A.G.A Corporate
ActiveSummary
A.G.A Corporate has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-3k. Equity is shrinking by ~83% per year across the filed fiscal years. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
14 d late
2024
8 d late
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▼ 80.1%
2024 · €-3k
2023: €-453
2024: €-3k
2023 → 2025
Total assets
€582▼ 86.4%
2024 · €4k
2023: €5k
2024: €4k
2023 → 2025
Net result
€-3k▲ 6.8%
2024 · €-3k
2023: €-2k
2024: €-3k
2023 → 2025
Working capital
€-6k▼ 62.5%
2024 · €-4k
2023: €948
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-453-€-3k▼ 612%€-6k▼ 80.1%
Operating result€-1k-€-2k▼ 36.9%€-3k▼ 24.7%
Net result€-2k-€-3k▼ 13.0%€-3k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €582
Fixed assets
€83 ▼ 79.3%
Current assets
€500 ▼ 87.1%
Key figures and ratios
EBITDA
€-2k▼
2024 · €-2k
Cash flow
€-2k▲
2024 · €-2k
Interest coverage
-40.98▼
2024 · -28.52
Debt
€6k▼
2024 · €7k
Debt ≤ 1 year
€6k▼
2024 · €7k
Ratios withheld: a balance sheet total of €582 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4k€582▼
Fixed assets21/28€399€83▼
Tangible fixed assets22/27€399€83▼
Furniture and vehicles24€399€83▼
Current assets29/58€4k€500▼
Cash at bank and in hand54/58€4k€500▼
Equity and liabilities
Total equity and liabilities10/49€4k€582▼
Equity10/15€-3k€-6k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-5k€-8k▼
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Trade debts44€992€82▼
Suppliers440/4€992€82▼
Taxes, remuneration and social security45€2k€976▼
Taxes450/3€2k€832▼
Remuneration and social security454/9€144€144=
Other amounts payable47/48€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317€317=
Other operating charges640/8€261€66▼
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€148-
Recurring financial income75€148-
Financial charges65/66B€60€54▼
Recurring financial charges65€60€54▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Income taxes67/77€832-
Profit (loss) for the period9904€-3k€-3k▲
Profit (loss) for the period to be appropriated9905€-3k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-8k▼
Profit (loss) brought forward from the previous period14P€-2k€-5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Ermitage 46040 CharleroiGround area
285 m²
Building footprint
113 m²
Volume, LiDAR
1,022 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A.G.A Corporate
since 20232.343.667.082
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034C0378/00B003 | Wallonia | 155 m² | 1 · 61 m² | 11.2 m · 3 fl. |
| 52363D0430/00Z002 | Wallonia | 130 m² | 1 · 52 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AFRICA 2
BE 0859.902.723
Charleroi
ATLAN
BE 0831.182.904
Charleroi
Belgian Industrial Group
BE 0717.708.641
Charleroi
Cesar Groupe
BE 0801.631.457
Charleroi
Direct Business Intelligence
BE 0536.790.575
Charleroi
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66220Insurance agents and brokers
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alessandra.comopolis@gmail.com
Phone:+32474135595