A.C.S. GROUP
ActiveA.C.S. GROUP has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €10k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+18
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 4.06 in 2024), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
4.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
45 d early
2023
19 d late
2022
on the day
2021
38 d late
2020
95 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 6.1%
2024 · €168k
2019: €89k
2020: €111k
2021: €138k
2022: €164k
2023: €165k
2024: €168k
2019 → 2025
Total assets
€244k▲ 17.9%
2024 · €207k
2019: €131k
2020: €173k
2021: €229k
2022: €238k
2023: €232k
2024: €207k
2019 → 2025
Net result
€10k▲ 186%
2024 · €4k
2019: €15k
2020: €22k
2021: €27k
2022: €26k
2023: €967
2024: €4k
2019 → 2025
Working capital
€150k▲ 27.5%
2024 · €118k
2019: €44k
2020: €74k
2021: €90k
2022: €79k
2023: €101k
2024: €118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€164k▲ 18.6%€165k▲ 0.6%€168k▲ 2.2%€178k▲ 6.1%
Operating result€55k-€41k▼ 26.6%€14k▼ 64.5%€16k▲ 14.5%€20k▲ 24.4%
Net result€27k-€26k▼ 5.0%€967▼ 96.2%€4k▲ 270%€10k▲ 186%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€29k▼ 43.7%
Current assets
€215k▲ 37.9%
Equity and liabilities €244k
Equity
€178k▲ 6.1%
Debt
€65k▲ 69.6%
The debt ratio rises from 18.6% to 26.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€52k▼
2024 · €72k
Cash flow
€41k▼
2024 · €59k
Solvency
73.3%▼
2024 · 81.4%
Current ratio
3.30▼
2024 · 4.06
Quick ratio
2.95▼
2024 · 3.49
Debt / equity
0.37▲
2024 · 0.23
ROE
5.7%▲
2024 · 2.1%
ROA
4.2%▲
2024 · 1.7%
Interest coverage
13.73▲
2024 · 11.63
Debt
€65k▲
2024 · €38k
Debt ≤ 1 year
€65k▲
2024 · €38k
Income taxes
€7k▼
2024 · €7k
Staff costs
€112k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€244k▲
Fixed assets21/28€51k€29k▼
Tangible fixed assets22/27€50k€28k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€41k€22k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€460€460=
Current assets29/58€156k€215k▲
Stocks and contracts in progress3€22k€23k▲
Stocks30/36€22k€23k▲
Amounts receivable within one year40/41€52k€86k▲
Trade receivables40€45k€86k▲
Other amounts receivable41€7k-
Current investments50/53€18k€18k▲
Cash at bank and in hand54/58€64k€88k▲
Equity and liabilities
Total equity and liabilities10/49€207k€244k▲
Equity10/15€168k€178k▲
Contributions10/11€12k€12k=
Reserves13€103k€113k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k-
Distributable reserves133€95k€111k▲
Profit (loss) carried forward14€53k€53k=
Amounts payable17/49€38k€65k▲
Amounts payable within one year42/48€38k€65k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€17k€43k▲
Taxes450/3€6k€27k▲
Remuneration and social security454/9€11k€16k▲
Other amounts payable47/48€20k€20k=
Income statement
Code20242025
Remuneration, social security and pensions62€84k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€31k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€159k€165k▲
Operating profit (loss)9901€16k€20k▲
Financial income75/76B€510€62▼
Recurring financial income75€510€62▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€11k€17k▲
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€64k▲
Profit (loss) brought forward from the previous period14P€50k€53k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
30-06
Financial
Weakest financial yearnet €967 ▼96.2%
Net result drops to €967, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €164k ▲18.6%
4 profitable years in a row build equity to €164k.
10-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
30-06
Financial
Highest result since 2019net €27k ▲25.3%
Operating result €55k, net result €27k, both a record.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €100kEq €111k ▲24.2%
2 profitable years in a row build equity to €111k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-12-2023
BOUCHAOUIR Jamal: Resigned as Manager
07-07-2014
Antonio ZERBINI: Resigned as Managing director
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Brunehault 2804453 JuprelleGround area
231 m²
Building footprint
50 m²
Parcel 62001B1000/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
A.C.S. GROUP SPRL
since 20072.162.677.455
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B1000/00A000 | Wallonia | 231 m² | 1 · 50 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 2,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2005
Fiscal year end30-06
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
45432
43120Site preparation
43240Other construction installation
43299Specialised construction activities
43332Laying of wooden floor and wall coverings
43350Other building finishing work
45204
95315Tyre services
47530Retail trade
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.