2023: €30k
2018 → 2024
Working capital
€-114k▲ 10.5%
2023 · €-128k
2018: €-12k
2019: €14k
2020: €-3k
2021: €-119k
2022: €-138k
2023: €-128k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€83k▲ 29.3%€87k▲ 5.1%€117k▲ 34.3%€140k▲ 19.6%
Operating result€36k-€31k▼ 12.9%€18k▼ 43.5%€53k▲ 204%€56k▲ 4.5%
Net result€24k-€19k▼ 20.1%€4k▼ 77.5%€30k▲ 607%€23k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €623k
Fixed assets
€561k▼ 4.9%
Current assets
€61k▼ 38.7%
Equity and liabilities €623k
Equity
€140k▲ 19.6%
Debt
€482k▼ 15.8%
The debt ratio falls from 83.0% to 77.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2023 · €87k
Cash flow
€57k▼
2023 · €64k
Solvency
22.5%▲
2023 · 17.0%
Current ratio
0.35▼
2023 · 0.44
Quick ratio
0.35▼
2023 · 0.44
Debt / equity
3.44▼
2023 · 4.88
ROE
16.4%▼
2023 · 25.5%
ROA
3.7%▼
2023 · 4.3%
Interest coverage
4.42▼
2023 · 7.60
Debt
€482k▼
2023 · €573k
Debt ≤ 1 year
€176k▼
2023 · €228k
Debt > 1 year
€302k▼
2023 · €340k
Income taxes
€13k▲
2023 · €12k
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€690k€623k▼
Fixed assets21/28€590k€561k▼
Tangible fixed assets22/27€590k€561k▼
Land and buildings22€573k€545k▼
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€9k€9k▼
Current assets29/58€100k€61k▼
Amounts receivable within one year40/41€69k€50k▼
Trade receivables40€60k€42k▼
Other amounts receivable41€9k€9k▼
Cash at bank and in hand54/58€28k€9k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€690k€623k▼
Equity10/15€117k€140k▲
Contributions10/11€39k€39k=
Reserves13€32k€55k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€30k€55k▲
Profit (loss) carried forward14€47k€47k=
Amounts payable17/49€573k€482k▼
Amounts payable after more than one year17€340k€302k▼
Financial debts170/4€340k€302k▼
Amounts payable within one year42/48€228k€176k▼
Current portion of amounts payable after more than one year42€38k€38k▲
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Advances received on contracts in progress46€47k€52k▲
Taxes, remuneration and social security45€42k€20k▼
Taxes450/3€22k€19k▼
Remuneration and social security454/9€21k€449▼
Other amounts payable47/48€90k€47k▼
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€5k€13k▲
Gross operating margin9900€92k€108k▲
Operating profit (loss)9901€53k€56k▲
Financial income75/76B€75€12▼
Recurring financial income75€75€12▼
Financial charges65/66B€11k€20k▲
Recurring financial charges65€11k€20k▲
Profit (loss) for the period before taxes9903€42k€35k▼
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€30k€23k▼
Profit (loss) for the period to be appropriated9905€30k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€70k▼
Profit (loss) brought forward from the previous period14P€47k€47k=
Transfer to equity691/2€30k€23k▼
To other reserves6921€30k€23k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
2023
31-12
Financial
Highest result since 2018net €30k ▲607%
Net result €30k, the highest in the series.
31-12
Financial
Equity above €100kEq €117k ▲34.3%
6 profitable years in a row build equity to €117k.
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
2019
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nedersteenberg 249300 AalstGround area
379 m²
Building footprint
117 m²
Volume, LiDAR
799 m³
Parcel 41303D0808/00N000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AAAbouw
since 20112.196.691.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0808/00N000 | Flanders | 378 m² | 1 · 117 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 643 EUR awarded · 643 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 643 EUR | 643 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 743 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2011
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jochendf@hotmail.com
Phone:0472/39 45 72