Age2 yrs
Real estate2 parcels · 7,403 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of 4EVERSHINE is 2.5% (moderate). The 2024 annual accounts show equity of €14k and a net result of €14k. Its solvency ranks better than 78% of 1984 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 1984 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 28-06-2025 | 33 d early | 2025-00244970 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€99k
EBIT margin19.2%
Net result€14k
Working capital€14k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 61.1% | 36.6% | |
| Net result | €14k | €10k | |
| Equity | €14k | €29k | |
| Gross operating margin | €38k | €39k | |
| Staff costs | €1k | €35k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €99k |
| EBITDA | €20k |
| Net profit | €14k |
| Cash flow | €15k |
| Staff costs | €1k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €24k |
| Equity | €14k |
| Debt | €9k |
| of which ≤ 1y | €9k |
| of which > 1y | - |
| Working capital | €14k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.54 |
| Quick ratio | 2.54 |
| Working capital ratio | 59.7% |
| Solvency | 61.1% |
| Debt / equity | 0.64 |
| Long-term debt ratio | - |
| Interest coverage | 1578.90 |
| Gross margin | 38.1% |
| Net margin | 14.5% |
| ROA | 60.5% |
| ROE | 99.0% |
| EBITDA margin | 19.8% |
| Days sales outstanding | 47d |
| Days payable outstanding | 19d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €24k |
| Formation expenses | 20 | €334 |
| Current assets | 29/58 | €23k |
| Amounts receivable within one year | 40/41 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €24k |
| Equity | 10/15 | €14k |
| Contributions / capital | 10/11 | €150 |
| Accumulated profits (losses) | 14 | €14k |
| Amounts payable | 17/49 | €9k |
| Amounts payable within one year | 42/48 | €9k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Turnover | 70 | €99k |
| Gross operating margin | 9900 | €38k |
| Operating result | 9901 | €19k |
| Financial charges | 65 | €12 |
| Result before taxes | 9903 | €19k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €14k |
| Result to be appropriated | 9905 | €14k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luxemburgstraat 209140 TemseEstablishment units
1 location4EVERSHINE
since 20232.349.257.153
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7,403 m²
Buildings2
Building footprint1,538 m²
Volume (LiDAR)17,544 m³
Tallest building16.4 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0179/09E000 | Flanders | 7,219 m² | 1 · 1,412 m² | 16.4 m · 4 fl. |
| 11004D0018/00H002 | Flanders | 184 m² | 1 · 125 m² | 14.4 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
26-02-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
26-02-2025 Registered office moved from Boechout to Temse
- Janssenlei 7, 2530 Boechout → Luxemburgstraat 20, 9140 Temse
Analysis
Financial profile
4 of 5 axes measured91
/ 100
Strong profile, led by health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
100
Profitability
99
Solvency
99
Growth
-
Stability
67
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0802.680.542 · Grobbendonk
BE 0798.473.316 · Verviers
BE 0794.213.036 · Wetteren
BE 0821.875.456 · Anderlecht
BE 0803.681.622 · Etterbeek
We hold annual accounts for 690 of the 6,942 companies in this sector. 601 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Wassen en poetsen van motorvoertuigen45206Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
| Legal nameNL | 4EVERSHINE |
Registered office
Luxemburgstraat 20
9140 Temse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.