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Generated 14-08-2026
Active BE 0665.802.258Private limited company

A&P Construct+

Sint-Elooisdreef(Kor) 32 ·8500 Kortrijk, Belgium· 9 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of A&P Construct+ is 1.8% (moderate). The 2023 annual accounts show equity of €32k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 3129 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €32k
Net result €-5k
Better than sector 58%
Active 9 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health45Profitability0Solvency89Growth78Stability100
62 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 89
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
45 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 07-10-2024 with the NBB · fiscal year 2023 · micro
€-20k€0€20k€40kOperating result 2019: €-562€-562Net result 2019: €-9k€-9kOperating result 2020: €-3k€-3kNet result 2020: €-12k€-12kOperating result 2021: €19k€19kNet result 2021: €17k€17kOperating result 2022: €30k€30kNet result 2022: €23k€23kOperating result 2023: €-4k€-4kNet result 2023: €-5k€-5k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 44.5% 37.6%
better than 58% of 3129 sector peers
Net result €-5k €9k
better than 14% of 3122 sector peers
Equity €32k €25k
better than 57% of 3134 sector peers
Gross operating margin €3k €27k
better than 18% of 3116 sector peers
Total assets €72k €80k
better than 46% of 3130 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-3k
- 18-23
Net profit
€-5k
- 18-23
Cash flow
€-4k
- 18-23
Total assets
€72k
-9.2% 18-23
Equity
€32k
-13.9% 18-23
Working capital
€39k
+43.2% 18-23
Income taxes
€6k
+428.8% 18-23
Dividends
€10k
- 18-23
Debt
€40k
-5.1% 18-23
Debt ≤ 1y
€29k
-30.7% 18-23
Current ratio
2.37
+42.4% 18-23
Quick ratio
2.37
+42.4% 18-23
Solvency
44.5%
-5.2% 18-23
Debt / equity
1.25
+10.3% 18-23
ROE
-16.2%
- 18-23
ROA
-7.2%
- 18-23
Interest coverage
-2.25
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-3k
Net profit€-5k
Cash flow€-4k
Staff costs-
Income taxes-
Dividends-
Total assets€72k
Equity€32k
Debt€40k
of which ≤ 1y€29k
of which > 1y-
Working capital€39k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.37
Quick ratio2.37
Working capital ratio54.6%
Solvency44.5%
Debt / equity1.25
Long-term debt ratio-
Interest coverage-2.25
Gross margin-
Net margin-
ROA-7.2%
ROE-16.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€72k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€68k
Amounts receivable within one year 40/41€54k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€72k
Equity 10/15€32k
Contributions / capital 10/11€19k
Reserves 13€13k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€3k
Operating result 9901€-4k
Financial income 75€152
Financial charges 65€1k
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • LUPASCO Petru
    Director
    State Gazette act 24154065 (25-10-2024)
    Current
    16-02-2024 → present
    2 events
    • 16-02-2024 Appointed· Director
    • 04-04-2022 Resigned· Director
  • Aliona Caraulan
    Director
    State Gazette act 22046806 (12-04-2022)
    Current
    28-02-2022 → present
    2 events
    • 16-02-2024 Resigned· Director
    • 28-02-2022 Appointed· Director
Former directors (1)
  • Mer Noire VOFLegal entity
    Director
    State Gazette act 22046806 (12-04-2022)
    Former
    - → 04-04-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation07-11-2016
StatusActive
Postal code8500
Establishment units 1 location
A&P Construct+
Sint-Elooisdreef(Kor) 32, 8500 KortrijkOntwikkeling van residentiële bouwprojecten
since 20162.265.224.469
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34352A0269/00S003 Flanders 795 m² 1 · 214 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
25-10-2024
State Gazette act Director changes
07-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
12-04-2022
State Gazette act Director changes
2021
24-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
25-10-2024 2 directors appointed, 1 resigning Director changes
  • LUPASCO Petru, Bestuurder
  • CONFIDO Boekhouding-Fiscaliteit, Vaste vertegenwoordiger
  • CARAULAN Aliona, Bestuurder
Technical details 
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  "act_meta": {
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2022
12-04-2022 1 director appointed, 2 resigning Director changes
  • Aliona Caraulan, Bestuurder
  • Lupasco Petru, Bestuurder
  • Mer Noire VOF, Bestuurder
Technical details 
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      "decharge_status": "granted",
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van kantoorgebouwen41202Slopen43110Slopen43110Schrijnwerk43320Schrijnwerk43320Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Uitvoeren van metsel- en voegwerken43994Restaureren van bouwwerken43995
Primary activity highlighted.
Names & trade names
Legal nameNL A&P Construct+
Registered office
Sint-Elooisdreef(Kor) 32
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative