A BLOC
ActiveSummary
A BLOC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €118k. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+4
Solvency78▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.51 in 2024; short-term debt: 41.6% and cash: 13.7% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
71 d early
2022
83 d early
2021
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€271k▲ 76.7%
2024 · €153k
2021: €64k
2022: €98k
2023: €63k
2024: €153k
2021 → 2025
Total assets
€513k▲ 9.2%
2024 · €470k
2021: €318k
2022: €491k
2023: €559k
2024: €470k
2021 → 2025
Net result
€118k▲ 30.4%
2024 · €90k
2021: €14k
2022: €20k
2023: €53k
2024: €90k
2021 → 2025
Working capital
€1k
2024 · €-118k
2021: €-779
2022: €-65k
2023: €-151k
2024: €-118k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€98k▲ 53.9%€63k▼ 35.8%€153k▲ 143%€271k▲ 76.7%
Operating result€21k-€30k▲ 40.8%€82k▲ 174%€119k▲ 45.5%€153k▲ 28.9%
Net result€14k-€20k▲ 43.0%€53k▲ 167%€90k▲ 70.0%€118k▲ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€298k ▼ 13.5%
Current assets
€215k ▲ 72.0%
Equity and liabilities €513k
Equity
€271k ▲ 76.7%
Debt
€242k ▼ 23.5%
Debt's share of the balance-sheet total falls from 67.4% to 47.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€221k▲
2024 · €184k
Cash flow
€186k▲
2024 · €156k
Current ratio
1.01▲
2024 · 0.51
Quick ratio
1.00▲
2024 · 0.50
Debt to equity
0.89▼
2024 · 2.07
ROE
43.4%▼
2024 · 58.8%
ROA
22.9%▲
2024 · 19.2%
Interest coverage
56.92▲
2024 · 19.99
Debt ≤ 1 year
€214k▼
2024 · €243k
Debt > 1 year
€9k▼
2024 · €38k
Income taxes
€31k▲
2024 · €19k
Staff costs
€200k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€470k€513k▲
Fixed assets21/28€345k€298k▼
Intangible fixed assets21€1k€52▼
Tangible fixed assets22/27€344k€298k▼
Plant, machinery and equipment23€20k€24k▲
Furniture and vehicles24€232k€203k▼
Other tangible fixed assets26€92k€71k▼
Financial fixed assets28€200€200=
Current assets29/58€125k€215k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€27k€41k▲
Trade receivables40€15k€11k▼
Other amounts receivable41€12k€30k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€95k€70k▼
Deferred charges and accrued income490/1€444€2k▲
Equity and liabilities
Total equity and liabilities10/49€470k€513k▲
Equity10/15€153k€271k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€90k€208k▲
Investment grants15€13k€13k=
Amounts payable17/49€317k€242k▼
Amounts payable after more than one year17€38k€9k▼
Financial debts170/4€38k€9k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€243k€214k▼
Current portion of amounts payable after more than one year42€68k€62k▼
Financial debts43€1k€1k=
Other loans439€1k€1k=
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Taxes, remuneration and social security45€81k€81k▲
Taxes450/3€55k€55k▼
Remuneration and social security454/9€26k€27k▲
Other amounts payable47/48€88k€51k▼
Accrued charges and deferred income492/3€36k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€179k€200k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€68k▲
Other operating charges640/8€24k€15k▼
Gross operating margin9900€386k€436k▲
Operating profit (loss)9901€119k€153k▲
Financial income75/76B€51€24▼
Recurring financial income75€51€24▼
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€110k€149k▲
Income taxes67/77€19k€31k▲
Profit (loss) for the period9904€90k€118k▲
Profit (loss) for the period to be appropriated9905€90k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€208k▲
Profit (loss) brought forward from the previous period14P€32€90k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €118k ▲30.4%
Operating result €153k, net result €118k, both a record.
31-12
Financial
Equity above €200kEq €271k ▲76.7%
5 profitable years in a row build equity to €271k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €153k ▲143%
4 profitable years in a row build equity to €153k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
L. Mommaertslaan 111140 EvereGround area
3,564 m²
Parcel 21372C0121/00Y005, Brussels. Linked by address, not a title deed.
1 establishment unit
A BLOC
since 20202.310.360.252
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0121/00Y005 | Brussels | 3,564 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvere2.310.360.252
Legal Entity Identifier
875500VRYVKAJK1CAJ40
Similar companies · same sector, comparable size
Fitness Club du Parc
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P.K. HORSESALE & TRAINING
BE 0884.590.906
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Autonoom Gemeentebedrijf Asse
BE 0876.249.005
Asse · Eq €269,827
Evere White Star Padel Club
BE 0539.796.090
Evere · Eq €273,188
PEPPERS GYM
BE 0460.389.417
Wetteren · Eq €273,241
Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@abloc.brussels