4floors
Active4floors has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+11
Solvency27▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.81 in 2024; short-term debt: 46.6% and cash: 1.5% of total assets), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18120 sector peers (2025).
NBB · sector comparisonPosition among 18120 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
101 d early
2024
17 d early
2023
31 d early
2022
71 d late
2021
31 d early
2020
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k
2024 · €-32k
2020: €26k
2021: €33k
2022: €-98k
2023: €-72k
2024: €-32k
2020 → 2025
Total assets
€821k▲ 4.2%
2024 · €788k
2020: €41k
2021: €431k
2022: €745k
2023: €699k
2024: €788k
2020 → 2025
Net result
€51k▲ 25.0%
2024 · €40k
2020: €24k
2021: €7k
2022: €-130k
2023: €25k
2024: €40k
2020 → 2025
Working capital
€-49k▲ 24.8%
2024 · €-65k
2020: €23k
2021: €-46k
2022: €-83k
2023: €-103k
2024: €-65k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€-98k€-72k▲ 25.9%€-32k▲ 55.9%€19k
Operating result€15k-€-120k€45k€62k▲ 37.9%€70k▲ 13.9%
Net result€7k-€-130k€25k€40k▲ 60.0%€51k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €821k
Fixed assets
€487k▼ 4.4%
Current assets
€334k▲ 19.8%
Equity and liabilities €821k
Equity
€19k
Debt
€802k
Debt finances 97.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€93k▲
2024 · €84k
Cash flow
€73k▲
2024 · €63k
Solvency
2.3%▲
2024 · -4.1%
Current ratio
0.87▲
2024 · 0.81
Quick ratio
0.46▲
2024 · 0.23
Debt / equity
43.08▲
2024 · -25.65
ROE
271.7%
ROA
6.2%▲
2024 · 5.1%
Interest coverage
5.06▲
2024 · 3.98
Debt
€802k▼
2024 · €820k
Debt ≤ 1 year
€383k▲
2024 · €344k
Debt > 1 year
€419k▼
2024 · €476k
Income taxes
€1k▲
2024 · €323
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€788k€821k▲
Fixed assets21/28€510k€487k▼
Tangible fixed assets22/27€510k€487k▼
Land and buildings22€390k€390k=
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€18k€11k▼
Other tangible fixed assets26€88k€77k▼
Current assets29/58€278k€334k▲
Stocks and contracts in progress3€199k€158k▼
Stocks30/36€145k€140k▼
Contracts in progress37€54k€18k▼
Amounts receivable within one year40/41€53k€162k▲
Trade receivables40€53k€162k▲
Other amounts receivable41€0€55▲
Cash at bank and in hand54/58€24k€12k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€788k€821k▲
Equity10/15€-32k€19k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-35k€16k▲
Amounts payable17/49€820k€802k▼
Amounts payable after more than one year17€476k€419k▼
Financial debts170/4€476k€419k▼
Amounts payable within one year42/48€344k€383k▲
Current portion of amounts payable after more than one year42€68k€57k▼
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€93k€185k▲
Suppliers440/4€93k€185k▲
Advances received on contracts in progress46€46k€0▼
Taxes, remuneration and social security45€21k€35k▲
Taxes450/3€21k€35k▲
Other amounts payable47/48€66k€55k▼
Accrued charges and deferred income492/3-€900
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€0▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€90k€100k▲
Operating profit (loss)9901€62k€70k▲
Financial income75/76B€430€74▼
Recurring financial income75€430€74▼
Financial charges65/66B€21k€18k▼
Recurring financial charges65€21k€18k▼
Profit (loss) for the period before taxes9903€41k€52k▲
Income taxes67/77€323€1k▲
Profit (loss) for the period9904€40k€51k▲
Profit (loss) for the period to be appropriated9905€40k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€16k▲
Profit (loss) brought forward from the previous period14P€-75k€-35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €51k ▲25%
Operating result €70k, net result €51k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet €-130k ▼1956%
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostrozebekestraat 2428770 IngelmunsterGround area
920 m²
Building footprint
174 m²
Volume, LiDAR
858 m³
Parcel 36007B1542/00A002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4floors
since 20192.289.866.627
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007B1542/00A002 | Flanders | 920 m² | 1 · 174 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CALOR-BOIS/ENERGIES NOUVELLES
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L'ETABLI
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Of 1,721 companies in sector 47521 we hold annual accounts for 1,289. 443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2019
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.