A.N.G.E.L.
ActiveA.N.G.E.L. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €606k and a net result of €-187k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 70% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-28
Solvency100=
Growth34▼-31
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 13.25 in 2024), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€187k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
20 d late
2022
4 d early
2021
2 d early
2020
9 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€151k▼ 1.9%
2024 · €154k
2018: €138k
2019: €134k
2020: €130k
2021: €135k
2022: €149k
2023: €156k
2024: €154k
2018 → 2025
EBIT margin
-13.3%▼ 16.7pp
2024 · 3.3%
2018: -6.4%
2019: 1.0%
2020: -0.6%
2021: 0.8%
2022: 9.6%
2023: 10.6%
2024: 3.3%
2018 → 2025
Net result
€-187k▼ 8,114%
2024 · €-2k
2018: €-14k
2019: €-5k
2020: €-7k
2021: €450k
2022: €6k
2023: €6k
2024: €-2k
2018 → 2025
Working capital
€117k▼ 74.8%
2024 · €463k
2018: €375k
2019: €353k
2020: €341k
2021: €802k
2022: €665k
2023: €544k
2024: €463k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€135k-€149k▲ 10.4%€156k▲ 4.9%€154k▼ 1.0%€151k▼ 1.9%
Equity€1.08M-€984k▼ 9.2%€885k▼ 10.1%€836k▼ 5.6%€606k▼ 27.5%
Operating result€1k-€14k▲ 1,201%€17k▲ 15.9%€5k▼ 69.0%€-20k
Net result€450k-€6k▼ 98.7%€6k▲ 2.4%€-2k€-187k▼ 8,114%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €5k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €822k
Fixed assets
€663k▲ 16.3%
Current assets
€160k▼ 68.2%
Equity and liabilities €822k
Equity
€606k▼ 27.5%
Debt
€217k▼ 7.9%
The debt ratio rises from 22.0% to 26.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €34k
Cash flow
€-157k▼
2024 · €27k
Solvency
73.7%▼
2024 · 78.0%
Current ratio
3.72▼
2024 · 13.25
Quick ratio
3.72▼
2024 · 13.25
Debt / equity
0.36▲
2024 · 0.28
ROE
-30.9%▼
2024 · -0.3%
ROA
-22.8%▼
2024 · -0.2%
Interest coverage
0.03▼
2024 · 5.67
Debt
€217k▼
2024 · €235k
Debt ≤ 1 year
€43k▲
2024 · €38k
Debt > 1 year
€172k▼
2024 · €197k
Income taxes
€175▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€822k▼
Fixed assets21/28€570k€663k▲
Tangible fixed assets22/27€362k€332k▼
Land and buildings22€349k€322k▼
Furniture and vehicles24€13k€10k▼
Financial fixed assets28€208k€331k▲
Current assets29/58€501k€160k▼
Amounts receivable after more than one year29€345k€55k▼
Other amounts receivable291€345k€55k▼
Amounts receivable within one year40/41€79k€26k▼
Trade receivables40€27k€16k▼
Other amounts receivable41€53k€11k▼
Cash at bank and in hand54/58€76k€76k▼
Deferred charges and accrued income490/1€774€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€822k▼
Equity10/15€836k€606k▼
Contributions10/11€100k€100k=
Reserves13€273k€230k▼
Distributable reserves133€273k€230k▼
Profit (loss) carried forward14€462k€275k▼
Amounts payable17/49€235k€217k▼
Amounts payable after more than one year17€197k€172k▼
Financial debts170/4€197k€172k▼
Amounts payable within one year42/48€38k€43k▲
Current portion of amounts payable after more than one year42€23k€25k▲
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k-
Remuneration and social security454/9-€2k
Other amounts payable47/48€465€1k▲
Accrued charges and deferred income492/3€25€2k▲
Income statement
Code20242025
Turnover70€154k€151k▼
Goods, raw materials, services and sundry goods60/61€132k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€38k€14k▼
Operating profit (loss)9901€5k€-20k▼
Financial income75/76B€335€130k▲
Recurring financial income75€335€130k▲
Financial charges65/66B€6k€297k▲
Recurring financial charges65€6k€297k▲
Profit (loss) for the period before taxes9903€-578€-187k▼
Income taxes67/77€2k€175▼
Profit (loss) for the period9904€-2k€-187k▼
Profit (loss) for the period to be appropriated9905€-2k€-187k▼
Appropriation of the result
Profit (loss) to be appropriated9906€462k€275k▼
Profit (loss) brought forward from the previous period14P€465k€462k▼
Transfer from equity791/2€47k€43k▼
Profit to be distributed694/7€47k€43k▼
Return on contributions (dividend)694€47k€43k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-187k
Net result drops to €-187k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €450k
Net result €450k after 3 loss-making years.
31-12
Financial
Liquidity times 7current ratio 17.81
Current ratio from 2.67 to 17.81; short-term debt falls from €204k to €48k.
31-12
Financial
Equity above €1MEq €1.08M ▲71%
Equity rises from €634k to €1.08M.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersdreef(HRT) 82200 HerentalsGround area
3,990 m²
Building footprint
288 m²
Volume, LiDAR
1,575 m³
Parcel 13011B0466/00D002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.N.G.E.L.
since 20102.190.540.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011B0466/00D002 | Flanders | 3,990 m² | 1 · 288 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 32,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47690Retail sale of other cultural and recreation goods
47787Retail trade
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.