A4i
ActiveA4i has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €34k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 19% of 4504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-1
Growth42▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.8 in 2024), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
8.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4504 sector peers (2025).
NBB · sector comparisonPosition among 4504 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
60 d early
2023
1 d early
2022
7 d early
2021
7 d early
2020
26 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▼ 65.4%
2024 · €98k
2019: €60k
2020: €47k
2021: €43k
2022: €79k
2023: €97k
2024: €98k
2019 → 2025
Working capital
€-44k▲ 7.0%
2024 · €-48k
2019: €-644
2020: €3k
2021: €2k
2022: €-10k
2023: €-28k
2024: €-48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€20k=
Operating result€63k-€101k▲ 59.2%€128k▲ 26.4%€133k▲ 4.1%€64k▼ 52.2%
Net result€43k-€79k▲ 82.8%€97k▲ 22.8%€98k▲ 0.2%€34k▼ 65.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€251k▼ 3.5%
Current assets
€142k▼ 26.7%
Equity and liabilities €393k
Equity
€20k=
Debt
€373k▼ 14.0%
The debt ratio falls from 95.5% to 94.8%: debt is paid down.
Key figures and ratios
EBITDA
€93k▼
2024 · €156k
Cash flow
€63k▼
2024 · €121k
Solvency
5.2%▲
2024 · 4.5%
Current ratio
0.76▼
2024 · 0.80
Quick ratio
0.76▼
2024 · 0.80
Debt / equity
18.22▼
2024 · 21.20
ROE
164.9%▼
2024 · 477.2%
ROA
8.6%▼
2024 · 21.5%
Interest coverage
8.88▼
2024 · 13.23
Debt
€373k▼
2024 · €434k
Debt ≤ 1 year
€187k▼
2024 · €242k
Debt > 1 year
€176k▼
2024 · €189k
Income taxes
€20k▼
2024 · €24k
Staff costs
€421k▲
2024 · €391k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€454k€393k▼
Fixed assets21/28€260k€251k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€260k€248k▼
Land and buildings22€228k€221k▼
Furniture and vehicles24€32k€27k▼
Financial fixed assets28€373€373=
Current assets29/58€194k€142k▼
Amounts receivable within one year40/41€148k€61k▼
Trade receivables40€109k€23k▼
Other amounts receivable41€40k€39k▼
Cash at bank and in hand54/58€26k€62k▲
Deferred charges and accrued income490/1€20k€19k▼
Equity and liabilities
Total equity and liabilities10/49€454k€393k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€434k€373k▼
Amounts payable after more than one year17€189k€176k▼
Financial debts170/4€189k€176k▼
Amounts payable within one year42/48€242k€187k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€8k€14k▲
Credit institutions430/8€8k€14k▲
Trade debts44€79k€75k▼
Suppliers440/4€79k€75k▼
Taxes, remuneration and social security45€44k€48k▲
Taxes450/3€9k€1k▼
Remuneration and social security454/9€36k€47k▲
Other amounts payable47/48€98k€37k▼
Accrued charges and deferred income492/3€3k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€391k€421k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€29k▲
Other operating charges640/8€17k€12k▼
Non-recurring operating charges66A€4€3k▲
Gross operating margin9900€564k€529k▼
Operating profit (loss)9901€133k€64k▼
Financial income75/76B€979€291▼
Recurring financial income75€979€291▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€122k€53k▼
Income taxes67/77€24k€20k▼
Profit (loss) for the period9904€98k€34k▼
Profit (loss) for the period to be appropriated9905€98k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€34k▼
Profit to be distributed694/7€98k€34k▼
Return on contributions (dividend)694€28k€14k▼
Directors or managers695€70k€20k▼
Social balance
Average headcount (FTE)9087-5.7
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €34k ▼65.4%
Net result drops to €34k, the lowest in the series.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €98k ▲0.2%
Operating result €133k, net result €98k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgemeester Etienne Demunterl. 231090 JetteGround area
1,242 m²
Building footprint
547 m²
Volume, LiDAR
8,067 m³
Parcel 21010A0074/00N003, Brussels · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Burgemeester Etienne Demunterl. 23, 1090 Jette
since 19962.077.304.587
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0074/00N003 | Brussels | 1,242 m² | 1 · 547 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INVARES
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TRIMOSE
BE 0719.436.033
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IMMO BROUWERSHOF
BE 0809.618.319
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NOTARIËLE BESTUURSVENNOOTSCHAP JANSSENS CARLA
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MVN-Projects
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Of 3,751 companies in sector 68321 we hold annual accounts for 1,381. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-1996
Fiscal year end30-06
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
68322Real estate activities
68329Real estate activities
70321
70322
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.A4i.be
E-mail:A4i@A4i.be