3D PRODUCTS
ActiveSummary
3D PRODUCTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674k and a net result of €175k. Equity is growing by ~62.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+9
Solvency100▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 2.11 in 2024; short-term debt: 22.2% and cash: 10.3% of total assets), and 22.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
20.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
47 d early
2023
34 d early
2022
38 d early
2021
59 d early
2020
65 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€674k▲ 35.2%
2024 · €498k
2018: €-81k
2019: €-83k
2020: €-87k
2021: €-92k
2022: €283k
2023: €381k
2024: €498k
2018 → 2025
Total assets
€866k▼ 4.5%
2024 · €907k
2018: €3k
2019: €4k
2020: €3k
2021: €3k
2022: €1.13M
2023: €958k
2024: €907k
2018 → 2025
Net result
€175k▲ 49.1%
2024 · €118k
2018: €-2k
2019: €-2k
2020: €-4k
2021: €-4k
2022: €174k
2023: €98k
2024: €118k
2018 → 2025
Working capital
€648k▲ 42.6%
2024 · €455k
2018: €-81k
2019: €-83k
2020: €-87k
2021: €-92k
2022: €236k
2023: €340k
2024: €455k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-92k-€283k€381k▲ 34.6%€498k▲ 30.9%€674k▲ 35.2%
Operating result€-4k-€195k€147k▼ 24.9%€159k▲ 8.2%€248k▲ 56.3%
Net result€-4k-€174k€98k▼ 43.8%€118k▲ 20.1%€175k▲ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €866k
Fixed assets
€26k ▼ 40.8%
Current assets
€840k ▼ 2.6%
Equity and liabilities €866k
Equity
€674k ▲ 35.2%
Debt
€193k ▼ 52.9%
Debt's share of the balance-sheet total falls from 45.1% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261k▲
2024 · €170k
Cash flow
€189k▲
2024 · €129k
Current ratio
4.37▲
2024 · 2.11
Quick ratio
0.98▼
2024 · 1.16
Debt to equity
0.29▼
2024 · 0.82
ROE
26.0%▲
2024 · 23.6%
ROA
20.2%▲
2024 · 13.0%
Interest coverage
18.73▼
2024 · 58.48
Debt ≤ 1 year
€192k▼
2024 · €408k
Income taxes
€59k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€907k€866k▼
Fixed assets21/28€44k€26k▼
Intangible fixed assets21€13k€7k▼
Tangible fixed assets22/27€26k€19k▼
Furniture and vehicles24€26k€19k▼
Financial fixed assets28€5k-
Current assets29/58€863k€840k▼
Stocks and contracts in progress3€387k€652k▲
Stocks30/36€387k€652k▲
Amounts receivable within one year40/41€65k€99k▲
Trade receivables40€35k€82k▲
Other amounts receivable41€29k€16k▼
Cash at bank and in hand54/58€401k€89k▼
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€907k€866k▼
Equity10/15€498k€674k▲
Contributions10/11€219k€219k=
Reserves13€100k€100k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14€180k€355k▲
Amounts payable17/49€409k€193k▼
Amounts payable within one year42/48€408k€192k▼
Trade debts44€19k€6k▼
Suppliers440/4€19k€6k▼
Other amounts payable47/48€390k€186k▼
Accrued charges and deferred income492/3€500€552▲
Income statement
Code20242025
Non-recurring operating income76A€8k€500▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€968€998▲
Non-recurring operating charges66A€500€2k▲
Gross operating margin9900€172k€264k▲
Operating profit (loss)9901€159k€248k▲
Financial income75/76B€932€50▼
Recurring financial income75€932€50▼
Financial charges65/66B€3k€14k▲
Recurring financial charges65€3k€14k▲
Profit (loss) for the period before taxes9903€157k€234k▲
Income taxes67/77€39k€59k▲
Profit (loss) for the period9904€118k€175k▲
Profit (loss) for the period to be appropriated9905€118k€175k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€355k▲
Profit (loss) brought forward from the previous period14P€62k€180k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €175k ▲49.1%
Operating result €248k, net result €175k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.37
Current ratio from 2.11 to 4.37; short-term debt falls from €408k to €192k.
31-12
Financial
Equity above €500kEq €674k ▲35.2%
4 profitable years in a row build equity to €674k.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €174k
Net result €174k after 4 loss-making years.
31-12
Financial
Liquidity times 37current ratio 1.28
Current ratio from 0.03 to 1.28.
31-12
Financial
Equity above €200kEq €283k
Equity rises from €-92k to €283k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
Show earlier events
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Gaystraat 201150 Sint-Pieters-WoluweGround area
270 m²
Building footprint
96 m²
Volume, LiDAR
809 m³
Parcel 21019A0105/00W000, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
François Gaystraat 20, 1150 Sint-Pieters-Woluwe
since 20002.093.891.884
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0105/00W000 | Brussels | 270 m² | 1 · 96 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845001400HECE005F81
Similar companies · same sector, comparable size
TARCEL Entreprises
BE 0442.691.073
Aywaille · Eq €677k
TEXIMAT
BE 0473.502.827
Antwerpen · Eq €670k
MAINVEST
BE 0473.447.991
Maaseik · Eq €679k
Incirci Car's
BE 0836.520.674
Hensies · Eq €667k
BELDIMED
BE 0451.903.697
Dison · Eq €681k
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 1,070 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.