A.M.C. CROES RONNY
ActiveSummary
For A.M.C. CROES RONNY, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €114k and a net result of €16k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 2301 sector peers (fiscal year 2023). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability53▲+10
Solvency42▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
16.6%
Return on assets
2.4%
Age of the figures
36 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline24-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 30-04-2024, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
on the day
2022
3 d late
2021
13 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€114k▲ 16.8%
2022 · €98k
2018: €74k
2019: €80k
2020: €93k
2021: €96k
2022: €98k
2018 → 2023
Total assets
€688k▼ 4.4%
2022 · €720k
2018: €767k
2019: €672k
2020: €673k
2021: €666k
2022: €720k
2018 → 2023
Net result
€16k▲ 1,017%
2022 · €1k
2018: €-14k
2019: €6k
2020: €12k
2021: €4k
2022: €1k
2018 → 2023
Working capital
€19k▼ 46.0%
2022 · €35k
2018: €20k
2019: €23k
2020: €43k
2021: €46k
2022: €35k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€80k-€93k▲ 15.3%€96k▲ 3.8%€98k▲ 1.5%€114k▲ 16.8%
Operating result€23k-€32k▲ 40.2%€20k▼ 38.6%€17k▼ 11.0%€29k▲ 65.7%
Net result€6k-€12k▲ 101%€4k▼ 71.1%€1k▼ 58.7%€16k▲ 1,017%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 66% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €688k
Fixed assets
€262k ▼ 8.2%
Current assets
€426k ▼ 1.9%
Equity and liabilities €688k
Equity
€114k ▲ 16.8%
Debt
€574k ▼ 7.7%
Debt's share of the balance-sheet total falls from 86.4% to 83.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2022 · €41k
Cash flow
€40k▲
2022 · €25k
Current ratio
1.05▼
2022 · 1.09
Quick ratio
0.05▲
2022 · 0.02
Debt to equity
5.04▼
2022 · 6.38
ROE
14.4%▲
2022 · 1.5%
ROA
2.4%▲
2022 · 0.2%
Interest coverage
3.74▲
2022 · 2.94
Debt ≤ 1 year
€407k▲
2022 · €399k
Debt > 1 year
€165k▼
2022 · €220k
Income taxes
€12k▲
2022 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 51 lines
Balance sheet
Code20222023
Assets
Total assets20/58€720k€688k▼
Fixed assets21/28€285k€262k▼
Tangible fixed assets22/27€285k€262k▼
Land and buildings22€256k€242k▼
Plant, machinery and equipment23€27k€19k▼
Furniture and vehicles24€2k€926▼
Current assets29/58€435k€426k▼
Stocks and contracts in progress3€428k€407k▼
Stocks30/36€428k€407k▼
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€33€33=
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€720k€688k▼
Equity10/15€98k€114k▲
Contributions10/11€19k€19k=
Reserves13€79k€95k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€77k€93k▲
Amounts payable17/49€622k€574k▼
Amounts payable after more than one year17€220k€165k▼
Financial debts170/4€178k€155k▼
Other amounts payable178/9€42k€10k▼
Amounts payable within one year42/48€399k€407k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Financial debts43€100k€98k▼
Credit institutions430/8€100k€98k▼
Trade debts44€7k€21k▲
Suppliers440/4€7k€21k▲
Taxes, remuneration and social security45€37k€43k▲
Taxes450/3€37k€43k▲
Other amounts payable47/48€234k€222k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€43k€55k▲
Operating profit (loss)9901€17k€29k▲
Financial income75/76B€2k€14k▲
Recurring financial income75€2k€14k▲
Financial charges65/66B€14k€14k▲
Recurring financial charges65€14k€14k▲
Profit (loss) for the period before taxes9903€5k€29k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€1k€16k▲
Profit (loss) for the period to be appropriated9905€1k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€16k▲
Transfer to equity691/2€1k€16k▲
To the legal reserve6920€1k-
To other reserves6921-€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €16k ▲1017%
Net result €16k, the highest in the series.
30-09
Financial
Equity above €100kEq €114k ▲16.8%
5 profitable years in a row build equity to €114k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
16-03
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 2263840 Tongeren-BorgloonGround area
4,600 m²
Building footprint
343 m²
Volume, LiDAR
1,702 m³
2 parcels, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
-
since 20062.153.714.556
St.-Truidersteenweg 224, 3840 Tongeren-Borgloon
since 20142.291.849.187
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73017A0194/00H000 | Flanders | 2,467 m² | 1 · 189 m² | 10.8 m · 1 fl. |
| 73017A0052/00Y000 | Flanders | 2,133 m² | 1 · 154 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SMEDERIJ DE BRUYN
BE 0635.749.876
Aalst · Eq €114,629
Hendrickx Yves
BE 0429.091.772
Turnhout · Eq €112,521
ART METAL SERVICES
BE 0459.066.950
Zoersel · Eq €115,414
MLJ
BE 0823.277.503
Huldenberg · Eq €115,945
SMEDERIJ DENOLF
BE 0453.207.358
Zwevegem · Eq €116,075
Of 984 companies in sector 25401 we hold annual accounts for 407. 320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2006
Fiscal year end30-09
Activities, NACEBEL 2025
25401Forging of metal
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.