A.I. GROUP
ActiveSummary
A.I. GROUP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77k and a net result of €2k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 48% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-3
Solvency55▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 2.77 in 2023; short-term debt: 27.1% and cash: 0.2% of total assets), but 70.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.6%
Return on assets
0.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
68 d late
2022
13 d early
2021
13 d early
2020
12 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 3.2%
2023 · €74k
2018: €43k
2019: €60k
2020: €63k
2021: €64k
2022: €66k
2023: €74k
2018 → 2024
Total assets
€259k▲ 7.5%
2023 · €241k
2018: €134k
2019: €159k
2020: €215k
2021: €273k
2022: €252k
2023: €241k
2018 → 2024
Net result
€2k▼ 69.4%
2023 · €8k
2018: €15k
2019: €17k
2020: €3k
2021: €1k
2022: €3k
2023: €8k
2018 → 2024
Working capital
€125k▲ 30.2%
2023 · €96k
2018: €18k
2019: €51k
2020: €109k
2021: €58k
2022: €69k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€64k▲ 1.7%€66k▲ 4.0%€74k▲ 11.7%€77k▲ 3.2%
Operating result€-10k-€3k€5k▲ 60.3%€8k▲ 59.4%€3k▼ 64.8%
Net result€3k-€1k▼ 58.0%€3k▲ 140%€8k▲ 201%€2k▼ 69.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 65% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €259k
Fixed assets
€63k ▼ 29.6%
Current assets
€195k ▲ 29.7%
Equity and liabilities €259k
Equity
€77k ▲ 3.2%
Debt
€182k ▲ 9.4%
Debt's share of the balance-sheet total rises from 69.2% to 70.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2023 · €27k
Cash flow
€29k▲
2023 · €27k
Current ratio
2.79▲
2023 · 2.77
Quick ratio
1.80▲
2023 · 0.17
Debt to equity
2.38▲
2023 · 2.25
ROE
3.1%▼
2023 · 10.5%
ROA
0.9%▼
2023 · 3.2%
Interest coverage
67.92▼
2023 · 114.66
Debt ≤ 1 year
€70k▲
2023 · €54k
Debt > 1 year
€112k=
2023 · €112k
Staff costs
€65k▲
2023 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€241k€259k▲
Fixed assets21/28€90k€63k▼
Intangible fixed assets21€30k€20k▼
Tangible fixed assets22/27€57k€40k▼
Plant, machinery and equipment23€57k€40k▼
Financial fixed assets28€3k€3k=
Current assets29/58€151k€195k▲
Stocks and contracts in progress3€141k€69k▼
Stocks30/36€141k€69k▼
Amounts receivable within one year40/41-€125k
Trade receivables40-€119k
Other amounts receivable41-€6k
Cash at bank and in hand54/58€9k€417▼
Deferred charges and accrued income490/1€700€700=
Equity and liabilities
Total equity and liabilities10/49€241k€259k▲
Equity10/15€74k€77k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€54k€56k▲
Amounts payable17/49€167k€182k▲
Amounts payable after more than one year17€112k€112k=
Financial debts170/4€66k€66k=
Other amounts payable178/9€46k€46k=
Amounts payable within one year42/48€54k€70k▲
Trade debts44€36k€31k▼
Suppliers440/4€36k€31k▼
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€3k▼
Remuneration and social security454/9-€13k
Other amounts payable47/48€11k€23k▲
Income statement
Code20232024
Remuneration, social security and pensions62€63k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€27k▲
Other operating charges640/8€1k€74k▲
Gross operating margin9900€92k€169k▲
Operating profit (loss)9901€8k€3k▼
Financial charges65/66B€237€435▲
Recurring financial charges65€237€435▲
Profit (loss) for the period before taxes9903€8k€2k▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€56k▲
Profit (loss) brought forward from the previous period14P€46k€54k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €1k ▼58%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €17k ▲16%
Operating result €24k, net result €17k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 4991030 SchaarbeekGround area
290 m²
Building footprint
239 m²
Volume, LiDAR
2,240 m³
2 parcels, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BODY & SUN
since 20112.205.870.565
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0433/00G003 | Brussels | 146 m² | 1 · 94 m² | 14.7 m · 4 fl. |
| 21372D0200/00E004 | Brussels | 144 m² | 1 · 145 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SRL Actuel Parquet
BE 0765.615.852
Liège · Eq €58k
ALKEN VLOEREN
BE 0822.158.043
Lommel · Eq €56k
WELCOME DECORS
BE 1019.608.174
Verviers · Eq €55k
PARKETLAND
BE 0828.989.912
Etterbeek · Eq €109k
LIQUID KURK
BE 0775.361.778
Herentals · Eq €53k
Of 75 companies in sector 47524 we hold annual accounts for 47. 35 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47524Retail trade
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.