A.T. MANAGEMENT CONSULTING
ActiveA.T. MANAGEMENT CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €28k. Its solvency ranks better than 57% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency88▲+88
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.61; short-term debt: 36.8% and cash: 31.9% of total assets), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
68.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k
2024 · €-2k
2024: €-2k
2024 → 2025
Total assets
€40k▲ 9,227%
2024 · €434
2024: €434
2024 → 2025
Net result
€28k
2024 · €-7k
2024: €-7k
2024 → 2025
Working capital
€24k
2024 · €-2k
2024: €-2k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-2k-€26k
Operating result€-7k-€28k
Net result€-7k-€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €7k in 2024.
Balance-sheet composition
Assets €40k
Fixed assets
€2k
Current assets
€39k
Equity and liabilities €40k
Equity
€26k
Debt
€15k
Debt finances 36.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€28k
Solvency
63.2%
Current ratio
2.61
Quick ratio
2.61
Debt / equity
0.58
ROE
108.1%
ROA
68.3%
Interest coverage
69.65
Debt
€15k▲
2024 · €3k
Debt ≤ 1 year
€15k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434€40k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28-€100
Current assets29/58€434€39k▲
Amounts receivable within one year40/41-€25k
Trade receivables40-€19k
Other amounts receivable41-€6k
Cash at bank and in hand54/58€434€13k▲
Deferred charges and accrued income490/1-€639
Equity and liabilities
Total equity and liabilities10/49€434€40k▲
Equity10/15€-2k€26k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-7k€21k▲
Amounts payable17/49€3k€15k▲
Amounts payable within one year42/48€3k€15k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€193
Other operating charges640/8€387€400▲
Gross operating margin9900€-7k€29k▲
Operating profit (loss)9901€-7k€28k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B-€406
Recurring financial charges65-€406
Profit (loss) for the period before taxes9903€-7k€28k▲
Profit (loss) for the period9904€-7k€28k▲
Profit (loss) for the period to be appropriated9905€-7k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€21k▲
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 2.61
Current ratio from 0.17 to 2.61.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Aurore 91410 WaterlooGround area
402 m²
Building footprint
76 m²
Volume, LiDAR
530 m³
Parcel 25110D0652/00B000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.T. MANAGEMENT CONSULTING
since 20242.355.040.135
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110D0652/00B000 | Wallonia | 402 m² | 1 · 76 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900CJ8YNSDQA2WY07
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Abbreviation FR
ATMC
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.