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4KENNEDY

Active
Private limited company· 2 yrs active
Slypsstraat 15 ·8880 Ledegem, Belgium
KBO/BCE: BE 1007.783.478
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of 4KENNEDY is 3.0% (moderate). The 2025 annual accounts show equity of €445k and a net result of €-105k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-02-2026, 176 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 05-02-2026 176 d early 2026-00033611

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-105k
Working capital€-240k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 05-02-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€243k
Net profit€-105k
Cash flow€198k
Staff costs-
Income taxes-
Dividends-
Total assets€940k
Equity€445k
Debt€496k
of which ≤ 1y€438k
of which > 1y-
Working capital€-240k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.45
Quick ratio0.45
Working capital ratio-25.5%
Solvency47.3%
Debt / equity1.11
Long-term debt ratio-
Interest coverage5.36
Gross margin-
Net margin-
ROA-11.2%
ROE-23.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€940k
Fixed assets 21/28€743k
Tangible fixed assets 22/27€743k
Current assets 29/58€198k
Amounts receivable within one year 40/41€105k
Cash & bank 54/58€93k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€940k
Equity 10/15€445k
Contributions / capital 10/11€550k
Accumulated profits (losses) 14€-105k
Amounts payable 17/49€496k
Amounts payable within one year 42/48€438k
Trade debts payable within one year 44€128
Income statement
Gross operating margin 9900€260k
Operating result 9901€-60k
Financial charges 65€45k
Result before taxes 9903€-105k
Net result for the period 9904€-105k
Result to be appropriated 9905€-105k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
36 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
4KENNEDY
Slypsstraat 15, 8880 LedegemHandel in eigen onroerend goed
since 20242.358.407.916
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,668 m²
Buildings1
Building footprint219 m²
Volume (LiDAR)1,242 m³
Tallest building9.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36010B0451/00M000 Flanders 4,668 m² 1 · 219 m² 9.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health36Profitability0Solvency59Growth-Stability67
40 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 36
Profitability 0
Solvency 59
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL 4KENNEDY
Registered office
Slypsstraat 15
8880 Ledegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.