Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of A&F Construct is 2.4% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideSource: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalAdministrative Flags
1 eventBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBDirectors
Directors & mandates
1 director-
Fouad LemkademLiquidatorState Gazette act 25043137 (01-04-2025)Current01-04-2025 → present
2 events
- 01-04-2025 Appointed· Liquidator
- 01-04-2025 Resigned· Manager
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Limited partnership(612) |
| Incorporation | 04-07-2020 |
| Status | Active |
| Postal code | 2830 |
Locations & real estate
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0291/00Z007 | Flanders | 683 m² | 1 · 274 m² | 11.3 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
1 event from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
1 acts01-04-2025 Dissolution with immediate closure of the liquidation
- Ontbinding: 2024-12-31
Analysis
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | A&F Construct |
- 24-03-2025 UBO non-compliance