Active BE 0677.668.229Private limited company

3MC

Veldstraat 34 ·2430 Laakdal, Belgium· 9 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of 3MC is 0.2% (very low). The 2025 annual accounts show negative equity (€-14k) and a net result of €-65k. Equity is growing by ~16% per year across the filed fiscal years. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-14k
Net result	€-65k
Active	9 yrs
Board	1

Snowflake analysis 5 of 5 axes measured · computed by Checked

58 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 20

Profitability 100

Solvency 40

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

20 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview8 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~16%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€-49k

+11.0% 19-25

Net profit

€-65k

+21.3% 19-25

Cash flow

€-49k

+12.5% 19-25

Total assets

€69k

-20.9% 19-25

Equity

€-14k

- 19-25

Working capital

€-17k

- 19-25

Income taxes

€391

+9.3% 19-25

Dividends

€0

-100.0% 19-25

Debt

€84k

+124.3% 19-25

Debt ≤ 1y

€82k

+191.3% 19-25

Debt > 1y

€0

-100.0% 19-25

Current ratio

0.79

-66.9% 19-25

Quick ratio

0.79

-66.9% 19-25

Solvency

-20.5%

- 19-25

Debt / equity

-5.87

- 19-25

ROE

454.5%

- 19-25

ROA

-93.2%

+0.5% 19-25

Interest coverage

-39.49

-23.7% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-49k
Net profit	€-65k
Cash flow	€-49k
Staff costs	-
Income taxes	€391
Dividends	-
Total assets	€69k
Equity	€-14k
Debt	€84k
of which ≤ 1y	€82k
of which > 1y	€0
Working capital	€-17k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.79
Quick ratio	0.79
Working capital ratio	-25.0%
Solvency	-20.5%
Debt / equity	-5.87
Long-term debt ratio	0.00
Interest coverage	-39.49
Gross margin	-
Net margin	-
ROA	-93.2%
ROE	454.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €5k · 7.6% Current assets €64k · 92.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€69k
Fixed assets	21/28	€5k
Tangible fixed assets	22/27	€5k
Current assets	29/58	€64k
Amounts receivable within one year	40/41	€9k
Cash & bank	54/58	€652
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€69k
Equity	10/15	€-14k
Contributions / capital	10/11	€6k
Reserves	13	€120k
Accumulated profits (losses)	14	€-140k
Amounts payable	17/49	€84k
Amounts payable after one year	17	€0
Amounts payable within one year	42/48	€82k
Trade debts payable within one year	44	€8k
Income statement
Gross operating margin	9900	€-48k
Operating result	9901	€-65k
Financial income	75	€2k
Financial charges	65	€1k
Result before taxes	9903	€-64k
Income taxes	67/77	€391
Net result for the period	9904	€-65k
Result to be appropriated	9905	€-65k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Anne-Sophie Vangenechten
Director
State Gazette act 23040458 (23-03-2023)

Current
23-03-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	28-06-2017
Status	Active
Postal code	2430

Establishment units 1 location

3MC

Veldstraat 34, 2430 LaakdalManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20172.266.693.030

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13045A0514/00F000	Flanders	884 m²	1 · 189 m²	12.3 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

21-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

10-05-2023

State Gazette act Director changes

Sebastiaan-Willem VERBERT

23-03-2023

State Gazette act Director changes

05-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2021

15-12-2021

NBB filing Annual accounts filed

fiscal year 2021 · micro

08-02-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

07-01-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

31-01-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 3 years ago

2023

10-05-2023 Board composition published Director changes·Sebastiaan-Willem VERBERT

Notary: Sebastiaan-Willem VERBERT · Antwerpen

Original publication ↗

Technical details

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23-03-2023 Anne-Sophie Vangenechten appointed as director Director changes

Anne-Sophie Vangenechten, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

3MC

Registered office

Veldstraat 34

2430 Laakdal, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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