A.V.V. CONSTRUCT
ActiveSummary
A.V.V. CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €-68k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 11.7 against 4.61 in 2024; short-term debt: 8.3% and cash: 69.3% of total assets), and 8.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
18 d late
2023
19 d early
2022
18 d late
2021
22 d late
2020
58 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-68k
2024 · €28k
2018: €22k
2019: €-40k
2020: €43k
2021: €74k
2022: €21k
2023: €7k
2024: €28k
2018 → 2025
Working capital
€195k▼ 29.8%
2024 · €277k
2018: €42k
2019: €135k
2020: €170k
2021: €220k
2022: €242k
2023: €237k
2024: €277k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€233k▲ 10.0%€240k▲ 3.0%€268k▲ 11.8%€200k▼ 25.3%
Operating result€98k-€27k▼ 72.5%€12k▼ 56.2%€55k▲ 365%€-65k
Net result€74k-€21k▼ 71.1%€7k▼ 67.4%€28k▲ 307%€-68k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €65k after €55k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€6k ▼ 49.2%
Current assets
€213k ▼ 39.9%
Equity and liabilities €219k
Equity
€200k ▼ 25.3%
Debt
€18k ▼ 81.1%
Debt's share of the balance-sheet total falls from 26.5% to 8.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-55k▼
2024 · €69k
Cash flow
€-59k▼
2024 · €42k
Current ratio
11.70▲
2024 · 4.61
Debt to equity
0.09▼
2024 · 0.36
ROE
-34.0%▼
2024 · 10.5%
ROA
-31.1%▼
2024 · 7.7%
Interest coverage
-18.74▼
2024 · 4.99
Debt ≤ 1 year
€18k▼
2024 · €77k
Income taxes
€167▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€365k€219k▼
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Plant, machinery and equipment23€101€4k▲
Furniture and vehicles24€11k€2k▼
Current assets29/58€354k€213k▼
Amounts receivable within one year40/41€141k€61k▼
Trade receivables40€138k€46k▼
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€212k€152k▼
Deferred charges and accrued income490/1€1k€412▼
Equity and liabilities
Total equity and liabilities10/49€365k€219k▼
Equity10/15€268k€200k▼
Contributions10/11€6k€6k=
Reserves13€30k€30k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€232k€164k▼
Amounts payable17/49€97k€18k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€77k€18k▼
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€47k€8k▼
Suppliers440/4€47k€8k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€13k€0▼
Remuneration and social security454/9€325€3k▲
Other amounts payable47/48€14k€7k▼
Accrued charges and deferred income492/3€20k€76▼
Income statement
Code20242025
Non-recurring operating income76A€6k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€7k€4k▼
Gross operating margin9900€79k€-48k▼
Operating profit (loss)9901€55k€-65k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€14k€3k▼
Recurring financial charges65€14k€3k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€41k€-68k▼
Income taxes67/77€13k€167▼
Profit (loss) for the period9904€28k€-68k▼
Profit (loss) for the period to be appropriated9905€28k€-68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€260k€164k▼
Profit (loss) brought forward from the previous period14P€232k€232k=
Transfer to equity691/2€28k€0▼
To other reserves6921€28k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 11.70
Current ratio from 4.61 to 11.70; short-term debt falls from €77k to €18k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.61
Current ratio from 2.27 to 4.61; short-term debt falls from €186k to €77k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €74k ▲72.2%
Operating result €98k, net result €74k, both a record.
31-12
Financial
Equity above €200kEq €212k ▲53.3%
2 profitable years in a row build equity to €212k.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 58 days late
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €100kEq €138k ▲44.8%
Equity rises from €95k to €138k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 267 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2020
Ground area
171 m²
Building footprint
103 m²
Volume, LiDAR
611 m³
Parcel 25061A0058/00S000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.V.V. Construct
since 20202.298.970.373
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25061A0058/00S000 | Wallonia | 171 m² | 1 · 103 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,014 companies in sector 43310 we hold annual accounts for 1,746. 1,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43221Plumbing work
43230Insulation installation
43320Joinery installation
43343Specialised construction activities
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.