A.T.
ActiveA.T. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €599k and a net result of €-14k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 68% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency88▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.54 in 2024), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
31 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€599k▼ 2.4%
2024 · €613k
2018: €113k
2019: €121k
2020: €123k
2021: €142k
2022: €626k
2023: €620k
2024: €613k
2018 → 2025
Total assets
€999k▼ 6.9%
2024 · €1.07M
2018: €688k
2019: €701k
2020: €725k
2021: €720k
2022: €1.12M
2023: €1.08M
2024: €1.07M
2018 → 2025
Net result
€-14k▼ 121%
2024 · €-6k
2018: €8k
2019: €8k
2020: €2k
2021: €19k
2022: €-10k
2023: €-5k
2024: €-6k
2018 → 2025
Working capital
€129k▼ 11.1%
2024 · €145k
2018: €198k
2019: €191k
2020: €192k
2021: €194k
2022: €145k
2023: €142k
2024: €145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€626k▲ 342%€620k▼ 0.9%€613k▼ 1.1%€599k▼ 2.4%
Operating result€37k-€4k▼ 88.5%€14k▲ 223%€7k▼ 52.4%€-2k
Net result€19k-€-10k€-5k▲ 52.8%€-6k▼ 28.1%€-14k▼ 121%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €7k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €999k
Fixed assets
€629k▼ 4.5%
Current assets
€370k▼ 10.7%
Equity and liabilities €999k
Equity
€599k▼ 2.4%
Debt
€400k▼ 12.9%
The debt ratio falls from 42.9% to 40.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€45k▼
2024 · €58k
Cash flow
€34k▼
2024 · €45k
Solvency
59.9%▲
2024 · 57.1%
Current ratio
1.53▼
2024 · 1.54
Quick ratio
1.43▲
2024 · 1.39
Debt / equity
0.67▼
2024 · 0.75
ROE
-2.3%▼
2024 · -1.0%
ROA
-1.4%▼
2024 · -0.6%
Interest coverage
5.16▼
2024 · 8.86
Debt
€400k▼
2024 · €460k
Debt ≤ 1 year
€241k▼
2024 · €270k
Debt > 1 year
€159k▼
2024 · €190k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€999k▼
Fixed assets21/28€659k€629k▼
Tangible fixed assets22/27€659k€629k▼
Land and buildings22€553k€540k▼
Plant, machinery and equipment23€78k€69k▼
Furniture and vehicles24€25k€20k▼
Leasing and similar rights25€1k-
Financial fixed assets28€25€25=
Current assets29/58€415k€370k▼
Amounts receivable after more than one year29€164k€164k=
Trade receivables290€164k€164k=
Stocks and contracts in progress3€40k€25k▼
Stocks30/36€40k€25k▼
Amounts receivable within one year40/41€187k€148k▼
Trade receivables40€179k€140k▼
Other amounts receivable41€8k€8k▼
Current investments50/53€22k€30k▲
Cash at bank and in hand54/58€768€229▼
Deferred charges and accrued income490/1€567€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€999k▼
Equity10/15€613k€599k▼
Contributions10/11€19k€19k=
Revaluation surpluses12€424k€401k▼
Reserves13€73k€96k▲
Distributable reserves133€73k€96k▲
Profit (loss) carried forward14€98k€83k▼
Amounts payable17/49€460k€400k▼
Amounts payable after more than one year17€190k€159k▼
Financial debts170/4€190k€159k▼
Amounts payable within one year42/48€270k€241k▼
Current portion of amounts payable after more than one year42€36k€37k▲
Financial debts43€2k€5k▲
Credit institutions430/8€2k€5k▲
Trade debts44€113k€94k▼
Suppliers440/4€113k€94k▼
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€8k▼
Other amounts payable47/48€106k€98k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€47k▼
Other operating charges640/8-€53
Gross operating margin9900€58k€45k▼
Operating profit (loss)9901€7k€-2k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€-1€-11k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€-6k€-14k▼
Profit (loss) for the period to be appropriated9905€-6k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€84k▼
Profit (loss) brought forward from the previous period14P€105k€98k▼
Profit to be distributed694/7€800€859▲
Return on contributions (dividend)694€800€859▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Equity above €500kEq €626k ▲342%
Equity rises from €142k to €626k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €19k ▲934%
Operating result €37k, net result €19k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overbroekstraat 693830 WellenGround area
2,543 m²
Building footprint
225 m²
Volume, LiDAR
1,048 m³
Parcel 73098D1085/00F000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tom Abert
since 20022.096.022.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098D1085/00F000 | Flanders | 2,543 m² | 1 · 225 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,483 companies in sector 43410 we hold annual accounts for 4,308. 2,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2002
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45421
16230Manufacture of other builders' carpentry and joinery
20300
41001General construction of residential buildings
43320Joinery installation
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@atbvba.be
Phone:0477459246