A & S SOLUTIONS
ActiveSummary
A & S SOLUTIONS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €-529k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 66% of 217 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-51
Solvency77▼-4
Growth67▼-1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.15 in 2024; short-term debt: 46% and cash: 0% of total assets), and 47.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
-17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
17 d early
2023
26 d early
2022
17 d early
2021
32 d early
2020
31 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€9.71M▼ 1.6%
2024 · €9.87M
2018: €2.97M
2019: €2.83M
2020: €2.67M
2021: €3.43M
2022: €5.53M
2023: €8.94M
2024: €9.87M
2018 → 2025
EBIT margin
-4.7%▼ 6.4pp
2024 · 1.7%
2018: 8.0%
2019: 10.1%
2020: 13.5%
2021: 14.5%
2022: 14.2%
2023: 21.8%
2024: 1.7%
2018 → 2025
Net result
€-529k
2024 · €44k
2018: €150k
2019: €189k
2020: €258k
2021: €355k
2022: €534k
2023: €1.37M
2024: €44k
2018 → 2025
Working capital
€267k▲ 10.9%
2024 · €241k
2018: €358k
2019: €556k
2020: €714k
2021: €918k
2022: €1.38M
2023: €60k
2024: €241k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.43M-€5.53M▲ 61.2%€8.94M▲ 61.6%€9.87M▲ 10.4%€9.71M▼ 1.6%
Equity€1.05M-€1.47M▲ 40.4%€2.05M▲ 38.9%€2.09M▲ 2.1%€1.56M▼ 25.3%
Operating result€498k-€784k▲ 57.3%€1.95M▲ 148%€167k▼ 91.4%€-453k
Net result€355k-€534k▲ 50.4%€1.37M▲ 157%€44k▼ 96.8%€-529k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €453k after €167k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.99M
Fixed assets
€1.35M ▼ 28.1%
Current assets
€1.64M ▼ 12.5%
Equity and liabilities €2.99M
Equity
€1.56M ▼ 25.3%
Debt
€1.42M ▼ 13.9%
Debt's share of the balance-sheet total rises from 44.2% to 47.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€71k▼
2024 · €646k
Cash flow
€-5k▼
2024 · €523k
Current ratio
1.19▲
2024 · 1.15
Debt to equity
0.91▲
2024 · 0.79
ROE
-33.9%▼
2024 · 2.1%
ROA
-17.7%▼
2024 · 1.2%
Interest coverage
0.64▼
2024 · 7.02
Debt ≤ 1 year
€1.37M▼
2024 · €1.63M
Staff costs
€6.25M▲
2024 · €5.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 65 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.75M€2.99M▼
Fixed assets21/28€1.87M€1.35M▼
Intangible fixed assets21€1.81M€1.31M▼
Tangible fixed assets22/27€49k€31k▼
Plant, machinery and equipment23€45k€27k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€11k€9k▼
Other financial fixed assets284/8€11k€9k▼
Amounts receivable and cash guarantees285/8€11k€9k▼
Current assets29/58€1.88M€1.64M▼
Amounts receivable within one year40/41€1.79M€1.56M▼
Trade receivables40€1.69M€1.28M▼
Other amounts receivable41€99k€283k▲
Cash at bank and in hand54/58€10€10=
Deferred charges and accrued income490/1€87k€82k▼
Equity and liabilities
Total equity and liabilities10/49€3.75M€2.99M▼
Equity10/15€2.09M€1.56M▼
Contributions10/11€227k€227k=
Reserves13€1.86M€1.86M=
Non-distributable reserves130/1€23k€23k=
Reserves not available under the articles1311€23k€23k=
Tax-exempt reserves132€476k€476k=
Distributable reserves133€1.37M€1.37M=
Profit (loss) carried forward14-€-529k
Amounts payable17/49€1.65M€1.42M▼
Amounts payable within one year42/48€1.63M€1.37M▼
Trade debts44€317k€255k▼
Suppliers440/4€317k€255k▼
Taxes, remuneration and social security45€903k€1.12M▲
Taxes450/3€260k€380k▲
Remuneration and social security454/9€643k€740k▲
Other amounts payable47/48€414k-
Accrued charges and deferred income492/3€20k€50k▲
Income statement
Code20242025
Operating income70/76A€10.19M€9.92M▼
Turnover70€9.87M€9.71M▼
Own construction capitalised72€123k-
Other operating income74€199k€209k▲
Operating charges60/66A€10.02M€10.37M▲
Goods for resale, raw materials and consumables60€1.67M€1.10M▼
Purchases600/8€1.67M€1.10M▼
Services and other goods61€2.16M€2.49M▲
Remuneration, social security and pensions62€5.71M€6.25M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€479k€524k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€8k▲
Other operating charges640/8€4k€184▼
Operating profit (loss)9901€167k€-453k▼
Financial income75/76B€29k€36k▲
Recurring financial income75€29k€36k▲
Income from current assets751€19k€9k▼
Other financial income752/9€10k€27k▲
Financial charges65/66B€95k€113k▲
Recurring financial charges65€95k€113k▲
Debt charges650€92k€111k▲
Other financial charges652/9€3k€1k▼
Profit (loss) for the period before taxes9903€101k€-529k▼
Income taxes67/77€58k-
Taxes670/3€66k-
Tax adjustments and reversals of tax provisions77€8k-
Profit (loss) for the period9904€44k€-529k▼
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€23k€-529k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-529k▼
Transfer to equity691/2€23k-
To other reserves6921€23k-
Social balance
Average headcount (FTE)908769.371.3▲
The notes to these accounts (53 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-529k ▼1307%
Net result drops to €-529k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €1.37M ▲157%
Operating result €1.95M, net result €1.37M, both a record.
31-12
Financial
Equity above €2MEq €2.05M ▲38.9%
6 profitable years in a row build equity to €2.05M.
03-08
State Gazette act
Demerger · Accounting effect
Joint proposal · Power of attorney · Philippe COLSON
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €1MEq €1.05M ▲39%
4 profitable years in a row build equity to €1.05M.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Equity above €500kEq €622k ▲43.6%
2 profitable years in a row build equity to €622k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg Deinze 1549810 Nazareth-De PinteGround area
1.3 ha
Building footprint
5,504 m²
Volume, LiDAR
38,368 m³
Parcel 44048G0467/00H000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Public / Public Staffing / Public Consulting / Public Recruitment / Public Partners
since 20242.356.349.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0467/00H000 | Flanders | 1.3 ha | 1 · 5,504 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionDemerger with:Cipal Schaubroeck
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 36,202 EUR awarded · 36,202 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 20,504 EUR | 20,504 EUR |
| 2024 | 1 | 13,645 EUR | 13,645 EUR |
| 2023 | 2 | 2,053 EUR | 2,053 EUR |
Schemes
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Legal Entity Identifier
648800VM7YACOXF7SF36
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Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
78100Employment placement agencies
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
6 entriesWebsite:www.assolutions.be
E-mail:info@assolutions.be
E-mail:info@public.vlaanderen
Phone:+32 9 389 69 59
E-mail:bart.vandekerkhof@cipalschaubroeck.be
Phone:+32475835737