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7TECH

Active
Public limited companyfounded 200124 yrs activeAvenue de la Corniche 7, 4900 Spa, BelgiumKBO/BCE: BE 0475.782.723

7TECH has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
35 / 100
Weak▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency35▼-26
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 2.28 in 2024), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.8%
Return on assets
-5.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
27 d early
2023
34 d early
2022
25 d early
2021
54 d early
2020
25 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€55k▼ 21.0%
2024 · €70k
2018: €136k 2019: €72k 2020: €16k 2021: €-18k 2022: €130k 2023: €119k 2024: €70k
2018 → 2025
Total assets
€265k▼ 3.3%
2024 · €274k
2018: €957k 2019: €911k 2020: €975k 2021: €1.04M 2022: €359k 2023: €306k 2024: €274k
2018 → 2025
Net result
€-15k▲ 70.4%
2024 · €-50k
2018: €-70k 2019: €-64k 2020: €-56k 2021: €-34k 2022: €148k 2023: €-11k 2024: €-50k
2018 → 2025
Working capital
€3k▼ 54.8%
2024 · €6k
2018: €3k 2019: €-4k 2020: €95k 2021: €19k 2022: €107k 2023: €52k 2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-18k-€130k€119k▼ 8.4%€70k▼ 41.5%€55k▼ 21.0%
Operating result€-16k-€156k€-7k€-46k▼ 541%€-11k▲ 76.5%
Net result€-34k-€148k€-11k€-50k▼ 355%€-15k▲ 70.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €-16k€-16kNet result 2021: €-34k€-34kOperating result 2022: €156k€156kNet result 2022: €148k€148kOperating result 2023: €-7k€-7kNet result 2023: €-11k€-11kOperating result 2024: €-46k€-46kNet result 2024: €-50k€-50kOperating result 2025: €-11k€-11kNet result 2025: €-15k€-15k20212022202320242025
The operating result stays negative: a loss of €11k in 2025 against €46k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets €254k▼ 3.4%
Current assets €10k▼ 1.5%
Equity and liabilities €265k
Equity €55k▼ 21.0%
Debt €209k▲ 2.8%
The debt ratio rises from 74.5% to 79.2%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2k
2024 · €-34k
Cash flow
€-2k
2024 · €-38k
Solvency
20.8%
2024 · 25.5%
Current ratio
1.35
2024 · 2.28
Quick ratio
1.35
2024 · 2.28
Debt / equity
3.80
2024 · 2.92
ROE
-26.6%
2024 · -71.0%
ROA
-5.5%
2024 · -18.1%
Interest coverage
0.58
2024 · -10.38
Debt
€209k
2024 · €204k
Debt ≤ 1 year
€8k
2024 · €5k
Debt > 1 year
€198k
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€274k€265k
Fixed assets21/28€263k€254k
Tangible fixed assets22/27€263k€254k
Land and buildings22€263k€254k
Current assets29/58€11k€10k
Amounts receivable within one year40/41€9k€4k
Trade receivables40-€4k
Other amounts receivable41€9k€296
Current investments50/53€38€37
Cash at bank and in hand54/58€2k€5k
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€274k€265k
Equity10/15€70k€55k
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-236k€-251k
Amounts payable17/49€204k€209k
Amounts payable after more than one year17€196k€198k
Other amounts payable178/9€196k€198k
Amounts payable within one year42/48€5k€8k
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€124€2k
Taxes450/3€124€2k
Other amounts payable47/48€5k€4k
Accrued charges and deferred income492/3€3k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k
Other operating charges640/8€2k€7k
Gross operating margin9900€-32k€9k
Operating profit (loss)9901€-46k€-11k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€-50k€-15k
Profit (loss) for the period9904€-50k€-15k
Profit (loss) for the period to be appropriated9905€-50k€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-236k€-251k
Profit (loss) brought forward from the previous period14P€-187k€-236k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €148k
Net result €148k after 4 loss-making years.
31-12
Financial Liquidity times 17current ratio 24.72
Current ratio from 1.46 to 24.72; short-term debt falls from €40k to €4k.
31-12
Financial Equity above €100kEq €130k
Equity rises from €-18k to €130k.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity quadruplescurrent ratio 3.62
Current ratio from 0.89 to 3.62.
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
19 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de la Corniche 74900 Spa
Ground area
8,722 m²
Building footprint
323 m²
Volume, LiDAR
3,330 m³
2 parcels, Wallonia · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de la Corniche 1, 4900 Spa
NACE 3001001
since 20022.098.804.737
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072H0003/00B008 Wallonia 4,756 m² 1 · 187 m² 16.2 m · 4 fl.
63072H0003/00X007 Wallonia 3,966 m² 1 · 136 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,316 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded05-10-2001
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
18130Pre-press and pre-media services
18140Printing and reproduction of recorded media
23130Manufacture of other non-metallic mineral products
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
55203Holiday cottages, homes and apartments
58190Other publishing activities, excluding software publishing
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72220
72300
72400
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.