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A INTERIOR

Active
Hoge Hul 54 ·8000 Brugge, Belgium
KBO/BCE: BE 1003.754.713
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Staff (FTE)5

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of A INTERIOR is 2.2% (moderate). The 2025 annual accounts show equity of €159k and a net result of €12k. Its solvency ranks better than 28% of 334 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 24-03-2026 129 d early 2026-00060765
31-12-2024 31-07-2025 28-05-2025 64 d early 2025-00109604

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k-74.2%
Working capital€124k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 24-03-2026 with the NBB · fiscal year 2025 · verkort
€0€20k€40k€60k€80kOperating result 2024: €74k€74kNet result 2024: €47k€47kOperating result 2025: €35k€35kNet result 2025: €12k€12k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.5% 38.9%
better than 28% of 334 sector peers
Net result €12k €40k
better than 32% of 334 sector peers
Equity €159k €189k
better than 46% of 334 sector peers
Gross operating margin €487k €223k
better than 71% of 334 sector peers
Staff costs €394k €219k
higher than 67% of 216 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€71k
-34.4% 24-25
Net profit
€12k
-74.2% 24-25
Cash flow
€48k
-41.0% 24-25
Total assets
€778k
+16.1% 24-25
Equity
€159k
+8.3% 24-25
Working capital
€124k
- 24-25
Employees (FTE)
5
+2.0% 24-25
Staff costs
€394k
+18.1% 24-25
Income taxes
€8k
-55.8% 24-25
Debt
€619k
+18.3% 24-25
Debt ≤ 1y
€500k
-4.5% 24-25
Debt > 1y
€118k
- 24-25
Current ratio
1.25
+27.6% 24-25
Quick ratio
0.71
+53.3% 24-25
Solvency
20.5%
-6.7% 24-25
Debt / equity
3.88
+9.2% 24-25
ROE
7.6%
-76.2% 24-25
ROA
1.6%
-77.8% 24-25
Interest coverage
5.72
-55.7% 24-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€71k
Net profit€12k
Cash flow€48k
Staff costs€394k
Income taxes€8k
Dividends-
Total assets€778k
Equity€159k
Debt€619k
of which ≤ 1y€500k
of which > 1y€118k
Working capital€124k
Employees (FTE)5.0
Ratios (computed)
2025
Current ratio1.25
Quick ratio0.71
Working capital ratio16.0%
Solvency20.5%
Debt / equity3.88
Long-term debt ratio0.74
Interest coverage5.72
Gross margin-
Net margin-
ROA1.6%
ROE7.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€778k
Fixed assets 21/28€153k
Formation expenses 20€744
Intangible fixed assets 21€87k
Tangible fixed assets 22/27€66k
Current assets 29/58€624k
Stocks & contracts in progress 3€271k
Amounts receivable within one year 40/41€297k
Cash & bank 54/58€42k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€778k
Equity 10/15€159k
Contributions / capital 10/11€100k
Reserves 13€59k
Amounts payable 17/49€619k
Amounts payable after one year 17€118k
Amounts payable within one year 42/48€500k
Trade debts payable within one year 44€283k
Income statement
Gross operating margin 9900€487k
Operating result 9901€35k
Financial income 75€16
Financial charges 65€12k
Result before taxes 9903€21k
Income taxes 67/77€8k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
A INTERIOR
Hoge Hul 54, 8000 BruggeAlgemene bouw van residentiële gebouwen
since 20232.353.265.926
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area179 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31808K0310/00V002 Flanders 179 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health56Profitability38Solvency31Growth52Stability82
52 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 38
Solvency 31
Growth 52
Stability 82

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Installatie van isolatie43230Isolatiewerkzaamheden43291Schrijnwerk43320Schrijnwerk43320Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL A INTERIOR
Registered office
Hoge Hul 54
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.