2N TOITURE
ActiveThe computed 12-month bankruptcy probability of 2N TOITURE is 3.1% (moderate). The 2025 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 10% of 27450 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability61
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.41; short-term debt: 58.7% and cash: 0% of total assets), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€123k
Net result
€2k
Working capital
€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €123k
Fixed assets
€94k
Current assets
€29k
Equity and liabilities €123k
Equity
€4k
Debt
€119k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€18k
Solvency
3.5%
Current ratio
0.41
Quick ratio
0.41
Debt / equity
27.20
ROE
54.3%
ROA
1.9%
Interest coverage
4.74
Debt
€119k
Debt ≤ 1 year
€72k
Debt > 1 year
€47k
Income taxes
€937
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€123k
Fixed assets21/28€94k
Tangible fixed assets22/27€94k
Plant, machinery and equipment23€4k
Furniture and vehicles24€27k
Leasing and similar rights25€63k
Current assets29/58€29k
Amounts receivable within one year40/41€29k
Trade receivables40€29k
Other amounts receivable41€28
Cash at bank and in hand54/58€20
Equity and liabilities
Total equity and liabilities10/49€123k
Equity10/15€4k
Contributions10/11€2k
Profit (loss) carried forward14€2k
Amounts payable17/49€119k
Amounts payable after more than one year17€47k
Financial debts170/4€47k
Amounts payable within one year42/48€72k
Current portion of amounts payable after more than one year42€10k
Trade debts44€28k
Suppliers440/4€28k
Taxes, remuneration and social security45€9k
Taxes450/3€6k
Remuneration and social security454/9€3k
Other amounts payable47/48€26k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€842
Gross operating margin9900€25k
Operating profit (loss)9901€8k
Financial income75/76B€31
Recurring financial income75€31
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€937
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boucle des Noyers, Le Sart 156840 NeufchâteauGround area
1,071 m²
Building footprint
191 m²
Volume, LiDAR
1,112 m³
Parcel 84026F0677/00H000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Boucle des Noyers, Le Sart 15, 6840 Neufchâteau
since 20242.364.690.051
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84026F0677/00H000 | Wallonia | 1,071 m² | 1 · 190 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTERIEUR & RENOVATIE BC
BE 1006.739.739
Genk · Eq €4k
MKL DAKWERKEN
BE 1002.688.901
Heusden-Zolder · Eq €4k
HOMBERT TOITURES
BE 0501.913.533
Ferrières · Eq €4k
ENTREPRISE GENERALE DE TOITURE (E.G.T)
BE 0479.342.128
Liège · Eq €4k
ATHOITURE
BE 0762.860.260
Ath · Eq €4k
Of 8,558 companies in sector 43410 we hold annual accounts for 4,350. 1,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2024
Fiscal year end30-06
Activities, NACEBEL
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nicolas.naveaux@outlook.com
Phone:+32495344084